The top-rated long-term care insurance agent in Everett, Massachusetts is Point Insurance - Everett, rated 4.7 stars across 622 reviews. Other highly rated options include Thrust Insurance Agency - Everett, Northeastern Insurance Agency, Sabatino/Mastrocola Insurance Agency. This directory lists 15 long-term care insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Point Insurance - Everett | 1885 Revere Beach Pkwy | (617) 381-6240 |
| 2 | Thrust Insurance Agency - Everett | 2034 Revere Beach Pkwy | (617) 568-3000 |
| 3 | Northeastern Insurance Agency | 743 Broadway | (617) 207-2140 |
| 4 | Sabatino/Mastrocola Insurance Agency | 519 Broadway | (617) 387-7466 |
| 5 | Angels Insurance Corporation | 425A Broadway | (617) 389-7300 |
| 6 | Sanviti Insurance Agency, Inc. | 699 Broadway | (617) 389-2020 |
| 7 | Francis J La Rovere Insurance | 492 Broadway | (617) 387-9700 |
| 8 | Michael Longo Insurance | 451 Broadway | (617) 387-0619 |
| 9 | Messinger Insurance Inc | 475 Broadway | (617) 387-2700 |
| 10 | Philbin Insurance Group | 629 Broadway | (617) 389-9400 |
Point Insurance in Everett serves the greater Middlesex County area, offering expertise as a long-term care insurance agent. The company guides clients in selecting policies that help cover future costs of assisted living and in-home care. It explains plan options to protect savings while addressing the unique needs of aging residents in this coastal Massachusetts community. Day-to-day work involves comparing deductibles and benefit periods from several carriers. The practice also assists clients with navigating Medicare supplement planning alongside their long-term care coverage in Everett.
Thrust Insurance Agency - Everett provides long-term care insurance coverage, assisting clients in planning for future care needs. It offers policy selection guidance and ongoing service support to help maintain coverage as circumstances change. The agency focuses on educating clients about policy options and facilitating claims assistance when needed. Thrust Insurance Agency - Everett services single-family homes, apartments, retail establishments, and restaurants in the Everett, Massachusetts area.
Northeastern Insurance Agency serves Everett homeowners and families preparing for future healthcare needs, providing guidance on long-term care insurance policies that help protect savings against the high cost of assisted living, nursing homes, and home health services. The agency explains plan features including benefit triggers, daily benefit amounts, and inflation protection options. Clients can discuss their financial circumstances to determine suitable coverage levels. The agency also serves residents in the neighboring community of Malden and other parts of the greater Boston metro area.
Serving Everett, Massachusetts, and surrounding communities, Sabatino/Mastrocola Insurance Agency assists clients with long-term care insurance. The agency handles policy options designed to help cover the costs of home care, assisted living, or nursing facility services. Its typical approach involves reviewing an individual’s financial circumstances and health profile to identify appropriate coverage levels, then comparing plans from multiple carriers to present a clear, tailored recommendation.
Angels Insurance Corporation in Everett, MA offers long-term care insurance agent services, which typically help clients evaluate the difference between a single-policy purchase that provides for future care costs and recurring advisory options that adjust coverage as needs evolve. Long-term care policies generally cover support for daily living activities, care at home, or facility stays. This agency’s service runs on a scheduled basis, with periodic reviews to assess policyholder situations and recommend potential coverage adjustments.
Sanviti Insurance Agency, Inc. in Everett, MA focuses specifically on long-term care coverage to safeguard clients against the high costs of extended custodial care. It also handles general insurance processing for local residents, helping them navigate policy options that address future personal care needs. The agency often assists families when a spouse requires nursing home assistance or when adult children notice a parent’s health beginning to decline, as these pivotal moments make proactive planning especially timely.
As residents of Everett and the surrounding communities look ahead to their retirement years, they often face the question of how to pay for extended care without exhausting their savings. Francis J La Rovere Insurance works with local individuals to explore their long-term care insurance options and build a coverage plan that fits their distinct future needs. Guidance is provided on policy features available in the area. An initial consultation is scheduled to review each person’s current health situation and financial priorities.
Michael Longo Insurance assists clients in navigating the complexities of long-term care planning, offering policies designed to cover extended medical and personal care needs. The agency specializes in advising on a variety of coverage add-ons, including inflation protection and shared-care benefit options. Its work includes serving the local community of Everett, MA, and the surrounding area. The company can provide long-term care insurance solutions suitable for a range of commercial sectors, such as professional offices, warehouses, and food service establishments.
Messinger Insurance Inc in Everett, MA is known for guiding clients through the complexities of long-term care insurance, offering personalized assessments of future care needs. The company helps individuals and families select policies that protect assets against the high costs of nursing homes or in-home assistance. Messinger Insurance Inc also can arrange for a complementary policy review to identify any coverage gaps in existing plans.
Philbin Insurance Group serves Everett and the surrounding area with long-term care insurance agency services. Working closely with individuals and families, the agency helps clients understand policy options for residential care and assisted living needs. Commercial coverage consultations are also available for businesses seeking employee benefits in this field. The dedicated team focuses on explaining the specific requirements of Massachusetts regulations regarding nursing home and home care planning. Clients often return for annual policy reviews or to adjust plans following life changes, ensuring each visit provides updated information for continued financial protection.
What Does a a Long-Term Care Insurance Agent in Everett Cost?
Long-term care insurance agent services in Massachusetts typically do not charge a separate fee because agents earn commissions from insurance companies. Policy premiums vary widely based on age health and coverage level. For a 55 year old a policy with 165 dollar daily benefit and 3 year term may cost between 1500 and 3000 per year. Costs for older applicants or richer benefits can be significantly higher. This is general information not insurance advice.
About long-term care insurance agents in Everett
Long-term care insurance agents in Everett Massachusetts help residents plan for future care needs. Massachusetts has a partnership program that allows policyholders to protect assets while qualifying for MassHealth. Local agents can explain how these state specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Everett do?
An agent helps you compare policies from different companies and explains coverage limits. They also guide you on Massachusetts partnership policies which offer asset protection. Agents do not provide legal advice but can clarify insurance terms.
How does the Massachusetts long-term care partnership program work?
The partnership program lets you keep assets equal to the benefits your policy pays out. If you use 100000 dollars in benefits you can protect 100000 dollars in assets from MassHealth recovery. This program is specific to Massachusetts and requires a qualified policy.
Are there time limits for buying long-term care insurance in Massachusetts?
Massachusetts does not have a state mandated deadline to buy a policy. However premiums increase with age so buying earlier often results in lower rates. Some companies also have health underwriting that may limit eligibility if you wait too long.
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