The top-rated long-term care insurance agent in Parkville, Maryland is Jason Griswold - State Farm Insurance Agent, rated 4.8 stars across 411 reviews. Other highly rated options include Haley Munson - State Farm Insurance Agent, Walter Jones - State Farm Insurance Agent, Emily Sutorius - State Farm Insurance Agent. This directory lists 10 long-term care insurance agents serving Parkville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Griswold - State Farm Insurance Agent | 2300 E Joppa Rd Ste 2A | (410) 668-8400 |
| 2 | Haley Munson - State Farm Insurance Agent | 1740 E Joppa Rd #205 | (410) 668-3025 |
| 3 | Walter Jones - State Farm Insurance Agent | 7801 Old Harford Rd | (410) 661-3010 |
| 4 | Emily Sutorius - State Farm Insurance Agent | 2812 E Joppa Rd | (410) 882-2520 |
| 5 | Chris McBee - State Farm Insurance Agent | 3605 E Joppa Rd | (410) 497-9966 |
| 6 | Shenika Whitfield: Primerica - Financial Services | 8035 Harford Rd # C | (443) 587-4751 |
| 7 | Monsura Lawal: Allstate Insurance | 8609 Old Harford Rd | (410) 242-5100 |
| 8 | Chris Gray: Primerica - Financial Services | 8035 Harford Rd # C | (443) 587-4751 |
| 9 | The Woodward Agency-Farmers Insurance | 8700 Old Harford Rd # 207 | (443) 863-4060 |
| 10 | ASSURED LIFE & HEALTH BENEFITS | 9302 Waltham Woods Rd | (240) 318-7714 |
Jason Griswold - State Farm Insurance Agent serves the Parkville, Maryland area and the surrounding Baltimore County communities as a provider of long-term care insurance. The agency assists clients in planning for future needs that are not covered by standard health insurance or Medicare. They help individuals review available policy options to protect assets and manage long-term care expenses. The agency handles policy selection and personalized coverage evaluations for long-term care insurance plans.
Haley Munson - State Farm Insurance Agent in Parkville, MD, offers long-term care insurance services designed to help clients plan for future care needs, including policies for in-home care and nursing facility coverage. The agency provides ongoing policy reviews and assistance with claims filing to ensure clients receive their benefits when needed. Its services are available to individuals living in single-family homes, apartments, retail spaces, and restaurants for those who own or operate such properties.
Walter Jones - State Farm Insurance Agent serves homeowners and families in Parkville, Maryland who are planning for future care needs. The agency provides long-term care insurance policies that help cover costs for nursing homes, assisted living, and in-home health services as clients age. These plans are designed to protect personal savings from the high expense of extended care. The agency also assists families in the surrounding Greater Towson and northern Baltimore County areas with their long-term care coverage needs.
Emily Sutorius - State Farm Insurance Agent serves the Parkville, Maryland area and its surrounding communities. The agency handles long-term care insurance policies, which help cover costs associated with extended nursing or in-home care. These plans are designed to protect personal savings from the high expenses of chronic illness or disability. The company typically begins each case by meeting with the client to review their financial situation and health history, then compares available policy options to recommend a plan that fits the individual’s long-term needs for coverage and budget.
Chris McBee - State Farm Insurance Agent in Parkville, MD addresses the key difference in long-term care coverage between a one-time policy purchase, which secures a fixed daily benefit for future care needs, and recurring service options that adjust benefits over time with premium changes. This agency assists clients in understanding how such policies cover in-home assistance, assisted living, or nursing facility costs. Their service for evaluating these options and answering policy questions runs on an as-needed basis.
As the colder months bring increased concerns about health and mobility for older adults in Parkville, MD, residents often seek reliable ways to safeguard their futures. Shenika Whitfield: Primerica - Financial Services helps individuals understand how long-term care insurance can cover the cost of assisted living or home health aides, offering a practical solution for local families planning for aging needs. An initial consultation is scheduled to review current coverage gaps and discuss possible policy options.
Monsura Lawal’s Allstate Insurance agency offers specialized long-term care insurance policies designed to help protect assets against the high cost of extended care. Serving the Parkville, MD area, the agency also provides general insurance services, including guidance on coverage options that address future health needs. Such policies commonly assist with home care, assisted living, or nursing facility expenses. As retirees return from winter travel or reassess their budgets during tax season, the agency helps clients review their long-term care plans to prepare for upcoming lifestyle changes.
Chris Gray: Primerica - Financial Services provides general financial guidance to clients throughout the Parkville, MD area, with a specialized focus on long-term care insurance planning. This includes helping individuals assess future care needs and select appropriate coverage policies to protect their retirement assets. The agency serves a diverse range of commercial sectors, including office environments, warehouse facilities, and food service operations.
The Woodward Agency-Farmers Insurance provides long-term care insurance guidance to residents in Parkville, Maryland, along with commercial coverage options for local businesses throughout the surrounding area. Their agents assist individuals in planning for future care needs and protecting assets. After initial consultations, they follow up proactively and coordinate repeat service between regular visits to update clients on changing policy options and personal circumstances.
ASSURED LIFE & HEALTH BENEFITS is recognized for guiding clients in the Parkville, MD area through long-term care insurance planning. The agency evaluates future care needs to help individuals protect assets and maintain independence. Services typically include policy comparisons, risk assessment for aging-related expenses, and application assistance. A specialty service this agency can add on is coordinating spousal or family benefit riders to extend coverage options for multiple generations.
What Does a a Long-Term Care Insurance Agent in Parkville Cost?
Long-term care insurance premiums in Maryland vary widely based on age, health, and policy features. A typical policy for a 55 year old might cost between $1,500 and $3,000 per year, while older applicants may pay more. Costs also depend on the daily benefit amount and benefit period you choose. This is general information and not insurance advice.
About long-term care insurance agents in Parkville
Long-term care insurance agents in Parkville, Maryland help residents find policies that cover nursing home care, assisted living, and home health services. Maryland offers a state partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Agents can explain how these local rules affect your coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Parkville do?
An agent helps you compare policies from different companies and explains coverage details like benefit periods and daily benefit amounts. They also guide you through Maryland specific rules such as the state partnership program and tax deduction options for premiums.
Are there Maryland laws that affect long-term care insurance?
Yes, Maryland requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. The state also has a 30 day free look period where you can cancel a new policy for a full refund.
How do I choose a long-term care insurance agent in Parkville?
Look for an agent licensed in Maryland who has experience with long-term care policies. Ask about their familiarity with the Maryland Partnership for Long-Term Care program and how they help clients compare multiple carriers.
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