Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 19 long-term care insurance agents in Ames, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortress Insurance Services
426 S 17th St, Ames, IA 50010
(515) 337-8700
thefortressins.com
Mark Doyle - State Farm Insurance Agent
2701 Stange Rd Ste 110, Ames, IA 50010
(515) 232-8090
markdoyleinsurance.com
Scott Richardson - State Farm Insurance Agent
101 Main St, Ames, IA 50010
(515) 232-0030
scottrichardsonagency.com
Louis Slaughter III - State Farm Insurance Agent
3515 Lincoln Way #102, Ames, IA 50014
(515) 292-9030
louisslaughterinsurance.com
AlekCO Insurance
119 Stanton Ave STE 702, Ames, IA 50014
(515) 978-9040
alekcoinsurance.com
Shelter Insurance - Mike Dolan
1228 Grand Ave, Ames, IA 50010
(515) 232-3555
shelterinsurance.com
Gallagher Insurance, Risk Management & Consulting
1416 Buckeye Ave, Ames, IA 50010
(515) 232-7060
assuredpartners.com
Katherine Frame American Family Insurance
809 Wheeler St #109, Ames, IA 50010
(515) 232-4142
amfam.com
Farmers Insurance - Mathew Johnson
123 6th St, Ames, IA 50010
(515) 278-2249
agents.farmers.com
Joe Leto - COUNTRY Financial Representative
315 6th St #205, Ames, IA 50010
(515) 233-3045
advisors.countryfinancial.com
Highness Insurance Agency: Allstate Insurance
516 Lincoln Way # B, Ames, IA 50010
(515) 232-0771
agents.allstate.com
Scott Lawrence American Family Insurance
2713 Stange Rd #101, Ames, IA 50010
(515) 232-3333
amfam.com
Alliance General Insurance
415 S Duff Ave Ste B, Ames, IA 50010
(515) 232-9271
alliancegeneralinsurance.com
TrustPro Insurance Agency IA
111 Jewel Dr, Ames, IA 50010
(515) 325-1776
anpac.com
Freedom Wealth Advisors
1606 Golden Aspen Dr STE 106, Ames, IA 50010
(515) 292-1441
freedomwealthadvisors.nm.com
Hoyng Insurance Group
4820 Mortensen Rd #102, Ames, IA 50014
(515) 292-2171
hoynginsurancegroup.com
Farm Bureau Financial Services - Tom Purl
103 E 6th St UNIT 100, Ames, IA 50010
(515) 292-3020
tompurl.fbfs.com
Farm Bureau Financial Services
103 E 6th St UNIT 100, Ames, IA 50010
(515) 292-3020
fbfs.com
American National Insurance
218 SE 16th St Ste 102, Ames, IA 50010
(319) 382-5127
americannational.com
What Does a Long-Term Care Insurance Agent in Ames Cost?
Long-term care insurance premiums in Iowa vary widely. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, but rates increase with age and health conditions. Partnership policies may have different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Ames do?
An agent helps you compare policies from different insurers. They explain coverage details, waiting periods, and benefit amounts. They also clarify how Iowa partnership policies work to protect your assets.
How does Iowa law affect long-term care insurance?
Iowa follows the federal partnership program, which allows policyholders to keep assets equal to benefits paid. Agents must follow Iowa insurance regulations when selling policies. You have a 30-day free look period to cancel a policy for a full refund.
What factors affect the cost of long-term care insurance in Iowa?
Costs depend on your age, health, and the policy features you choose. Younger buyers in Iowa pay lower premiums. Benefit amounts, inflation protection, and elimination periods also change the price.