The top-rated long-term care insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 12 long-term care insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur D. Calfee Insurance Agency, Inc | 336 Gifford St | (508) 540-2601 |
| 2 | Murray & MacDonald Insurance Services Inc | 406 Jones Rd | (800) 800-8990 |
| 3 | The Baldwin Group (formerly RogersGray) | 763 Main St | (508) 548-2500 |
| 4 | Almeida & Carlson Insurance Agency | 79 Davis Straits | (508) 540-6161 |
| 5 | Additional Insurance MA | 336 Gifford St | (508) 205-9521 |
| 6 | Bridges Insurance Group / Lawrence-Carlin Insurance | 230 Jones Rd | (508) 540-7100 |
| 7 | Peggy Vose | 230 Main St Unit 8 | (508) 494-4056 |
| 8 | Central Park Insurance co. | 15 Carlson Ln | (351) 207-0239 |
| 9 | Safety Northeast Insurance Agency, Inc. | 194 Worcester Ct | (508) 548-1148 |
| 10 | Great Harbor Benefits | 101 Town Hall Square | (508) 540-7940 |
Arthur D. Calfee Insurance Agency, Inc serves the Falmouth, Massachusetts area and the surrounding Cape Cod communities as a long-term care insurance agent. An agent in this region helps clients evaluate their future health care needs and financial plans for long-term support services. The agency guides individuals through the process of understanding policy options designed to cover home care, assisted living, and nursing facility expenses. Among the specific services it handles are personalized needs assessments and plan comparisons for long-term care coverage.
Murray & MacDonald Insurance Services Inc in Falmouth, MA offers a range of long-term care insurance solutions designed to help clients plan for future care needs. The company assists with policy selection, application, and ongoing service to maintain coverage over time. Agents provide guidance on understanding policy terms and may help with claims assistance as needed. Their clientele includes single-family homeowners, apartment dwellers, retail business owners, and restaurant operators.
Serving homeowners, families, and individuals planning for future health needs, The Baldwin Group (formerly RogersGray) offers long-term care insurance policies to help cover the cost of extended care services. As a long-term care insurance agent in Falmouth, Massachusetts, the company guides clients through policy options that address potential assisted living, nursing home, or home-based care expenses. They also provide coverage guidance for residents across Cape Cod and the surrounding Upper Cape communities such as Sandwich and Mashpee.
Almeida & Carlson Insurance Agency, based in Falmouth, Massachusetts, is known for guiding clients through the complexities of long-term care coverage. The agency helps individuals and families assess their future care needs and select policies that protect assets while ensuring access to quality services. Serving the local community, it provides information on traditional and hybrid insurance options. A specialty service the agency can add on is assistance with filing claims and navigating policy benefits during a care event.
Serving Falmouth and the surrounding communities across Cape Cod, Additional Insurance MA specializes in long-term care insurance agent services. The company handles the complexities of policies designed to cover assisted living, nursing homes, and in-home care needs. Its approach to a typical job begins with a thorough assessment of a client's current health status and financial plan, then compares multiple insurer options to match coverage with long-term care goals and budget constraints.
Bridges Insurance Group / Lawrence-Carlin Insurance in Falmouth, MA distinguishes between one-time consultations and recurring service plans for long-term care insurance. Coverage policies from this agent help local residents protect assets against the high costs of extended nursing home or home-based care. As a regional advisor, the agency clarifies the differences between traditional indemnity policies and newer hybrid products that combine life insurance with long-term care benefits. Clients can arrange this service on either a one-time or an as-needed basis depending on their current planning stage.
Specializing in long-term care insurance planning, Peggy Vose in Falmouth, MA, helps individuals evaluate their future care options to protect assets and maintain financial independence. The company provides comprehensive guidance on policy features, coverage types, and benefit structures tailored to each client’s retirement goals and health considerations. For Falmouth residents, this includes addressing common local concerns such as how to manage rising medical costs during the winter months when in-home care needs often increase.
As New England winters approach and local families in Falmouth consider how to protect their savings from the rising costs of extended care, Central Park Insurance co. provides professional guidance on long-term care insurance policies. This agency focuses on helping residents understand coverage options for nursing homes, assisted living, or home health care. An initial consultation is scheduled with the agent to discuss personal needs, health history, and financial goals before any policy recommendations are made.
Safety Northeast Insurance Agency, Inc. serves Falmouth, Massachusetts, and the surrounding Cape Cod area as a Long-Term Care Insurance Agent. The agency assists clients in planning for future care needs by offering guidance on insurance policies that cover extended medical or personal care. These policies help individuals manage expenses related to nursing homes, assisted living, or home-based care. Safety Northeast Insurance Agency helps local residents evaluate policy options for facility care and in-home support services.
Great Harbor Benefits works with individuals and families in Falmouth, MA to navigate the complexities of long-term care planning. The company specializes in long-term care insurance policies designed to help protect savings against the high costs of extended care. It remains focused on helping clients identify coverage that aligns with their personal financial and health circumstances. Its services are available to those working in local offices, warehouses, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Falmouth Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and benefit amount. For a 55-year-old, a typical policy with a $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Costs increase with age and added features like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Falmouth
Long-term care insurance agents in Falmouth, Massachusetts help residents plan for future care needs. Massachusetts offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid. Local agents can explain how this program works with your overall financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Falmouth do?
An agent helps you compare policies from different carriers, understand coverage options, and apply for a plan. They can explain Massachusetts-specific rules like the Partnership Program and inflation protection requirements.
How does the Massachusetts Long-Term Care Partnership Program work?
This program allows you to keep assets equal to the amount your policy pays out if you later need MassHealth. A Falmouth agent can help you choose a partnership-qualified policy that meets state standards.
Are there tax incentives for long-term care insurance in Massachusetts?
Yes, Massachusetts offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. An agent can explain how this applies to your tax situation.
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