The top-rated long-term care insurance agent in Wakefield, Massachusetts is Lindmark Insurance, rated 5.0 stars across 14 reviews. Other highly rated options include Water Street Insurance, Hartshorne & Curley Insurance, Inc., World Insurance Associates LLC. This directory lists 17 long-term care insurance agents serving Wakefield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindmark Insurance | 607 North Ave | (781) 245-0100 |
| 2 | Water Street Insurance | 27 Water St #101 | (781) 245-0888 |
| 3 | Hartshorne & Curley Insurance, Inc. | 35 Albion St | (781) 245-0033 |
| 4 | World Insurance Associates LLC | 201 Edgewater Dr Suite 270 | (781) 246-2677 |
| 5 | Arbella Insurance - Wakefield Claim Office | 101 Edgewater Dr #160 | (800) 272-3552 |
| 6 | Eastern Insurance | 100 Quannapowitt Pkwy | (781) 245-3700 |
| 7 | Big Apple Insurance Agency | 493 Salem St | (339) 219-1563 |
| 8 | Lynch Insurance Group | 28 Park Ave | (781) 405-5225 |
| 9 | Wakefield Insurance Agency | 35 Albion St | (781) 245-1141 |
| 10 | AllMass John Fernekees Insurance | 591 North Ave | (781) 246-3376 |
Lindmark Insurance serves clients in Wakefield, Massachusetts, and the surrounding North Shore communities. It handles long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, or home health aides. When a client needs coverage, the agent typically reviews individual health histories and financial situations. It then compares policy options from multiple carriers before making specific recommendations tailored to that client’s needs and budget. This approach ensures each plan matches the unique care requirements and financial resources of the policyholder.
Water Street Insurance in Wakefield, MA offers a range of long-term care insurance services, including policy selection guidance and enrollment assistance. The agency helps clients review existing plans and adjust coverage to meet evolving needs. Licensed agents provide ongoing support for claims filing and policy maintenance, ensuring beneficiaries understand coverage terms and benefit triggers. The agency serves clients with diverse real estate portfolios, including single-family homes, apartments, retail properties, and restaurants.
Hartshorne & Curley Insurance, Inc. serves families and individuals looking to protect their savings from the high costs of future care. As a long-term care insurance agent in Wakefield, MA, the company helps clients evaluate policy options for nursing home, assisted living, and home-based care coverage. These professionals guide customers through complex benefit choices to plan for potential extended health needs. The agency also provides its services to residents in the neighboring community of Melrose and throughout the greater Boston metro area.
World Insurance Associates LLC in Wakefield, MA helps clients choose between a one-time policy purchase and a recurring premium payment plan for long-term care coverage. Their work involves assessing local needs for future nursing home, assisted living, or home health care expenses. Service runs on an as-needed basis, with policy reviews and adjustments available whenever a client’s situation changes.
Arbella Insurance - Wakefield Claim Office serves residents throughout Middlesex County, Massachusetts, as a provider of long-term care insurance solutions. It assists individuals in planning for future custodial and nursing care needs through customized policy options that help protect assets. The agency guides clients through the complexities of benefits coverage and claim procedures related to home health aides and assisted living facility expenses.
Eastern Insurance provides personalized long-term care insurance planning, helping clients evaluate policy options that protect assets and ensure access to quality care services throughout Wakefield, Massachusetts. The agency guides individuals and families through the complexities of coverage choices, including benefit periods, inflation protection, and elimination periods. Local residents rely on its support to address financial risks associated with aging or chronic illness without depleting savings. As spring approaches, the agency helps people revisit existing policies to account for changes in health or family circumstances.
As Wakefield residents begin planning for retirement or adjusting to the health changes that come with winter, securing future care is a common concern. Big Apple Insurance Agency provides long-term care insurance agent services to help local families prepare for potential nursing home, assisted living, or in-home care expenses. The agency guides clients through policy options that can protect savings and offer peace of mind. An initial consultation typically begins with a simple review of personal health history and financial goals, scheduled at the client’s convenience.
Lynch Insurance Group works with individuals and families in the Wakefield area to explore long-term care insurance options. The agency assists clients in understanding policies that help cover the costs of extended care services, such as in-home assistance or nursing facility stays. Lynch Insurance Group also serves commercial clients, including local offices, warehouses, and food service businesses seeking appropriate coverage solutions.
Serving primarily residential clients in Wakefield, Massachusetts, Wakefield Insurance Agency also assists local businesses with their long-term care insurance needs. The agency guides individuals and commercial clients through policy options designed to help cover the cost of future care. Their service area focuses on Wakefield and the surrounding communities within the region. Clients often return for annual policy reviews or when their circumstances change, maintaining the relationship between regularly scheduled appointments.
AllMass John Fernekees Insurance is a long-term care insurance agency based in Wakefield, Massachusetts, known for helping individuals plan for future care needs. The company guides clients through policy options that cover assisted living, nursing home stays, and home health services in the region. These professionals analyze personal assets and health considerations to recommend appropriate coverage. As an additional service, the agency can coordinate Medicare supplement plans to complement a client’s long-term care strategy.
What Does a a Long-Term Care Insurance Agent in Wakefield Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and benefit amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. Partnership policies often have slightly higher premiums but offer asset protection. This is general information and not insurance advice.
About long-term care insurance agents in Wakefield
A long-term care insurance agent in Wakefield can help you compare policies from multiple carriers. Massachusetts offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to benefits paid. Agents guide you through plan options and state-specific requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Wakefield do?
An agent helps you review and compare long-term care insurance policies from different companies. They explain coverage options, benefit triggers, and inflation protection. They also advise on Massachusetts Partnership qualified plans.
How does the Massachusetts Partnership for Long-Term Care program work?
This program lets you keep assets equal to the amount your policy pays in benefits. To qualify, the policy must be Partnership certified by the state. An agent can tell you which policies meet this requirement.
What is the best age to buy long-term care insurance in Massachusetts?
Most people buy coverage in their 50s or early 60s when premiums are lower. Waiting until age 65 or older can result in higher costs or denial due to health issues. An agent can review your situation and provide quotes.
Long-Term Care Insurance Agents in Other Massachusetts Cities
Andover · Arlington · Attleboro · Auburn · Belmont · Beverly · Boston · Braintree · Bridgewater · Brockton · Burlington · Cambridge · Canton · Chelmsford · Chelsea