The top-rated long-term care insurance agent in Crofton, Maryland is Chad Silla - State Farm Insurance Agent, rated 5.0 stars across 171 reviews. Other highly rated options include Michael Derocher - State Farm Insurance Agent, Traci Hall - State Farm Insurance Agent, Nationwide Insurance: Rich Reilly Insurance Agency, LLC. This directory lists 10 long-term care insurance agents serving Crofton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Silla - State Farm Insurance Agent | 1298 Cronson Blvd #103 | (410) 721-0088 |
| 2 | Michael Derocher - State Farm Insurance Agent | 2191 Defense Hwy Suite LL5 | (301) 604-3276 |
| 3 | Traci Hall - State Farm Insurance Agent | 2431 Crofton Ln #13 | (410) 721-1800 |
| 4 | Nationwide Insurance: Rich Reilly Insurance Agency, LLC | 2124 Priest Bridge Dr #9 | (301) 262-8600 |
| 5 | Doug Mayer - State Farm Insurance Agent | 1298 Cronson Blvd #103 | (410) 721-0088 |
| 6 | John J. McGuirk & Associates, Inc. | 2191 Defense Hwy #221 | (301) 262-1393 |
| 7 | Carrollton Insurance Agency, Inc | 2191 Defense Hwy Ste 314 | (301) 350-6205 |
| 8 | Brian Davis Liberty Mutual Insurance | 2200 Defense Hwy Ste 101 | (301) 442-3547 |
| 9 | Rich A Tusing - State Farm Insurance Agent | 2126 Espey Ct suite e | (410) 721-7474 |
| 10 | Gardner Insurance Associates | 1449 Jordan Ave | (301) 858-1320 |
Chad Silla - State Farm Insurance Agent serves the Crofton, Maryland area, specializing in long-term care insurance solutions. The agency helps individuals planning for potential future health needs, including coverage for home care, assisted living, and nursing facility services. It also assists clients in understanding policy options designed to protect savings from the high costs of extended care. The agency handles long-term care policy evaluations alongside traditional State Farm insurance products.
Michael Derocher - State Farm Insurance Agent in Crofton, MD, provides a range of long-term care insurance services focused on helping individuals plan for future personal and health care needs. The agency works with clients to select policies that cover essential activities of daily living, offering ongoing support to review and adjust coverage as circumstances change. Regular policy maintenance ensures plans align with evolving financial situations and care preferences. The office serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Traci Hall - State Farm Insurance Agent serves local homeowners, families, and individuals seeking financial protection through long-term care insurance policies in Crofton, Maryland. The agency helps clients plan for future custodial or home care needs by explaining policy options and coverage limitations in plain terms. Services include reviewing existing plans and guiding customers through enrollment in tailored long-term care solutions that safeguard retirement savings. Trips from nearby Annapolis and Bowie frequently visit the office for personalized consultations.
Serving Crofton, Maryland, and the surrounding communities, the agency handles long-term care insurance to help families prepare for future care needs. This includes nursing home, assisted living, and home care coverage scenarios typical for the area. The agency works with clients to assess their exposure to care costs and potential impacts on retirement savings. It generally reviews personal goals and health history before matching benefit options and budget parameters for each individual policy holder.
When planning for future care needs, clients choose between a one-time policy purchase that provides a pool of benefits or scheduled premium payments over time. Doug Mayer - State Farm Insurance Agent in Crofton, MD, assists individuals in evaluating long-term care coverage options that help protect savings and maintain independence. These policies typically cover services such as in-home assistance, assisted living, or nursing facility stays. Consultations and policy reviews are available on an as-needed basis, allowing clients to request assistance only when they require guidance on their existing or prospective plan.
As local households begin planning for the unpredictable health challenges that can come with older age, seeking reliable coverage solutions becomes a priority. John J. McGuirk & Associates, Inc. in Crofton, MD provides guidance on long-term care insurance plans designed to help protect savings from the high cost of extended care. The company assists clients in navigating policy options that may cover home health aides, assisted living, or nursing home services. An initial consultation appointment can begin the process of reviewing an individual’s potential future needs and existing financial situation.
An established long-term care insurance agency in Crofton, MD, specializes in helping clients design policies that cover nursing home, assisted living, and in-home care expenses. It further advises on affordable options for protecting retirement savings and family assets. The agency assists clients through the entire application process and answers questions about benefit triggers and elimination periods. As Maryland residents face colder winter months, the agency often helps older adults secure coverage before the increased seasonal risk of slips and falls becomes a pressing concern.
Brian Davis Liberty Mutual Insurance serves individuals and families in Crofton, Maryland, by providing guidance on long-term care insurance options. The agency specializes in tailoring policies to cover assisted living, nursing home, and in-home care expenses, helping clients plan for future health needs. This local agent works with businesses, including offices, warehouses, and food service operations, to offer coverage for employees concerned about long-term care costs.
Rich A Tusing - State Farm Insurance Agent in Crofton, MD provides long-term care insurance solutions for local residents, helping them plan for future care needs while protecting assets. Commercial coverage is also available for businesses seeking employee benefit options. The agency serves Crofton and the surrounding Anne Arundel County area. Clients often schedule follow-up appointments as their circumstances change, returning for periodic policy reviews between regular visits to ensure continued alignment with evolving health and financial goals.
Gardner Insurance Associates in Crofton, MD, is known for helping local clients understand and select long-term care insurance policies that address both current and future needs. The agency provides guidance on coverage options for in-home care, assisted living, and nursing facility services. General client consultations include policy comparisons, cost evaluations, and discussions regarding benefit triggers. A specialty service the agency can add on is offering advice on hybrid life insurance policies that include long-term care provisions, which many clients find beneficial for comprehensive planning.
What Does a a Long-Term Care Insurance Agent in Crofton Cost?
Long-term care insurance premiums in Maryland vary based on age, health, and policy features. A typical policy for a 55-year-old might cost between $1,500 and $3,500 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs can be higher for comprehensive coverage with inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Crofton
Long-term care insurance agents in Crofton, Maryland help residents plan for future care needs by offering policies that cover nursing home stays, assisted living, and home care. Maryland offers a Partnership for Long-Term Care program that allows policyholders to protect some assets while qualifying for Medicaid. Working with a local agent ensures you understand how Maryland law affects your coverage and benefits.
Frequently Asked Questions
What does a long-term care insurance agent in Crofton do?
A long-term care insurance agent helps you compare policies from different carriers, explains coverage options, and guides you through the application process. They can also advise on how Maryland Partnership policies work to coordinate private insurance with Medicaid.
Are there Maryland-specific rules for long-term care insurance?
Yes, Maryland requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must be licensed by the Maryland Insurance Administration.
How do I choose a long-term care insurance agent in Crofton?
Look for an agent who is licensed in Maryland and has experience with multiple insurance carriers. Ask about their knowledge of the Maryland Partnership program and whether they can provide quotes from several companies. Check their standing with the Maryland Insurance Administration.
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