The top-rated long-term care insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, Jeslling Montalvan - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC. This directory lists 37 long-term care insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | Jeslling Montalvan - State Farm Insurance Agent | 12121 Heritage Park Cir | (240) 669-4924 |
| 4 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 5 | HealthMarkets Insurance - Jonathan Saltzman | 12501 Prosperity Dr | (301) 377-2594 |
| 6 | United America Financial | 512 E Randolph Rd Suite D, E, F, G, H, I, J | (888) 213-5522 |
| 7 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 8 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
| 9 | Nationwide Insurance: Won K. Kim Insurance Agency, Inc. | 12111 Heritage Park Cir | (301) 962-8300 |
| 10 | RightAway Insurance of Silver Spring Maryland | 1900 Lyttonsville Rd | (888) 643-2161 |
Universal Insurance Group serves the Silver Spring, Maryland, metro area as a local long-term care insurance agent. The agency helps clients plan for potential future needs by explaining the various policy features available in the market. An agent can compare different coverage options and premiums from multiple insurers. Universal Insurance Group assists with policy selection for home-based care, community programs, and nursing facility stays. It also handles applications for tax-qualified long-term care plans.
Chris Aguirre - State Farm Insurance Agent in Silver Spring, MD provides long-term care insurance to help clients prepare for future care needs. Services include policy selection assistance and coverage reviews to ensure plans align with individual health and financial goals. Ongoing maintenance involves periodic policy updates and claim support as clients’ circumstances change. The company services single-family homes, apartments, condominiums, and assisted living residences in the local area.
Serving homeowners and individuals planning for future care needs, Jeslling Montalvan - State Farm Insurance Agent in Silver Spring, MD, provides long-term care insurance guidance. The agency helps clients understand policy options that can cover assisted living, home health aides, and nursing facility expenses. Assistance is available with comparing plans and enrollment to protect assets in later years. The office covers the Washington, D.C., metro area, including nearby communities such as Takoma Park.
ZELAYA INSURANCE AND BUSINESS SERVICES LLC serves clients in Silver Spring, Maryland, and its surrounding communities. It handles long-term care insurance policies designed to help cover costs associated with extended care needs. The company guides individuals through policy options to protect assets from future care expenses. It typically works by assessing each client’s personal circumstances and future planning goals. This approach customizes coverage recommendations to align with specific long-term care concerns.
In long-term care insurance, a one-time policy purchase helps cover future home health or facility costs, while recurring service options like claims management provide ongoing support. HealthMarkets Insurance - Jonathan Saltzman in Silver Spring, MD assists clients in selecting policies that address personal care needs and asset protection. The agency also explains benefit triggers such as inability to perform daily activities. These services typically operate on an as-needed basis for initial consultations or policy changes, with scheduled reviews offered when clients request an annual check-up.
United America Financial specializes in helping individuals navigate long-term care insurance options in Silver Spring, Maryland. The agency evaluates clients' future care needs and matches them with suitable policy plans. It provides clear explanations of coverage and costs throughout the process. This work is essential as residents prepare for the rising expenses of home health aides or skilled nursing stays. Many seek guidance ahead of retirement or after a family member requires extended support during an unexpected recovery or chronic illness.
ERIE Insurance - Harders & Bradford Insurance Agency serves residents in Silver Spring, Maryland, offering long-term care insurance policies to help individuals prepare for future care needs. The agency also provides commercial coverage for local businesses. Personal consultations are available to review coverage options for the surrounding area. Clients may call or visit the office to discuss policy choices, and follow-up assistance is routinely offered between regular visits to address any changes in care requirements or coverage questions.
ACG Insurance Services works with individuals and families to navigate the complexities of long-term care coverage, providing guidance on policy options that address future health and financial needs. As a specialized long-term care insurance agent in Silver Spring, MD, the company focuses on offering personal consultations to help clients plan for extended care services. Its services can be tailored to meet the demands of various commercial sectors, including offices, warehouses, and food service operations.
Nationwide Insurance: Won K. Kim Insurance Agency, Inc. of Silver Spring, Maryland is known for providing long-term care insurance solutions designed to help individuals protect assets and secure future care options. This agency serves local residents seeking financial strategies for extended care needs, emphasizing coverage for home health, assisted living, and nursing facility expenses. Specializing in navigating policy options to match personal care preferences, the agency can add on inflation protection riders to help coverage keep pace with rising long-term care costs.
What Does a a Long-Term Care Insurance Agent in Silver Spring Cost?
In Maryland long-term care insurance premiums vary widely based on your age health and chosen benefits. A typical policy for a healthy 55 year old might cost between 1,500 and 3,000 dollars per year. For a 65 year old the same policy could cost 2,500 to 5,000 dollars annually. Costs also depend on inflation riders and benefit duration. This is general information and not insurance advice.
About long-term care insurance agents in Silver Spring
A long-term care insurance agent in Silver Spring Maryland helps you find policies that cover nursing home care assisted living and home health services. Maryland offers a Long-Term Care Partnership program which allows policyholders to protect assets equal to the benefits paid. Working with a local agent ensures you understand how this program works with your financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Silver Spring do?
An agent helps you compare policies from different insurance companies. They explain coverage options like daily benefit amounts benefit periods and inflation protection. They also help you apply and answer questions about Maryland specific rules.
How does the Maryland Long-Term Care Partnership program affect my policy?
This program lets you keep assets equal to the benefits your policy pays out if you need to apply for Medicaid. A Silver Spring agent can help you choose a partnership policy that meets your needs and protects your savings.
Are there age or health requirements for buying long-term care insurance in Maryland?
Most insurers require you to be in good health and under age 80 to qualify for a new policy. Some companies offer policies for people with pre-existing conditions but premiums may be higher. An agent can review your health history and find available options.
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