The top-rated long-term care insurance agent in Davenport, Iowa is The Preston Insurance Group: Allstate Insurance, rated 4.9 stars across 192 reviews. Other highly rated options include Sheena Griffy - State Farm Insurance Agent, Independent Insurance Services, Inc., Haffarnan & Associates, LLC American Family Insurance. This directory lists 18 long-term care insurance agents serving Davenport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Preston Insurance Group: Allstate Insurance | 2318 Eastern Ave | (563) 424-6404 |
| 2 | Sheena Griffy - State Farm Insurance Agent | 4425 Welcome Way | (563) 355-8910 |
| 3 | Independent Insurance Services, Inc. | 3956 N Pine St | (563) 383-5555 |
| 4 | Haffarnan & Associates, LLC American Family Insurance | 2207 E 52nd St Ste 2 | (563) 386-2448 |
| 5 | Jorgensen Insurance Agency | 2304 Jersey Ridge Rd | (563) 355-9777 |
| 6 | Kellner Insurance Agency | 903 E Kimberly Rd Ste 19 | (563) 449-6065 |
| 7 | IHMVCU Insurance Services | 2102 E Kimberly Rd | (309) 797-5605 |
| 8 | Mel Foster Insurance | 3218 E 35th St Ct | (563) 359-5446 |
| 9 | United Insurance Counselors | 1850 E 53rd St Suite 1 | (563) 386-3290 |
| 10 | Chary Insurance Co | 4300 E 53rd St # 300 | (563) 217-1573 |
The Preston Insurance Group: Allstate Insurance serves the greater Davenport, Iowa metro area as a long-term care insurance agent. The firm guides local residents through options for policies that help cover future custodial care, whether at home, in assisted living, or in a nursing facility. It assists clients in understanding coverage benefits, policy features, and premium structures related to long-term care protection. The agency specifically handles the review of individual long-term care policies and family discussions about future care planning.
Sheena Griffy - State Farm Insurance Agent serves local homeowners, families, and individuals planning for future healthcare needs in the Davenport area. The agency provides long-term care insurance assistance, helping clients understand policy options that can cover extended medical or custodial care not covered by standard health plans. These services aim to support financial security during retirement or illness. The agency also serves residents in Bettendorf and the broader Quad Cities metro region.
Independent Insurance Services, Inc. in Davenport, IA provides a comprehensive range of long-term care insurance services, including assessing client needs and helping find suitable policy options. Its ongoing service plans focus on periodic policy reviews to adjust coverage as care costs and personal circ*mstances change. Clear explanations of benefits and claims assistance are key components of its client support. This agency primarily services individuals, single-family homeowners, and those residing in apartments, as well as staff and owners of local retail stores and restaurants.
Serving Davenport, Iowa, and the surrounding communities in the Quad Cities region, Haffarnan & Associates, LLC American Family Insurance offers long-term care insurance coverage. This agency assists clients in planning for future care needs, including policies that help cover the costs of assisted living, nursing home stays, or in-home support services. They work with individuals to assess their potential exposure to rising care expenses. To handle a typical case, the agency reviews a client’s current assets and health factors to recommend a suitable plan that protects their financial independence.
Jorgensen Insurance Agency in Davenport, IA explains the distinction between traditional, one-time long-term care policies and newer hybrid products combining life insurance with a recurring care benefit. The agency helps clients explore coverage that addresses nursing home, assisted living, and home care expenses. Services are structured on a scheduled, as-needed basis to review changing needs or policy options.
Kellner Insurance Agency helps clients plan for the financial impact of extended care needs through long-term care insurance policies. The agency offers specialized coverage options that can assist with in-home care, assisted living, and nursing facility expenses. As a local Davenport agency, it serves individuals and families throughout the area, providing guidance tailored to their unique retirement and healthcare strategies. It assists commercial sectors such as offices, warehouses, and food service businesses in securing appropriate coverage options.
As central Iowa residents begin to plan for their later years, the need to safeguard savings from unforeseen medical costs often becomes a pressing local concern. IHMVCU Insurance Services in Davenport helps clients address this by focusing on long-term care insurance as a practical risk management tool. Their agents work to explain how such coverage can protect assets while offering choice in care settings. The process typically starts with a confidential initial assessment to review individual health circumstances and financial goals, laying the groundwork for a straightforward policy comparison.
As a long-term care insurance agent in Davenport, IA, Mel Foster Insurance provides specialty services focused on helping clients plan for future custodial and home health care needs. It works with individuals and families to understand policy options that protect savings from the high costs of extended care. The agency guides clients through the selection of coverage tailored to their health and financial circumstances. During open enrollment periods or after a recent health change, Mel Foster Insurance helps families evaluate whether long-term care insurance is a timely safeguard against unpredictable medical expenses.
United Insurance Counselors assists residents of Davenport and the surrounding area with long-term care insurance planning for home-based care, assisted living, and nursing facility needs. The agency also provides coverage options for commercial long-term care situations where employers seek to protect employee assets. Serving clients throughout eastern Iowa, the company helps individuals evaluate policy features such as benefit periods and elimination periods. Clients often return for periodic policy reviews and adjustments during annual coverage enrollment windows.
What Does a a Long-Term Care Insurance Agent in Davenport Cost?
Long-term care insurance premiums in Iowa vary by age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the same coverage could range from 250 to 500 dollars per month. Iowa Partnership policies may offer lower rates for qualifying plans. This is general information not insurance advice.
About long-term care insurance agents in Davenport
A long-term care insurance agent in Davenport Iowa helps you find a policy that covers services like nursing home care or home health aides. Iowa law requires agents to be licensed by the state and follow specific rules for policy disclosures. Local agents understand the Quad Cities market and can explain how Iowa Partnership policies work to protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Davenport do?
An agent in Davenport helps you compare policies from different carriers and explains coverage options like daily benefit amounts and elimination periods. They also guide you through Iowa specific rules such as the 30 day free look period and inflation protection requirements.
Are there Iowa laws that affect long-term care insurance?
Yes Iowa has specific statutes. For example insurers cannot deny coverage based on a pre existing condition for more than 6 months. Iowa also requires agents to offer inflation protection riders and to provide a Shopper Guide to consumers before they buy a policy.
How do I choose a long-term care insurance agent in Davenport?
Look for an agent who is licensed in Iowa and has experience with long-term care products. Ask about their familiarity with Iowa Partnership policies and whether they can show quotes from multiple companies. Check their standing with the Iowa Insurance Division.
Long-Term Care Insurance Agents in Other Iowa Cities
Ames · Ankeny · Bettendorf · Cedar Falls · Cedar Rapids · Council Bluffs · Dubuque · Iowa City · Johnston · Marion · Sioux City · Urbandale · Waterloo · Waukee · West Des Moines