The top-rated long-term care insurance agent in Hyannis, Massachusetts is The Baldwin Group (formerly RogersGray), rated 4.6 stars across 53 reviews. Other highly rated options include Dowling & O'Neil Insurance Agency, Fairway Financial, Inc, Olde Cape Cod Insurance. This directory lists 11 long-term care insurance agents serving Hyannis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly RogersGray) | 20 Independence Dr #1853 | (800) 553-1801 |
| 2 | Dowling & O'Neil Insurance Agency | 973 Iyannough Rd 1st Floor | (508) 775-1620 |
| 3 | Fairway Financial, Inc | 540 Main St STE 9 | (508) 398-3337 |
| 4 | Olde Cape Cod Insurance | 300 Winter St | (508) 771-3300 |
| 5 | Horgan Insurance Agency | 44 Barnstable Rd | (508) 775-5830 |
| 6 | Everyday Insurance Quotes MA | 396 Main St | (508) 644-0477 |
| 7 | Bryden & Sullivan Insurance Agency | 88 Falmouth Rd | (508) 775-6060 |
| 8 | Harold H Williams Inc | 81 Bassett Ln | (508) 775-3366 |
| 9 | Goldman & Associates Insurance Financial Services | 933 Falmouth Rd, MA-28 | (508) 775-6010 |
| 10 | The Hilb Group of New England | 973 Iyannough Rd 1st Floor | (508) 775-1620 |
The Baldwin Group in Hyannis assists residents and families who need to plan for the financial demands of extended care. As a dedicated Long-Term Care Insurance Agent, they help clients understand policy options that cover home health aides, assisted living, and nursing home stays. This guidance allows individuals to protect savings while maintaining access to quality local care. Their services are available to those living in Hyannis and throughout the neighboring Cape Cod communities of Barnstable and Yarmouth.
Dowling & O'Neil Insurance Agency serves the Barnstable County area, including Hyannis, Massachusetts, specializing in long-term care insurance solutions. The agency helps clients understand and select policies to cover extended medical or personal care needs not typically covered by standard health insurance or Medicare. In this region, it focuses on helping individuals plan for nursing home expenses and in-home care costs. The agency handles policy comparisons and enrollment processes for personal long-term care coverage.
Fairway Financial, Inc offers guidance on long-term care insurance planning and helps clients evaluate their coverage needs for future care expenses. The company assists with policy comparisons and facilitates applications for those seeking financial protection against extended healthcare costs. It also provides support during policy changes and claims filing procedures. With its office located in Hyannis, MA, the firm serves individual homeowners, residents of apartment complexes, small retail shop owners, and local restaurant operators.
Serving clients in Hyannis and the surrounding communities of Cape Cod, Olde Cape Cod Insurance handles long-term care insurance needs for individuals and families. Its work includes helping clients plan for potential future care costs, a critical consideration for many in this region. A typical job begins with an assessment of a client's personal situation and financial goals, then culminates in the presentation of suitable policy options from various carriers. The company uses a consultative, educational approach to guide clients through their choices.
Serving homeowners and families on Cape Cod, the Horgan Insurance Agency concentrates on long-term care insurance planning. The company helps clients assess their options for covering future assisted living or in-home care needs. Its Hyannis-based operations allow for personal consultations regarding policy features such as benefit periods and daily coverage amounts. Representatives work to explain the complexities of qualifying for care services in Massachusetts. The agency also extends its coverage assistance to the neighboring town of Barnstable and the surrounding mid-Cape communities.
Everyday Insurance Quotes MA in Hyannis offers one-time policy reviews to compare existing coverage, as well as ongoing service updates when care needs change. The agency helps clients select long-term care plans that cover in-home assistance, assisted living, or nursing facility expenses common on Cape Cod. Policyholders receive guidance on benefit periods, elimination periods, and inflation protection suitable for local healthcare costs. All service runs on a scheduled basis with periodic check-ins, or as requested for new policy evaluations or claims questions.
Bryden & Sullivan Insurance Agency specializes in long-term care insurance, helping clients prepare for the financial demands of extended nursing, assisted living, or home-based care. Serving the Hyannis, Massachusetts area, the agency works with individuals and families to review policy options that address current health considerations and future care needs. Its services focus on protecting assets from the high costs of ongoing support. As fall approaches, it assists clients in understanding how changes in Medicare enrollment periods may affect their long-term care coverage decisions.
Harold H Williams Inc, based in Hyannis, MA, provides long-term care insurance guidance to help individuals plan for future health needs. The agency specializes in policies that cover nursing home, assisted living, and home-based care, offering protection against high custodial costs. These insurance solutions assist local families in preserving assets while ensuring access to quality care. The company can serve commercial clients across various sectors, including offices, warehouses, and food service operations.
The Hilb Group of New England provides long-term care insurance agency services to residents of Hyannis, Massachusetts. This agency also assists local businesses with commercial coverage needs, serving clients throughout the Cape Cod area. Their work focuses on helping individuals plan for potential future care requirements while protecting personal assets. After an initial consultation is completed, the agent makes follow-up calls between regular check-in visits to adjust coverage as personal situations change.
What Does a a Long-Term Care Insurance Agent in Hyannis Cost?
In Massachusetts, long-term care insurance premiums vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs are higher for policies with larger daily benefits or longer benefit periods. This is general information and not insurance advice.
About long-term care insurance agents in Hyannis
A long-term care insurance agent in Hyannis helps residents of Barnstable County plan for future care needs. Massachusetts offers a Partnership Program that allows policyholders to protect assets while qualifying for MassHealth. Local agents understand the specific regulations and costs of care on Cape Cod.
Frequently Asked Questions
What does a long-term care insurance agent in Hyannis do?
An agent helps you compare policies from different insurers and explains coverage options. They can show how a policy works with Massachusetts state programs like the Partnership for Long-Term Care. They do not provide legal advice or recommend specific insurers.
How is Massachusetts long-term care insurance different from other states?
Massachusetts has a Long-Term Care Partnership Program that lets you keep more assets if you later need MassHealth. Policies sold in the state must meet certain consumer protection standards. An agent can explain how these rules affect your coverage.
When should I buy a long-term care insurance policy in Hyannis?
Most people buy policies in their 50s or early 60s when premiums are lower and health is better. Massachusetts law requires insurers to offer inflation protection options. Waiting too long may result in higher costs or denial due to health issues.
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