The top-rated long-term care insurance agent in Malden, Massachusetts is Paul T. Murphy Insurance, rated 4.8 stars across 220 reviews. Other highly rated options include Sharlene Wulleman: Allstate Insurance, Derek Witham Insurance Agency, Inc., Ken Hodas Insurance. This directory lists 19 long-term care insurance agents serving Malden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul T. Murphy Insurance | 628 Broadway | (781) 321-9700 |
| 2 | Sharlene Wulleman: Allstate Insurance | 146 Commercial St | (781) 605-2629 |
| 3 | Derek Witham Insurance Agency, Inc. | 269 Broadway | (781) 322-2886 |
| 4 | Ken Hodas Insurance | 269 Broadway | (781) 868-4243 |
| 5 | Avanti Insurance Agency, Inc. | 17 Charles St | (781) 324-6301 |
| 6 | MANSOUR INSURANCE | 380 Pleasant St | (978) 278-5339 |
| 7 | Prescott & Son Insurance | 963 Eastern Ave | (781) 322-2350 |
| 8 | J. Mallon Insurance, LLC | 1 Centre St Ste 3B | (781) 321-2233 |
| 9 | Supino Insurance Agency, Inc. | 1012 Eastern Ave | (781) 322-2800 |
| 10 | Lister Insurance Agency Inc. | 963 Eastern Ave | (781) 393-9330 |
Paul T. Murphy Insurance serves the Malden, Massachusetts metro area and provides long-term care insurance agent services. The company helps individuals plan for future care needs by offering policies that cover assistance with daily living activities. These plans are designed to protect personal savings from the high costs of home care, assisted living, and skilled nursing care. The agency handles both initial policy selection and periodic policy reviews to adjust coverage as circumstances change. It specifically manages Medicare supplement comparisons and asset protection strategies for clients.
Sharlene Wulleman: Allstate Insurance in Malden, Massachusetts, serves homeowners and individual policyholders seeking financial protection for their futures. The agency specializes in Long-Term Care Insurance, helping clients plan for potential needs for assisted living, nursing home care, or home-based health services. These policies are designed to cover costs not fully paid by standard health insurance or Medicare. Understanding the complexities of long-term care planning is a key part of the service offered. The agency also works with clients in the Greater Boston area, including nearby Medford.
Derek Witham Insurance Agency, Inc. serves clients in the Malden, Massachusetts area with a range of long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, and in-home support services. The agency provides ongoing policy review and assistance with claims filing to help ensure coverage remains aligned with changing health needs. It services single-family homes, apartments, retail spaces, and restaurants.
Ken Hodas Insurance serves individuals and families in Malden, Massachusetts who are planning for their future care needs. As a long-term care insurance agent, the company helps clients evaluate policies that cover nursing home stays, assisted living, and home health care. These services are designed to protect savings from the high costs of extended personal support. The goal is to match each client with a plan that fits their financial situation and health goals. The agency also covers neighboring communities in the Greater Boston area, including Everett and Medford.
Serving Malden, Massachusetts, and the surrounding communities, Avanti Insurance Agency, Inc. handles long-term care insurance coverage for local residents. This agency assists clients in understanding policies that help pay for extended care services. It works to explain how such plans can protect personal assets and provide access to care options. For a typical job, the agency reviews a client’s current health situation and future care preferences to help identify a manageable plan from available policy choices.
While long-term care insurance typically requires a single policy purchase for ongoing protection, annual enrollment periods offer different options for initial application. Agents in the Malden area guide clients through choosing coverage that helps pay for nursing home or home health care services. MANSOUR INSURANCE assists individuals with policy selection and plan comparisons. This service runs on both a one-time basis for initial policy setup and an as-needed basis for future adjustments or claims.
Prescott & Son Insurance focuses on long-term care insurance, helping clients in Malden, MA plan for future care needs. The agency assists individuals with evaluating policy options that cover home care, assisted living, and nursing facility expenses. It guides families through the complexities of asset protection and Medicaid planning as part of comprehensive retirement strategies. As the seasons change, many clients seek its advice on adjusting coverage before winter months when health concerns often arise.
As Malden residents consider how to fund extended care without depleting savings, many turn to specialist advice. J. Mallon Insurance, LLC assists clients by explaining policy options that protect assets while providing access to home care or facility services. The agent evaluates each individual’s financial situation and health history to recommend suitable coverage from available carriers. All consultations focus on realistic long-term planning tailored to the applicant’s age and local care costs. A comprehensive assessment of current needs and future risks is the first step in an initial office consultation.
Supino Insurance Agency, Inc. helps individuals in the Malden area plan for future care needs. It specifically offers long-term care insurance policies designed to protect savings from high custodial costs. These plans cover services not typically paid by standard health insurance. The agency focuses on tailoring coverage to meet personal financial goals while addressing the rising demand for in-home or facility-based care. It can serve a variety of commercial sectors, including professional offices, warehouses, and food service businesses.
Lister Insurance Agency Inc. serves residents in Malden with long-term care insurance policies, helping individuals prepare for future care needs. The agency also assists local businesses by offering coverage solutions for commercial clients seeking to address long-term care expenses for employees or partners. Their service area encompasses Malden and the surrounding communities, providing accessible support to clients navigating complex insurance choices. After an initial policy is set, the team remains available for adjustments or consultations during the coverage period, ensuring consistent assistance between regular visits.
What Does a a Long-Term Care Insurance Agent in Malden Cost?
Long-term care insurance premiums in Massachusetts vary widely based on your age health and chosen benefits. A typical policy for a 55-year-old might cost between $2,000 and $4,000 per year for a moderate benefit amount. Older applicants or those with health issues may pay more. This is general information and not insurance advice.
About long-term care insurance agents in Malden
A long-term care insurance agent in Malden Massachusetts can help you find a policy that fits your budget and health needs. Massachusetts offers the Partnership for Long-Term Care program which allows policyholders to protect some assets if they later need MassHealth. An agent can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Malden do?
An agent helps you compare policies from different companies and explains coverage details like daily benefit amounts and elimination periods. They also guide you on Massachusetts Partnership rules which can help you qualify for MassHealth later while keeping more of your assets.
Do I need a special license to sell long-term care insurance in Massachusetts?
Yes agents must hold a Massachusetts insurance license and complete a state-approved long-term care training course. This training covers consumer protections and the Partnership program requirements set by Massachusetts law.
How does the Massachusetts Partnership for Long-Term Care program work?
This program lets you buy a qualified policy that includes inflation protection. If you use the full policy benefits you can then apply for MassHealth and keep assets equal to the amount your policy paid out. An agent can explain how this asset protection works.
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