The top-rated long-term care insurance agent in Springfield, Massachusetts is Western Mass Auto Insurance Inc., rated 4.8 stars across 529 reviews. Other highly rated options include Greg Quimby at Comparion Insurance Agency, Bryan Punderson at Comparion Insurance Agency, Comparion Insurance Agency. This directory lists 18 long-term care insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Western Mass Auto Insurance Inc. | 383 Belmont Ave | (413) 781-3800 |
| 2 | Greg Quimby at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7016 |
| 3 | Bryan Punderson at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 747-6420 |
| 4 | Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 567-2000 |
| 5 | CHI Insurance Agency Inc. | 1691 Main St | (413) 736-6785 |
| 6 | David Fesko at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7010 |
| 7 | Alban Insurance Agency | 85 Wilbraham Rd | (888) 302-1568 |
| 8 | FR insurance and Benefits LLC | 1 monarch place suite 2030 | (413) 505-5090 |
| 9 | Bates Fullam Bombard Insurance | 1225 Sumner Ave | (413) 733-3553 |
| 10 | Sunshine Insurance, MA | 570 Cottage St | (413) 749-4318 |
Western Mass Auto Insurance Inc. serves the Springfield, Massachusetts metro area and the surrounding county as a provider of long-term care insurance agent services. These professionals help individuals plan for future needs by explaining policy options that cover in-home care or nursing facility stays. They assist clients in understanding coverage details and guiding them through the application process. This agency handles long-term care insurance policy selection and personalized needs evaluations for families in this region.
Greg Quimby at Comparion Insurance Agency provides long-term care insurance services to clients in the Springfield, MA area. The agency helps individuals evaluate coverage options designed to protect assets and manage the costs of extended care. Ongoing policy reviews and claims assistance are offered to support clients as their needs evolve. The agency develops tailored plans for homeowners, apartment residents, and those in retail and restaurant professions.
Bryan Punderson at Comparion Insurance Agency serves Springfield, Massachusetts, and the surrounding communities throughout the Pioneer Valley. The agency handles long-term care insurance by helping individuals plan for future care needs that may not be covered by standard health plans or Medicare. This work focuses on explaining policy options for services like in-home assistance or nursing facility stays. Over an initial discussion, the agent assesses a client's personal situation and financial resources to review coverage choices without pressure.
Comparion Insurance Agency in Springfield, Massachusetts assists clients with long-term care insurance, offering coverage options that help manage expenses for extended care needs. This includes policies designed to protect assets and provide flexibility for future care decisions. Their service plans involve ongoing policy reviews to ensure coverage aligns with changing health and financial circumstances. Claims support is also provided to simplify the process when care becomes necessary. They serve individual clients residing in single-family homes, apartments, and townhouses, as well as those in assisted living and memory care facilities.
CHI Insurance Agency Inc. serves local individuals and families in Springfield, MA who are planning for future healthcare needs. The company specializes in long-term care insurance, which helps cover the costs of nursing homes, assisted living, and in-home care that Medicare does not pay for. Its agents explain coverage options and guide clients through policy selection. The agency also serves residents in neighboring Westfield, Massachusetts, and the greater Springfield metro area.
David Fesko at Comparion Insurance Agency in Springfield, MA focuses on long-term care insurance as its specialty service. The agency generally assists individuals and families with evaluating private insurance policies designed to cover extended nursing home, assisted living, or home health care costs. It works with local clients to select coverage that fits future financial planning needs related to aging. This company specifically helps address concerns about unpredictable long-term care expenses that may arise following a new medical diagnosis or a sudden change in a family caregiver’s health.
Alban Insurance Agency in Springfield, MA assists residents in distinguishing between one-time consultations for immediate policy selection and recurring service options that manage ongoing coverage adjustments. The agency provides access to long-term care insurance policies designed to cover future needs such as in-home assistance or nursing facility care, helping individuals protect assets against the high cost of extended support. Their service runs on a one-time, scheduled, or as-needed basis depending on each client's planning stage and policy lifecycle.
As Springfield residents begin planning for their later years, the need to safeguard assets against potential long-term care costs becomes a pressing concern. FR insurance and Benefits LLC in Springfield, MA acts as a local long-term care insurance agent, helping clients navigate policy options that fund in-home aides or nursing facility stays. The agent reviews individual health profiles and financial circumstances to match coverage that aligns with current state regulations. An initial assessment of your current health status and care preferences is the first step before any policy comparison is presented.
Bates Fullam Bombard Insurance provides long-term care insurance services to residents of Springfield, Massachusetts. Commercial coverage options are also offered, serving families and businesses throughout the surrounding area. Their agents assess individual needs to recommend suitable policies for future care costs. Policyholders may return for annual plan reviews or to update their coverage as life circumstances change. Regular visits allow clients to adjust their benefits between scheduled check-ins.
What Does a a Long-Term Care Insurance Agent in Springfield Cost?
Long-term care insurance premiums in Massachusetts vary widely by age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month for a 165 dollar daily benefit with 3 year coverage. Costs increase with age and for richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Springfield
Long-term care insurance agents in Springfield Massachusetts help residents plan for future care costs. Massachusetts offers a state partnership program that allows policyholders to protect assets while qualifying for MassHealth. Agents guide clients through policy choices that meet both personal needs and state requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Springfield do?
A long-term care insurance agent helps you compare policies from different companies and explains coverage options. They also advise on Massachusetts specific rules like the partnership program and how policies interact with MassHealth. Agents do not sell one product but provide information to help you choose.
What is the Massachusetts long-term care partnership program?
The Massachusetts long-term care partnership program lets you keep a portion of your assets if you later need MassHealth. Your agent can explain how a qualified partnership policy works and the asset protection it provides. This program is unique to states like Massachusetts.
Are there time limits for buying long-term care insurance in Massachusetts?
Massachusetts has a 30 day free look period where you can cancel a new policy for a full refund. There is no state deadline to buy coverage, but premiums are lower when you are younger and healthier. An agent can help you understand the best time to apply.
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