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Find Long-Term Care Insurance Agents Near You in Germantown, MD

Browse long-term care insurance agents serving Germantown, Maryland. Updated 2026-07-14.

The top-rated long-term care insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 875 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Germantown.

Showing 18 long-term care insurance agents in Germantown, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Miguel Malca - State Farm Insurance Agent20410 Observation Dr #112(240) 654-0204
2Klinger Insurance Group19785 Crystal Rock Dr STE 301(301) 428-4935
3Jay Jarvis - State Farm Insurance Agent20030 Century Blvd Ste 202(301) 569-6454
4Antonio Tatis - State Farm Insurance Agent20501 Seneca Meadows Pkwy Ste105(301) 528-5800
5Congressional Insurance Associates20440 Century Blvd #110(240) 912-4150
6CF Alliance Insurance Services20300 Seneca Meadows Pkwy #205(301) 515-9015
7Sam Moinzadeh: Allstate Insurance19725 Executive Park Cir(301) 916-9600
8Preferred Insurance Solutions20030 Century Blvd #201(301) 428-3344
9Schaefer & Delauder Insurance13208 Executive Park Terrace(301) 428-0282
10Peak Insurance & Benefit Services, LLC13216 Executive Park Terrace(240) 361-2699
MM
20410 Observation Dr #112
Miguel Malca - State Farm Insurance Agent
Long-Term Care Insurance Agent · Germantown, MD

Miguel Malca - State Farm Insurance Agent serves the Germantown, Maryland, area and provides long-term care insurance. This insurance helps clients plan for potential future needs related to extended medical or personal care services. A local agent can discuss policy options that cover assisted living, home health aides, and nursing home costs. Miguel Malca - State Farm Insurance Agent assists with policy selection and the application process for long-term care coverage in Germantown.

KI
19785 Crystal Rock Dr STE 301
Klinger Insurance Group
Long-Term Care Insurance Agent · Germantown, MD

Klinger Insurance Group provides long-term care insurance agent services for individuals and families in Germantown, Maryland. It assists clients in understanding coverage options and policy details for future care needs. The agency offers ongoing support for existing policies, including guidance on claims and benefit coordination. Its services are designed to help protect assets and plan for home health care, assisted living, or nursing home expenses. Klinger Insurance Group works with homeowners, apartment residents, and those in retail and restaurant occupations.

JJ
20030 Century Blvd Ste 202
Jay Jarvis - State Farm Insurance Agent
Long-Term Care Insurance Agent · Germantown, MD

Homeowners and families in the Germantown area seeking financial protection for future care needs turn to Jay Jarvis for long-term care insurance guidance. This local agency assists clients in understanding policy options that can help cover the costs of assisted living or in-home support. Planning for these potential expenses becomes a manageable conversation with a dedicated agent. The agency also serves neighboring communities throughout Montgomery County and the broader Maryland suburbs.

AT
20501 Seneca Meadows Pkwy Ste105
Antonio Tatis - State Farm Insurance Agent
Long-Term Care Insurance Agent · Germantown, MD

Antonio Tatis - State Farm Insurance Agent serves Germantown, Maryland, and its surrounding communities. It handles long-term care insurance policies. These policies help clients manage the costs of extended services, such as nursing home stays or in-home assistance. Protecting personal assets during a health crisis is a primary focus. The agent works closely with each individual to assess future care needs and financial capacity. This approach ensures clients understand policy benefits, coverage limits, and premium options before making a selection or enrollment decision.

CI
20440 Century Blvd #110
Congressional Insurance Associates
Long-Term Care Insurance Agent · Germantown, MD

Congressional Insurance Associates, located in Germantown, MD, distinguishes between initial needs analysis and ongoing policy reviews, offering clients a clear choice of one-time consultations or recurring service options. Their coverage guidance focuses on long-term care insurance plans that can help protect assets and cover expenses for home health aides, assisted living, or nursing facility stays. Plans are designed to address regional care costs and evolving health needs. The firm provides its services on a scheduled basis, with annual policy check-ins recommended to adjust coverage as circumstances change.

CA
20300 Seneca Meadows Pkwy #205
CF Alliance Insurance Services
Long-Term Care Insurance Agent · Germantown, MD

CF Alliance Insurance Services specializes in helping clients navigate long-term care insurance planning. As a local agent in Germantown, Maryland, the company guides individuals and families through policy options designed to cover extended care needs. This includes explaining coverage for home care, assisted living, and nursing facility expenses. The work involves reviewing personal financial situations and recommending suitable plans. For many residents, the company addresses concerns about how to plan for the potential costs of care during retirement or after a sudden health event that changes daily living needs.

