The top-rated long-term care insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include JSR Insurance, CNR Insurance Inc, Goosehead Insurance - Tim Coe. This directory lists 19 long-term care insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 3 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 4 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 5 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 6 | East Coast Health Advisors | 619 Ridgely Ave #200 | (410) 896-1212 |
| 7 | Built For Life Financial Agency | 147 Old Solomons Island Rd Suite 200 | (240) 375-0404 |
| 8 | Bay Area Insurance | 1 Annapolis St STE 100 | (410) 647-7333 |
| 9 | Henry M Murray Insurance Agency | 2498 Riva Rd | (410) 224-2664 |
| 10 | Ramsey's Insurance, Inc | 2049 West St Suite 202 | (410) 266-9363 |
Mathes Insurance Advisors, Inc. serves the Annapolis, Maryland area and focuses solely on the long-term care insurance sector. The agency assists clients in navigating coverage options for in-home care and assisted living expenses. Policies are designed to help individuals preserve their savings against the rising costs of extended care needs. An agent works directly with each person to clarify benefit structures and financial eligibility requirements. The company handles the processing of policy applications for annuities with long-term care riders and traditional indemnity plans.
JSR Insurance provides comprehensive guidance on long-term care coverage to individuals and families in the Annapolis, Maryland area. The company focuses on explaining various policy options, helping clients evaluate their future care needs, and facilitating enrollment in suitable plans. Ongoing support includes policy reviews, claims assistance, and answering questions as circumstances change over time. JSR Insurance serves a diverse client base, including homeowners in single-family residences, residents of apartments, owners of retail establishments, and operators of restaurants.
CNR Insurance Inc provides guidance on planning for the financial impact of extended care needs, helping clients in Annapolis, Maryland, navigate coverage options. The firm assists with policy selection and ongoing file reviews to ensure coverage remains aligned with changing health circumstances. By offering annual policy assessments and claims assistance, the agency helps protect assets over time. Its services are structured for individuals in single-family homes, apartments, retail, and restaurants.
Homeowners and families planning for future healthcare needs turn to Goosehead Insurance - Tim Coe for long-term care insurance guidance. Based in Annapolis, Maryland, this agency assists clients in understanding policy options that help cover custodial care, assisted living, and home health services. Their work involves explaining coverage nuances and comparing plans to match individual financial and health situations. The agency also serves nearby communities such as Severna Park and Edgewater, providing the same patient, detail-oriented support for those securing protection against the high costs of extended care.
Old Bay Insurance Agency serves Annapolis and the surrounding communities of Anne Arundel County with long-term care insurance solutions. The agency handles policies designed to help individuals cover expenses associated with extended care needs, including nursing homes, assisted living facilities, and in-home support services. Each client’s financial situation and health care preferences are evaluated to match them with appropriate coverage options, and the agency works through a thorough consultation process to determine suitable benefit periods and daily benefit amounts.
In a long-term care insurance agency, advising clients on coverage differs from the ongoing service of managing policy claims or updates. East Coast Health Advisors in Annapolis, MD explains how a one-time plan selection contrasts with the recurring need to adjust benefits as health or finances change. Helping local families choose the right daily care or facility payment options involves weighing coverage levels and cost structures. This agency typically provides its guidance on a scheduling basis as clients request future planning conversations.
Serving clients in Annapolis, Maryland, Built For Life Financial Agency specializes in long-term care insurance solutions to safeguard assets and independence. The agency assists individuals and families in evaluating policies that address potential future care needs. It provides guidance on comparing coverage options and costs within the local market. As retirement and health planning near, this agent helps address the seasonal pressures of open enrollment periods and policy renewals that require timely decision-making.
As Maryland winters grow colder and long-term care needs become more pressing, many Annapolis families turn to Bay Area Insurance for guidance. This agency specializes in educating clients on the financial risks of extended illness and the role of policies that cover home care and nursing facilities. The agent helps local residents compare coverage options to protect retirement savings. Every consultation begins with a thorough review of the client’s current health and financial situation to identify suitable plans before scheduling an in-person inspection or needs assessment.
Henry M Murray Insurance Agency serves residents of Annapolis and the surrounding area with long-term care insurance coverage. The agency helps individuals plan for future care needs that might arise from chronic illness or aging. Smaller commercial policies are also available for businesses concerned about employee or partner care costs. Services focus on assessing personal financial situations to recommend appropriate policy levels. Clients often return for policy reviews or to adjust coverage as their circumstances change between regular visits.
Ramsey's Insurance, Inc., based in Annapolis, MD, helps individuals and families plan for the financial challenges of extended care needs. As a long-term care insurance agent, the company focuses on policies that cover assistance with daily living activities not typically paid by health insurance or Medicare. This specialty supports clients in protecting assets while maintaining access to necessary care services over time. Ramsey's Insurance, Inc., can serve local professionals, retirement-age residents, small business owners with office staff, warehouse operators, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Annapolis Cost?
Long-term care insurance premiums in Maryland vary based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Partnership Program policies may have slightly different pricing. Costs can change over time due to rate adjustments. This is general information, not insurance advice.
About long-term care insurance agents in Annapolis
Long-term care insurance agents in Annapolis, Maryland help residents plan for future care needs. These agents can explain the Maryland Long-Term Care Partnership Program, which allows policyholders to protect assets equal to the benefits paid. Working with a local agent ensures you understand state regulations and available options.
Frequently Asked Questions
What does a long-term care insurance agent in Annapolis do?
A long-term care insurance agent helps you compare policies from different insurers. They explain coverage options, benefits, and how the Maryland Partnership Program works. They do not provide legal or financial advice.
Is long-term care insurance required in Maryland?
No, long-term care insurance is not required by law in Maryland. However, it can help protect savings from high care costs. The Maryland Partnership Program offers asset protection for qualified policies.
How do I choose a long-term care insurance agent in Annapolis?
Look for an agent licensed in Maryland with experience in long-term care policies. Ask about their knowledge of the Maryland Partnership Program. Check their credentials and read reviews from other clients.
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