The top-rated long-term care insurance agent in Waldorf, Maryland is Trevant Insurance Agency, rated 5.0 stars across 72 reviews. Other highly rated options include Allstate Insurance: Bill Waugh & Associates, A.F. Szabo Insurance Agency Inc., Woody Hoyle - State Farm Insurance Agent. This directory lists 19 long-term care insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 2 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 3 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 4 | Woody Hoyle - State Farm Insurance Agent | 102 Paul Mellon Ct STE 105 | (301) 645-2221 |
| 5 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 6 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 7 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
| 8 | TOMASKO ENTERPRISES INC - INSURANCE | 2 Post Office Rd #2a | (301) 843-0700 |
| 9 | Oakpoint Insurance | 3146 Old Washington Rd | (301) 932-4888 |
| 10 | Aist & Associates | 2 Industrial Park Dr F | (301) 645-0310 |
Trevant Insurance Agency provides comprehensive long-term care insurance solutions for clients in Waldorf, MD. It offers consultations to help individuals understand coverage options and plan for future care needs. The agency assists with policy selection, application processes, and ongoing policy management to ensure coverage remains aligned with changing health circumstances. Support is available for claims guidance and policy adjustments as clients age. The agency serves a broad clientele, including single-family homeowners, apartment residents, retail workers, and restaurant owners seeking financial protection for long-term care expenses.
Allstate Insurance: Bill Waugh & Associates serves Waldorf, Maryland, and the surrounding Charles County area as a provider of long-term care insurance agent services. The agency assists clients with planning for future healthcare needs by explaining policy options that cover custodial care, home health aides, and assisted living facility expenses. It also specializes in helping individuals navigate the complexities of Medicare supplemental plans that support extended care requirements. Allstate Insurance: Bill Waugh & Associates handles personal consultations to assess coverage for in-home nursing and adult day care services.
A.F. Szabo Insurance Agency Inc. serves homeowners and individuals in Waldorf, Maryland who are seeking financial security in their later years. The agency helps clients review and select long-term care insurance policies that can cover assisted living and home health care costs. It focuses on explaining complex coverage options clearly, allowing customers to make informed decisions about protecting their savings and lifestyle. The agency also serves clients throughout the greater Washington, D.C. metropolitan area, including nearby La Plata.
Serving the Waldorf area and surrounding southern Maryland communities, Woody Hoyle - State Farm Insurance Agent handles long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, and in-home support. The agency focuses on helping clients plan for the potential financial impact of extended health needs as they age. To manage a typical request, the agency reviews a client's current health coverage and personal assets, determines appropriate coverage levels for their situation, and clarifies how policy benefits apply to local care facilities.
Oliver Mack Insurance in Waldorf, MD helps clients understand the difference between a one-time policy purchase and ongoing premium commitments for long-term care coverage. A typical plan provides financial protection for assisted living, nursing home, or home health care services. The agent works closely with individuals to evaluate policy options from multiple carriers, ensuring each plan fits the client’s budget and future needs. Service is offered on an as-needed basis, with scheduled consultations available for annual policy reviews or life changes.
Hugh R.A. Stewart Insurance Agency specializes in helping Waldorf residents secure long-term care insurance policies, providing coverage for nursing home, assisted living, and in-home care expenses. The agency also offers general guidance on policy options to protect savings against rapidly rising care costs. Its focus is on finding suitable coverage for individuals planning ahead or facing immediate needs. This service is particularly valuable for families concerned about the financial impact of an upcoming seasonal move or a sudden change in a loved one’s health condition.
As families in Waldorf begin to plan for future care needs, the cost of assisted living or nursing home stays often becomes a pressing concern. Johnson Insurance Group, Inc.: Allstate Insurance responds by helping clients explore long-term care insurance options that can protect savings. They guide area residents through the process of comparing policies and understanding benefit triggers. All consultations focus on local coverage needs and premium structures. An initial financial assessment is scheduled to review each client’s specific situation.
TOMASKO ENTERPRISES INC - INSURANCE works with residents in Waldorf, MD, to address broader insurance planning needs. The company specializes in the niche area of long-term care insurance agent services, helping clients consider coverage for future personal or medical support requirements. Its agents assist individuals in navigating the specific policies available within this field. The business can serve different commercial sectors, including local offices, warehouses, and food service operations requiring appropriate coverage solutions.
Oakpoint Insurance serves clients in Waldorf, Maryland, focusing on long-term care insurance for area residents. The agency helps individuals plan for future care needs, offering policies that cover services such as in-home assistance and nursing facility stays. Its representatives guide customers through policy options and eligibility requirements. Commercial coverage for business-related long-term care needs is also available, serving the broader Southern Maryland region. Between regular visits for policy reviews or inquiries, the office can follow up by phone to address changes in care plans or coverage updates.
Aist & Associates serves the Waldorf, Maryland area as a long-term care insurance agency. The firm focuses on helping clients plan for the financial burden of extended medical and custodial care, offering policy comparisons and assistance with plan selection. Its agents guide individuals through the process of choosing appropriate coverage levels and benefit periods. A common add-on service is providing advice on inflation protection riders to help maintain the policy's future purchasing power against rising healthcare costs.
What Does a a Long-Term Care Insurance Agent in Waldorf Cost?
Long-term care insurance premiums in Maryland vary based on age, health, and coverage amount. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Waldorf
A long-term care insurance agent in Waldorf, Maryland can help you compare policies and understand coverage options. Maryland offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Local agents can explain how this program works with your financial planning.
Frequently Asked Questions
What does a long-term care insurance agent in Waldorf do?
An agent helps you review and compare long-term care insurance policies from different carriers. They explain benefit triggers, elimination periods, and inflation protection options. They also guide you on Maryland-specific programs like the Partnership for Long-Term Care.
How do I choose a long-term care insurance agent in Waldorf?
Look for an agent licensed in Maryland with experience in long-term care insurance. You can check their license status through the Maryland Insurance Administration. Ask about their familiarity with the Maryland Partnership program and local care costs.
Are there Maryland rules for long-term care insurance policies?
Yes, Maryland requires policies to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period for new policies. Agents must follow Maryland regulations when selling these products.
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