The top-rated long-term care insurance agent in Glen Burnie, Maryland is Patrick Cloyd - State Farm Insurance Agent, rated 4.9 stars across 122 reviews. Other highly rated options include Manuela Mora: Allstate Insurance, David Charon - State Farm Insurance Agent, Roosevelt Elivert: Allstate Insurance. This directory lists 22 long-term care insurance agents serving Glen Burnie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Patrick Cloyd - State Farm Insurance Agent | 105 Crain Hwy S #2 | (410) 766-4488 |
| 2 | Manuela Mora: Allstate Insurance | 7440 Governor Ritchie Hwy | (410) 424-0844 |
| 3 | David Charon - State Farm Insurance Agent | 1414 Crain Hwy N #3a | (410) 768-5544 |
| 4 | Roosevelt Elivert: Allstate Insurance | 7310 Ritchie Hwy Ste 908 | (410) 768-6671 |
| 5 | Community Multi Services Insurance Agency | 7432 E Furnace Branch Rd Unit A | (301) 779-1100 |
| 6 | Jim Chen - State Farm Insurance Agent | 7431 Baltimore Annapolis Blvd Ste 1 | (410) 766-4484 |
| 7 | Kent Mittrick & Associates | 408 Crain Hwy S #2 | (410) 768-6888 |
| 8 | Mary Ripkin: Allstate Insurance | 1666 Crain Hwy S | (410) 760-4200 |
| 9 | Alicia White, Bankers Life Agent | 799 Cromwell Park Dr Ste J | (410) 252-0168 |
| 10 | Public Insurable Agency | 121 Crain Hwy N | (410) 656-4346 |
Patrick Cloyd - State Farm Insurance Agent provides long-term care insurance services in the Glen Burnie, MD area. The agency helps clients evaluate coverage options designed for future care needs, including assistance with policy maintenance and plan updates as circumstances change. Aiming to offer consistent support, the office assists with policy adjustments and routine service requests for existing plans. These services are available for clients who own single-family homes, apartments, commercial retail spaces, and restaurants.
Manuela Mora: Allstate Insurance serves the Glen Burnie, Maryland, area, offering long-term care insurance agent services. This agency helps clients plan for future care needs by assessing coverage options for nursing home, assisted living, and home-based care expenses. Policies are selected to protect savings from the high costs of extended health support. Specific services handled include care coordination resources and policy comparisons tailored to individual health and financial circumstances.
David Charon - State Farm Insurance Agent serves homeowners, families, and professionals in Glen Burnie, MD who seek financial protection against the high costs of extended care. The agency offers long-term care insurance policies designed to help clients preserve savings while covering expenses for services like nursing home stays or in-home assistance. Policies are individually evaluated to match each client’s specific needs and budget. The company also assists customers in surrounding areas of the Baltimore metropolitan region, including Severna Park.
Roosevelt Elivert: Allstate Insurance serves Glen Burnie, Maryland, and the surrounding Anne Arundel County communities. It handles long-term care insurance policies designed to help cover costs associated with extended personal care needs. These policies often assist with financial planning for services such as home health aides or assisted living facility stays. The agency generally begins each client relationship by conducting a thorough review of individual circumstances and financial goals. It then compares available coverage options to match those specific long-term care requirements.
For clients who need occasional planning and for those requiring ongoing policy management, a long-term care insurance agent can provide either a one-time policy review or continuous support with claims and benefit adjustments. Community Multi Services Insurance Agency in Glen Burnie, MD helps individuals explore coverage options that address future care needs while balancing current financial goals. This service operates on a scheduled basis, with appointments arranged for initial consultations and any subsequent policy updates or questions.
Serving clients in Glen Burnie and the surrounding area, Jim Chen’s State Farm agency offers long-term care insurance guidance to help families plan for future care needs. The agency also assists with various personal and business insurance policies. A dedicated agent works with individuals to evaluate policy options that can protect savings from the high costs of extended care. Many clients seek these services when preparing for retirement or facing a parent’s sudden health change.
With winter often prompting families in Glen Burnie to reassess financial protections for aging relatives, Kent Mittrick & Associates provides guidance on navigating long-term care insurance options. The agency explains policy structures that help cover home health aides or nursing facility stays without draining retirement funds. As a licensed insurance agent in Maryland, the company tailors its discussions to each client's budget and health history. The process begins with a no-obligation initial consultation to review current coverage and determine appropriate benefit periods.
Mary Ripkin: Allstate Insurance provides general insurance services to clients in Glen Burnie, MD, with a specialty focus on long-term care insurance agents. These agents assist individuals in planning for future care needs, such as in-home support or nursing facility expenses, through policy options that cover extended assistance. The office can serve various commercial sectors, including local offices, warehouses, and food service establishments seeking employee or owner coverage solutions.
Alicia White, Bankers Life Agent in Glen Burnie, MD, is known for helping clients evaluate their long-term care insurance needs. The agency offers individualized guidance on policy options designed to protect savings against the high costs of extended care. Services include assistance with comparing coverage for home care, assisted living, and nursing facility stays. As an added specialty, the agency can facilitate discussions about combining long-term care coverage with annuities to support future care expenses.
What Does a a Long-Term Care Insurance Agent in Glen Burnie Cost?
The cost of long-term care insurance in Maryland varies based on age, health, and benefit amount. A typical policy for a 55-year-old may range from 1,500 to 3,000 dollars per year. Premiums for older applicants or those with health issues can be higher. This is general information and not insurance advice.
About long-term care insurance agents in Glen Burnie
Long-term care insurance agents in Glen Burnie, Maryland assist residents in planning for future care needs. Maryland offers a state partnership program that allows policyholders to protect a portion of their assets when qualifying for Medicaid. Agents can explain how this program works and help you compare plans from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Glen Burnie do?
An agent helps you understand policy options, compare costs, and apply for coverage. They explain Maryland specific rules like the state partnership program and how it affects asset protection. Agents do not provide legal or medical advice.
Is long-term care insurance required in Maryland?
No, long-term care insurance is not required by law in Maryland. However, many people choose to buy it to cover costs not paid by Medicare or regular health insurance. An agent can help you decide if a policy fits your financial plan.
How does the Maryland Long-Term Care Partnership Program work?
The partnership program lets you keep assets equal to the amount your policy pays out if you later need Medicaid. For example, if your policy pays 100,000 dollars in benefits, you can protect that much in assets. An agent in Glen Burnie can explain eligibility and policy requirements.
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