The top-rated long-term care insurance agent in Dubuque, Iowa is Lane Madsen - State Farm Insurance Agent, rated 5.0 stars across 692 reviews. Other highly rated options include Rachel Davis - State Farm Insurance Agent, New Eagle Insurance, O'Connor & English Insurance Agency. This directory lists 20 long-term care insurance agents serving Dubuque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lane Madsen - State Farm Insurance Agent | 75 Locust St | (563) 582-6942 |
| 2 | Rachel Davis - State Farm Insurance Agent | 3030 Asbury Rd | (563) 583-8301 |
| 3 | New Eagle Insurance | 3250 Kennedy Cir #1 | (563) 582-5834 |
| 4 | O'Connor & English Insurance Agency | 1545 Associates Dr #103 | (563) 557-7440 |
| 5 | Hollander Insurance Agency Inc. | 815 Century Dr | (563) 556-3334 |
| 6 | Cottingham & Butler | 800 Main St | (563) 583-7301 |
| 7 | Engler & Oberbroeckling Insurance, Inc. | 2430 Meinen Ct | (563) 556-0171 |
| 8 | Dubuque Insurance Services | 205 Kaufmann Ave | (563) 585-0663 |
| 9 | Ludovissy & Associates Insurance | 302 Locust St | (563) 556-6661 |
| 10 | Jennifer Steffen American Family Insurance | 2300 John F Kennedy Rd | (563) 556-0525 |
Lane Madsen - State Farm Insurance Agent serves individuals and families throughout Dubuque, Iowa. The agency provides guidance on long-term care insurance policies, which help cover expenses related to extended nursing, home health, or assisted living needs. In this area, many clients seek protection against the high cost of ongoing care while preserving their retirement assets. The agency works with policyholders to understand coverage options. It specifically handles policy consultations for long-term care needs and coordinates with clients to review benefit eligibility for future care services.
Rachel Davis, serving as a State Farm Insurance Agent in Dubuque, Iowa, specializes in long-term care insurance policies designed to help individuals plan for future care needs. The agency works with clients to assess coverage options and can assist with policy adjustments as circumstances change. It offers guidance on maintaining existing plans and coordinating benefits with other insurance products. This agency provides long-term care insurance services for single-family homes, apartments, retail businesses, and restaurants.
New Eagle Insurance assists individuals and families in Dubuque, IA, who are planning for future healthcare needs, helping them navigate the complexities of long-term care insurance. The agency works with clients to explain policy options that can help cover the costs of extended medical or personal care services. Its focus is on helping people protect assets and ensure access to quality care later in life. New Eagle Insurance also covers clients in the nearby community of Asbury and the surrounding Dubuque County area.
O'Connor & English Insurance Agency specializes in guiding clients through long-term care insurance coverage, helping individuals assess policies that address future care needs. In the Dubuque area, the agency works with residents to evaluate benefit structures and coverage options suited to their long-term health planning. It assists families in understanding policy provisions and financial considerations involved in protecting assets. Whether preparing for new coverage or adjusting existing plans during open enrollment periods, the agency helps clients navigate significant upcoming care decisions.
As the demand for long-term care planning rises among Dubuque seniors, Hollander Insurance Agency Inc. provides guidance on navigating coverage options. They help residents understand how policies address future care needs and protect assets. With a focus on the local area, this agent clarifies the differences between traditional and hybrid plans. Clients begin by scheduling an initial consultation to review their personal health and financial situation.
Serving Dubuque and the surrounding communities in Iowa and Illinois, Cottingham & Butler handles client needs for long-term care insurance. This agency works with individuals to review coverage options that address potential future care costs. By assessing each client's personal circumstances and preferences, it helps them understand available policy structures. The company guides clients through plan comparisons using standard industry resources. During a typical job, it reviews current or prospective policies with individuals to ensure the coverage aligns with their specific financial and care-related goals.
Engler & Oberbroeckling Insurance, Inc. serves long-term care insurance clients in Dubuque, Iowa and the surrounding area. The agency also assists area businesses with commercial coverage options to protect their operations and employees. Licensed agents help individuals plan for future care needs by explaining policy features, benefit triggers, and premium structures. They work with clients throughout the initial selection process and continue to provide support for any policy changes or claims questions that arise between annual policy reviews.
Dubuque Insurance Services provides guidance for individuals planning for future care needs through financial protection. As a local long-term care insurance agent in Dubuque, Iowa, the company helps clients explore policies that can cover assistance with daily living activities when needed later in life. This specialized work supports personal budgeting for potential extended care expenses. The same advising services are also suited for a range of commercial sectors, including area offices, small warehouses, and food service operations.
Ludovissy & Associates Insurance is known for guiding clients through the complexities of long-term care coverage in Dubuque, IA. The firm assists individuals in navigating policies that help protect assets and cover future care needs, including nursing home, assisted living, and home-based services. It works with various insurance carriers to present plan options suited to different stages of life and financial situations. For additional personalized risk management, the agency can include a consultation on spousal benefit riders and inflation protection options.
What Does a a Long-Term Care Insurance Agent in Dubuque Cost?
Long-term care insurance premiums in Iowa vary by age, health, and coverage level. A typical policy for a 55-year-old in Dubuque might cost between 150 and 300 dollars per month. For a 65-year-old, premiums often range from 250 to 500 dollars per month. Costs can be higher for comprehensive benefits or inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Dubuque
Long-term care insurance agents in Dubuque help Iowa residents plan for future nursing home, assisted living, or home care expenses. Iowa law offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to benefits paid. Agents can explain how these policies coordinate with Medicare and Medicaid in Iowa.
Frequently Asked Questions
What does a long-term care insurance agent in Dubuque do?
An agent helps you compare policies from different insurers and explains coverage for nursing homes, assisted living, and home care. They also advise on Iowa-specific rules like the Partnership Program and tax deductions for premiums.
Does Iowa have special rules for long-term care insurance?
Yes. Iowa participates in the Long-Term Care Partnership Program, which lets policyholders keep assets equal to the benefits paid if they later need Medicaid. Policies must also meet Iowa consumer protection standards.
How do I choose a long-term care insurance agent in Dubuque?
Look for an agent licensed in Iowa with experience in long-term care products. Ask about their familiarity with Iowa Partnership policies and whether they represent multiple insurance companies.
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