The top-rated long-term care insurance agent in Pasadena, Maryland is Huff Insurance, rated 4.9 stars across 422 reviews. Other highly rated options include Alexander Brown - State Farm Insurance Agent, Phil Jimeno - State Farm Insurance Agent, Jessica Hickey - State Farm Insurance Agent. This directory lists 14 long-term care insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Huff Insurance | 8349 Ritchie Hwy | (410) 647-1111 |
| 2 | Alexander Brown - State Farm Insurance Agent | 8971 Fort Smallwood Rd Suite H | (410) 684-5740 |
| 3 | Phil Jimeno - State Farm Insurance Agent | 4315 Mountain Rd Ste C1 | (410) 437-3530 |
| 4 | Jessica Hickey - State Farm Insurance Agent | 8541 Fort Smallwood Rd d | (410) 437-1145 |
| 5 | Glenn Wayson - State Farm Insurance Agent | 8131 Governor Ritchie Hwy h | (410) 647-5050 |
| 6 | Blessing Nzenwa - State Farm Insurance Agent | 8028 Ritchie Hwy Ste 114 | (410) 768-9190 |
| 7 | Souheil Mansour Agency | 107 Mountain Rd suite v | (410) 684-5137 |
| 8 | Clay Shaw - State Farm Insurance Agent | 4513 Mountain Rd Ste 3 | (443) 305-2228 |
| 9 | Schaner Insurance Agency | 4730 Mountain Rd # 24 | (443) 637-7011 |
| 10 | Insurance By Heroes | 4301 Mountain Rd #35 | (240) 931-0020 |
Huff Insurance serves the Pasadena, Maryland area and the broader Anne Arundel County region as a long-term care insurance agent. The company assists local residents with evaluating policies that help cover costs associated with extended care services, such as nursing home stays or in-home assistance. Navigating the complexities of Medicare and private insurance can be challenging, and the agency provides guidance on benefit options. It helps clients assess their individual risk factors and plan for future healthcare needs, specifically addressing long-term care solutions and related financial planning considerations.
Alexander Brown - State Farm Insurance Agent serves individuals and families in Pasadena, Maryland, who seek long-term care planning solutions. The agency provides guidance on insurance options that help protect assets and cover expenses for extended care needs, including assistance with daily living activities and home health services. Clients receive professional consultation on policy features, benefit periods, and inflation protection to prepare for future care costs. The company also covers the surrounding areas of the Glen Burnie and Severna Park communities within Anne Arundel County.
Phil Jimeno - State Farm Insurance Agent in Pasadena, MD, offers long-term care insurance policies designed to help individuals cover the costs of extended personal or medical care. Service options include helping clients customize a plan that aligns with their anticipated needs and financial situation. Maintenance plans involve periodic policy reviews to adjust coverage as health or financial circumstances change. The agency frequently works with individuals residing in single-family homes and apartments, as well as with owners of small retail properties and local restaurants seeking to protect their personal assets.
Homeowners, local business owners, and property managers in Pasadena, MD, turn to Jessica Hickey - State Farm Insurance Agent for long-term care insurance guidance. This agency helps clients understand coverage options that protect assets and provide for care needs in later years. Policies typically cover services such as in-home care, assisted living, and nursing facility expenses. The agent works closely with individuals to align insurance solutions with their long-range financial plans. Jessica Hickey - State Farm Insurance Agent also serves the broader Anne Arundel County area, including neighboring communities like Severna Park.
Glenn Wayson - State Farm Insurance Agent serves the Pasadena, Maryland, area and surrounding communities, handling long-term care insurance policies for local residents. It focuses on coverage that helps with extended custodial or medical support needs not typically paid by standard health plans. The agency also addresses related questions about policy benefits and premium structures. To handle a typical job, it reviews a client's financial situation and health history to recommend appropriate plan options and then explains the application process in detail.
Blessing Nzenwa, a State Farm Insurance Agent in Pasadena, MD, helps clients choose between a one-time long-term care insurance policy that covers a specific benefit period or a recurring policy providing ongoing financial support for extended care needs. These plans cover assistance with daily activities such as bathing, dressing, and eating. Service is available on a scheduled basis to review policy changes during life transitions, such as retirement or health shifts, and as-needed for questions about claims or plan adjustments.
As winter sets in and concerns about future care needs rise for Pasadena residents, Souheil Mansour Agency offers guidance on long-term care insurance options. This local agency helps individuals evaluate policies that can cover extended medical or personal care services not typically paid by standard health coverage. The process begins with a thorough review of each client’s financial situation and health profile. All families receive a clear explanation of coverage choices and costs during an initial in-person or virtual consultation to assess their specific needs.
Clay Shaw - State Farm Insurance Agent in Pasadena, MD, specializes in long-term care insurance, helping clients plan for future care needs that traditional health coverage often excludes. The agency also provides general insurance services to protect local homes, autos, and lives. For residents approaching retirement or those concerned about aging relatives, it assists in structuring policies that preserve assets against escalating nursing home or in-home support costs. This agent can be especially valuable when clients face a sudden health change requiring immediate care planning adjustments.
Schaner Insurance Agency works with individuals and families in the Pasadena, MD area to help plan for the financial challenges of extended care needs. The agency specializes specifically in long-term care insurance policies, which cover services not paid for by standard health insurance or Medicare. These policies can help protect personal savings and assets when care is needed at home, in assisted living, or in a skilled nursing facility. The agency serves clients who own commercial spaces such as nearby offices, warehouses, and food service establishments.
Insurance By Heroes provides residential long-term care insurance planning to families in Pasadena, Maryland, helping clients prepare for future personal and medical care needs. The agency also offers commercial coverage options for local businesses seeking to protect employees from the financial impact of extended care requirements. Serving the Pasadena area and surrounding Anne Arundel County communities, agents work directly with individuals to develop personalized plans. Clients can rely on the agency for follow‑up services and adjustments to policies between regular annual reviews.
What Does a a Long-Term Care Insurance Agent in Pasadena Cost?
Long-term care insurance costs in Maryland vary based on age, health, and coverage level. For a 55 year old, annual premiums typically range from 1,500 to 3,000 dollars for a policy with a 150 dollar daily benefit and a 3 year benefit period. Rates are higher for older applicants and lower for younger ones. This is general information, not insurance advice.
About long-term care insurance agents in Pasadena
Long-term care insurance agents in Pasadena, Maryland help residents plan for future care needs. Maryland offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Pasadena can explain how these policies work with local care facilities and home care services.
Frequently Asked Questions
What does a long-term care insurance agent in Pasadena do?
An agent helps you compare policies from different carriers and explains coverage options like nursing home care, assisted living, and home health care. They also guide you through Maryland specific rules, including the state partnership program and tax deduction options.
How does the Maryland Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits your policy pays out, even if you later need Medicaid. For example, if your policy pays 100,000 dollars in benefits, you can protect that same amount of assets from Medicaid recovery. An agent can help you choose a partnership qualified policy.
Are there tax benefits for long-term care insurance in Maryland?
Yes, Maryland offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. An agent can explain how this applies to your specific tax situation.
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