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Find Long-Term Care Insurance Agents Near You in Germantown, MD
Compare long-term care insurance agents in Germantown. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 18 long-term care insurance agents in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Malca - State Farm Insurance Agent
20410 Observation Dr #112, Germantown, MD 20876
(240) 654-0204
miguelmalca.com
Klinger Insurance Group
19785 Crystal Rock Dr STE 301, Germantown, MD 20874
13208 Executive Park Terrace, Germantown, MD 20874
(301) 428-0282
schaeferinsurance.com
Peak Insurance & Benefit Services, LLC
13216 Executive Park Terrace, Germantown, MD 20874
(240) 361-2699
peakibs.com
Insuranceproservicesllc
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 701-3802
insuranceproservicesllc.com
Clough Insurance Team
19745 Executive Park Cir, Germantown, MD 20874
(301) 241-7181
Allstate Insurance Agent: Juste Pehoua
21030 Frederick Rd ste h, Germantown, MD 20876
(301) 478-0900
agents.allstate.com
Farmers Insurance - Randolf Fonseca
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 279-9200
agents.farmers.com
SR22 Drivers Insurance Solutions of Germantown
20680 Seneca Meadows Pkwy, Germantown, MD 20876
(240) 219-8996
sr22germantown.com
Brokerage Services International, Inc.
19785 Crystal Rock Dr STE 211, Germantown, MD 20874
(301) 540-8484
bsibroker.com
Financial Health insurance
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(410) 204-1411
C Insurance
12410 Milestone Center Dr, Germantown, MD 20876
(800) 318-6040
cinsurancellc.com
A long-term care insurance agent in Germantown Maryland can help you plan for future care needs. Maryland offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these rules apply to your situation and help you compare plans from different carriers.
What Does a Long-Term Care Insurance Agent in Germantown Cost?
In Maryland, long-term care insurance premiums depend on your age at purchase and the daily benefit you choose. A 60 year old may see annual premiums from 2,000 to 4,000 dollars for a 150 dollar daily benefit with a three year term. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Germantown do?
An agent helps you understand different policy options and costs. They review your health and financial situation to recommend suitable coverage. They also explain Maryland specific rules like the partnership program and tax deductions.
How does the Maryland Long-Term Care Partnership Program work?
This program lets you keep a portion of your assets if you later need Medicaid. You must buy a qualified policy from a participating agent. The amount you can keep equals the benefits paid out by your policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.