The top-rated long-term care insurance agent in Methuen, Massachusetts is Dany Karam Insurance Agency, rated 4.9 stars across 272 reviews. Other highly rated options include Michaud Insurance Agency, Leslie Insurance Agency, Marquis & Coughlan Insurance Agency. This directory lists 20 long-term care insurance agents serving Methuen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dany Karam Insurance Agency | 326 Merrimack St | (978) 984-5784 |
| 2 | Michaud Insurance Agency | 95 Ayer St | (978) 685-2549 |
| 3 | Leslie Insurance Agency | 188 Broadway | (978) 208-7606 |
| 4 | Marquis & Coughlan Insurance Agency | 147 Lowell St | (978) 683-2277 |
| 5 | The Wicks Insurance Group | 13 Branch St Suite 215 | (978) 208-6111 |
| 6 | T.A. Sullivan Agency, Inc. | 135 Merrimack St | (888) 987-0505 |
| 7 | Bearingstar Insurance | 13 Branch St #211 | (978) 688-5500 |
| 8 | Hasbany & Regan Insurance Agency | 254 Pleasant St | (978) 685-3188 |
| 9 | People Insurance LLC | 209 Broadway | — |
| 10 | Advantage Insurance LLC | 421 MA-113 | (978) 622-0308 |
Dany Karam Insurance Agency serves the Methuen, Massachusetts area as a local long-term care insurance agent. The agency assists individuals and families in planning for the costs of extended care, including nursing home stays and in-home care. It helps clients understand policy options that protect assets while maintaining access to necessary support services. Dany Karam Insurance Agency offers guidance on benefit triggers and policy riders, and handles comparison shopping across different long-term care insurance carriers in this region.
Michaud Insurance Agency in Methuen, MA, provides a range of long-term care insurance services, including policy selection guidance and claims assistance. The agency offers ongoing service plans to help clients review their coverage needs over time and adjust policies as circumstances change. By focusing on long-term care insurance, it advises individuals on protecting assets and accessing care options. The agency services properties such as single-family homes, apartments, retail locations, and restaurants throughout the local area.
Leslie Insurance Agency in Methuen, Massachusetts serves individuals and families seeking financial protection through long-term care insurance. The agency helps clients plan for future health needs by explaining policy options and calculating potential coverage costs. It assists with comparing benefit periods and elimination periods to find suitable plans. Residents concerned about preserving retirement savings and reducing care expenses can access personalized service. The agency also extends its long-term care insurance services to clients in the greater Haverhill area and across the Merrimack Valley region.
Marquis & Coughlan Insurance Agency serves Methuen, Massachusetts, and the surrounding Merrimack Valley communities, handling long-term care insurance policies for individuals planning for future healthcare needs. It assists clients in understanding coverage options that protect assets and provide access to home care, assisted living, or nursing facility services. The agency typically begins with a personalized consultation to assess a client’s financial situation and health history, then compares multiple carriers to recommend a suitable policy tailored to their specific needs and budget.
For clients deciding between a one-time policy review and a recurring service schedule, Wicks Insurance Group offers guidance tailored to individual needs, covering both traditional long-term care insurance and hybrid life policies. Common coverage topics often include nursing home, assisted living, and home health care benefits. Located in Methuen, MA, this agency helps individuals in the region identify appropriate coverage options. In terms of engagement, service runs on either a one-time consultation basis or an as-needed schedule at the client’s discretion.
T.A. Sullivan Agency, Inc., located in Methuen, MA, specializes in helping clients evaluate and select long-term care insurance policies that protect assets and cover future care needs. The agency assists individuals and families in understanding coverage options, comparing plans from various carriers, and navigating the application process for tailored protection. During open enrollment periods or after a new medical diagnosis, it helps clients reassess their existing policies to ensure adequate coverage for evolving care requirements.
Bearingstar Insurance serves homeowners and individuals in the Methuen area of Essex County, Massachusetts, offering Long-Term Care Insurance Agent services. This agency assists clients with planning for future care needs, including home health aide coverage and nursing facility benefits. It helps local residents understand policy options that protect savings while addressing personal care requirements. The agency handles long-term care insurance applications and policy reviews for individuals and families in the Methuen region.
As local residents begin planning for the costs of assisted living or nursing home care, their need for reliable financial protection grows. Hasbany & Regan Insurance Agency in Methuen, MA provides guidance on long-term care insurance to help individuals preserve savings while preparing for future health needs. The agency presents policy options that cover daily support services not included under standard health plans. An initial assessment helps clients evaluate their current situation and determine the most appropriate coverage.
What Does a a Long-Term Care Insurance Agent in Methuen Cost?
Long-term care insurance premiums in Massachusetts vary by age health and benefit amount. A typical annual premium for a 55 year old might range from 1500 to 3000 dollars for a policy with a 150 dollar daily benefit and 3 year benefit period. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Methuen
A long-term care insurance agent in Methuen can help you explore policies that cover nursing home care home health aides and assisted living. Massachusetts offers the Partnership for Long-Term Care program which allows policyholders to protect a portion of their assets when applying for MassHealth. An agent can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Methuen do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They also guide you on how Massachusetts Partnership policies work to coordinate private insurance with MassHealth.
How does the Massachusetts Partnership for Long-Term Care program work?
This program lets you buy a state-approved policy that includes inflation protection. If you use all your policy benefits you can apply for MassHealth without spending down all your assets. An agent can show you which policies qualify.
Are there age limits for buying long-term care insurance in Massachusetts?
Most insurers require you to be between 18 and 84 years old to apply. Premiums are lower when you buy a policy at a younger age. An agent can help you find a policy that fits your age and health status.
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