SM
19725 Executive Park Cir
Sam Moinzadeh: Allstate Insurance
Long-Term Care Insurance Agent · Germantown, MD

For Germantown residents starting to consider how a serious illness or prolonged recovery might affect their savings, Sam Moinzadeh: Allstate Insurance provides guidance on long-term care policies. The company reviews individual needs for coverage that helps with home health aides or nursing facility stays, common concerns for aging community members. Using straightforward information, they clarify policy options and explain premiums tied to the local cost of care. An initial assessment typically begins by examining a client’s current health situation and financial priorities for future protection.

PI
20030 Century Blvd #201
Preferred Insurance Solutions
Long-Term Care Insurance Agent · Germantown, MD

Preferred Insurance Solutions, based in Germantown, Maryland, assists individuals in planning for future care needs as a long-term care insurance agent. The company focuses specifically on policies that cover extended assistance, including nursing home stays, home health aides, and adult day care services often used by clients across the area. It serves a range of commercial sectors, including offices, warehouses, and food service establishments.

SD
13208 Executive Park Terrace
Schaefer & Delauder Insurance
Long-Term Care Insurance Agent · Germantown, MD

Schaefer & Delauder Insurance serves residential clients in the Germantown area with long-term care insurance policies that help protect assets and secure future care needs. Commercial coverage is also available for local businesses seeking group options or employee benefits. Serving Germantown, MD, the agency provides guidance through plan selection and claims assistance. Clients often return for periodic policy reviews and adjustments between regular visits, ensuring coverage aligns with changing health requirements.

PI
13216 Executive Park Terrace
Peak Insurance & Benefit Services, LLC
Long-Term Care Insurance Agent · Germantown, MD

Peak Insurance & Benefit Services, LLC, based in Germantown, MD, is known for helping clients plan for future care needs through long-term care insurance. The agency guides individuals through policy options that cover home, community, and facility care. It provides needs analysis and policy comparison services to local families. A specialty service it can add on is assisting with hybrid life and long-term care insurance policy integration.

IN
12410 Milestone Center Dr Suite 600
Insuranceproservicesllc
Long-Term Care Insurance Agent · Germantown, MD
(301) 701-3802
insuranceproservicesllc.com
CI
19745 Executive Park Cir
Clough Insurance Team
Long-Term Care Insurance Agent · Germantown, MD
(301) 241-7181
FI
12410 Milestone Center Dr Suite 600
Farmers Insurance - Randolf Fonseca
Long-Term Care Insurance Agent · Germantown, MD
(301) 279-9200
agents.farmers.com/md/germantown/randolf-fonseca
SD
20680 Seneca Meadows Pkwy
SR22 Drivers Insurance Solutions of Germantown
Long-Term Care Insurance Agent · Germantown, MD
(240) 219-8996
sr22germantown.com
AI
21030 Frederick Rd ste h
Allstate Insurance Agent: Juste Pehoua
Long-Term Care Insurance Agent · Germantown, MD
(301) 478-0900
agents.allstate.com/juste-pehoua-germantown-md.html
BS
19785 Crystal Rock Dr STE 211
Brokerage Services International, Inc.
Long-Term Care Insurance Agent · Germantown, MD
(301) 540-8484
bsibroker.com
FH
12410 Milestone Center Dr Suite 600
Financial Health insurance
Long-Term Care Insurance Agent · Germantown, MD
(410) 204-1411
CI
12410 Milestone Center Dr
C Insurance
Long-Term Care Insurance Agent · Germantown, MD
(800) 318-6040
cinsurancellc.com

What Does a a Long-Term Care Insurance Agent in Germantown Cost?

In Maryland, long-term care insurance premiums depend on your age at purchase and the daily benefit you choose. A 60 year old may see annual premiums from 2,000 to 4,000 dollars for a 150 dollar daily benefit with a three year term. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.

About long-term care insurance agents in Germantown

A long-term care insurance agent in Germantown Maryland can help you plan for future care needs. Maryland offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these rules apply to your situation and help you compare plans from different carriers.

Frequently Asked Questions

What does a long-term care insurance agent in Germantown do?

An agent helps you understand different policy options and costs. They review your health and financial situation to recommend suitable coverage. They also explain Maryland specific rules like the partnership program and tax deductions.

How does the Maryland Long-Term Care Partnership Program work?

This program lets you keep a portion of your assets if you later need Medicaid. You must buy a qualified policy from a participating agent. The amount you can keep equals the benefits paid out by your policy.

What is the typical cost for long-term care insurance in Maryland?

Costs vary by age, health, and benefit amount. A 55 year old might pay between 150 and 300 dollars per month for a standard policy. Premiums can increase over time and are not guaranteed to stay the same.

Long-Term Care Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.