The top-rated long-term care insurance agent in Bowie, Maryland is James Busia - State Farm Insurance Agent, rated 4.9 stars across 251 reviews. Other highly rated options include Angela Yancey - State Farm Insurance Agent, Shanna Stringfield - State Farm Insurance Agent, Cinawaye Elivert - State Farm Insurance Agent. This directory lists 19 long-term care insurance agents serving Bowie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Busia - State Farm Insurance Agent | 14300 Gallant Fox Ln Ste 225 | (301) 249-1100 |
| 2 | Angela Yancey - State Farm Insurance Agent | 3060 Mitchellville Rd #103 | (301) 464-2108 |
| 3 | Shanna Stringfield - State Farm Insurance Agent | 6915 Laurel - Bowie Rd # 306 | (301) 262-3800 |
| 4 | Cinawaye Elivert - State Farm Insurance Agent | 3060 Mitchellville Rd #103 | (301) 574-3001 |
| 5 | Roosevelt Elivert: Allstate Insurance | 3000 Mitchellville Rd | (301) 390-8100 |
| 6 | Ron Blount - State Farm Insurance Agent | 4361 Northview Dr | (301) 352-3030 |
| 7 | Allstate Insurance: McGovern Kilby Insurance Services | 16701 Melford Blvd #125 | (301) 464-1900 |
| 8 | Rob Brown - State Farm Insurance Agent | 10274 Lake Arbor Way # 210 | (240) 455-6187 |
| 9 | KALLA INSURANCE AGENCY | 16701 Melford Blvd Suite 400 | (240) 601-9097 |
| 10 | Siska Insurance | 3020 Mitchellville Rd #201 | (301) 218-9000 |
James Busia - State Farm Insurance Agent serves Bowie, Maryland, and the surrounding Prince George’s County area as a long-term care insurance agent. This agency helps clients explore coverage options for nursing home care, assisted living, and in-home support. It works with individuals to understand policy terms and benefit structures. Services here include evaluating long-term care needs and coordinating policy enrollment.
Angela Yancey - State Farm Insurance Agent in Bowie, Maryland, provides a range of long-term care insurance services designed to help clients plan for future care needs. The agency assists with policy selection, coverage explanations, and ongoing account maintenance to ensure plans remain aligned with changing health and financial circumstances. Clients can receive support with policy reviews and adjustments as their needs evolve over time. The agency services single-family homes, apartments, retail, and restaurants.
Serving homeowners, families, and individuals in Bowie, Maryland, Shanna Stringfield - State Farm Insurance Agent provides long-term care insurance planning. This agency helps clients protect assets and prepare for future care needs through tailored policy discussions. The office guides local residents through coverage options that address nursing home, assisted living, and home-based care expenses. Support extends to neighboring communities in Prince George’s County and the greater Washington, D.C., metropolitan area.
Cinawaye Elivert - State Farm Insurance Agent serves Bowie, Maryland, and the surrounding communities in central Prince George’s County with long-term care insurance coverage. The agency helps clients evaluate policies that cover home health aides, assisted living, and nursing home care. It handles plan selection through individual consultations, explaining benefit triggers and elimination periods. For a typical job, the agent compares policy features from available carriers, clarifies how daily benefit amounts work, and tailors recommendations to the client’s personal financial situation and health history.
Roosevelt Elivert: Allstate Insurance in Bowie, Maryland distinguishes between one-time plan evaluations and recurring policy management, then focuses on securing coverage for long-term care needs such as nursing home or in-home assistance. Evaluating personal assets and future health scenarios, the agency helps clients structure policies to protect savings from care costs. These services operate on either a one-time consultation basis for review or as-needed when updating benefits.
Ron Blount - State Farm Insurance Agent in Bowie, MD, helps clients distinguish between one-time coverage needs, such as a single policy purchase, and recurring service options for ongoing policy management. The agency assists in selecting long-term care insurance that protects assets and covers home health care, assisted living, or nursing facility expenses. Services are provided on an as-needed basis, allowing clients to request guidance when evaluating future care costs or updating existing plans.
Allstate Insurance: McGovern Kilby Insurance Services specializes in long-term care insurance agent services in Bowie, MD. It helps individuals plan for future needs related to extended medical or personal care. The agency works to guide clients through available coverage options and policy structures. McGovern Kilby Insurance Services assists with applications and ongoing questions about long-term care policies. This expertise becomes especially valuable when seasonal risk events, such as a fall on ice or a winter illness, create an urgent need for care support.
As families in Bowie plan for the evolving needs of aging relatives, Rob Brown - State Farm Insurance Agent provides guidance on securing long-term care coverage. This local office helps clients understand policies that protect savings against the high costs of assisted living or in-home support. The company focuses on matching individuals with plans suited to their personal health history and financial goals. An initial consultation, which reviews current assets and potential future care scenarios, is the first step toward building a tailored protective strategy.
KALLA Insurance Agency provides long-term care insurance solutions for clients in the Bowie, Maryland area. This agency specializes in helping individuals plan for future care needs, including coverage for home health aids, assisted living, and skilled nursing visits. Policies are designed to protect personal savings and offer policyholders greater choice in their care settings. Such services can benefit the owners and operators of offices, warehouses, and food service businesses seeking secure coverage options for themselves or their employees.
Siska Insurance serves residential clients in the Bowie, Maryland area with expertise in long-term care insurance planning. The agency also offers commercial coverage solutions to meet various business insurance needs within the local region. As a long-term care insurance agent, the company helps residents prepare for potential future care costs while protecting their assets and financial security. The business focuses on maintaining clear, ongoing communication with clients, and routinely provides follow-up service and policy reviews between regular visits to ensure coverage remains appropriate.
What Does a a Long-Term Care Insurance Agent in Bowie Cost?
Long-term care insurance premiums in Maryland vary widely based on your age, health, benefit amount, and policy features. A healthy 55 year old might pay between $1,500 and $3,000 per year for a comprehensive policy, while older applicants or those with health conditions may face higher rates. Costs also depend on whether you choose a 3 year or 5 year benefit period and the daily benefit amount. This is general information, not insurance advice.
About long-term care insurance agents in Bowie
A long-term care insurance agent in Bowie Maryland can help you understand policy choices that fit your budget and health situation. Maryland offers a state partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Working with a local agent ensures you know how these rules apply to your specific case.
Frequently Asked Questions
What does a long-term care insurance agent in Bowie do?
An agent helps you compare policies from different carriers, explains benefit triggers and elimination periods, and guides you through the application process. They also inform you about Maryland specific rules such as the state partnership program and rate stability requirements.
Are there Maryland laws that affect long-term care insurance?
Yes. Maryland requires insurers to offer inflation protection and a nonforfeiture benefit option. The state also has a 30 day free look period after you buy a policy, during which you can cancel for a full refund.
How do I choose a long-term care insurance agent in Bowie?
Look for an agent licensed in Maryland with experience in long-term care products. Ask about their familiarity with the Maryland Partnership for Long-Term Care and check their standing with the Maryland Insurance Administration.
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