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HomeLong-Term Care Insurance AgentsIowa › Council Bluffs

Find Long-Term Care Insurance Agents Near You in Council Bluffs, IA

Browse long-term care insurance agents serving Council Bluffs, Iowa. Updated 2026-07-14.

The top-rated long-term care insurance agent in Council Bluffs, Iowa is Tracy Hough - State Farm Insurance Agent, rated 5.0 stars across 207 reviews. Other highly rated options include Smith Davis Insurance, JESSICA STEVENSON: Allstate Insurance, Damien Shull - State Farm Insurance Agent. This directory lists 19 long-term care insurance agents serving Council Bluffs.

Showing 19 long-term care insurance agents in Council Bluffs, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tracy Hough - State Farm Insurance Agent928 Valley View Dr Ste 4(712) 325-1916
2Smith Davis Insurance532 1st Ave # 101(712) 322-1600
3JESSICA STEVENSON: Allstate Insurance1534 Avenue J(712) 890-3072
4Damien Shull - State Farm Insurance Agent1417 1/2 W Broadway(712) 323-2880
5Plunkett Agency INC. American Family Insurance127 S 35th St(712) 322-6633
6NavSav Insurance - Council Bluffs100 E Broadway #100(712) 328-0305
7Armour Insurance123 S 4th St(712) 323-4959
8Campbell Insurance Agency Inc.103 North Ave #9(712) 328-3975
9Smart Insurance Solutions®300 W Broadway Suite 240(402) 925-3335
10Brocker, Karns & Karns Insurance229 S Main St(712) 322-1228
TH
928 Valley View Dr Ste 4
Tracy Hough - State Farm Insurance Agent
Long-Term Care Insurance Agent · Council Bluffs, IA

Tracy Hough - State Farm Insurance Agent serves the Council Bluffs, Iowa, metro area and specializes in long-term care insurance. As an agent in this field, the agency assists individuals and families with planning for future care needs. The work focuses on explaining policy options and coverage scenarios for home care, assisted living, and nursing home expenses. The agency handles policy customization and consulting on Health Care Directive coordination in the Council Bluffs area.

SD
532 1st Ave # 101
Smith Davis Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA

Smith Davis Insurance provides long-term care insurance planning services to clients in Council Bluffs, Iowa. The agency helps individuals assess their future care needs and select appropriate coverage policies. Ongoing policy reviews and plan adjustments are offered to ensure coverage evolves with changing health circumstances and financial goals. Assistants guide clients through claims filing processes and benefit coordination as needed. The company serves a range of local property owners with coverage needs, including single-family homes, apartments, retail locations, and restaurants.

JS
1534 Avenue J
JESSICA STEVENSON: Allstate Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA

Jessica Stevenson: Allstate Insurance in Council Bluffs works with homeowners, families, and individuals who want to protect long-term financial security by planning for future care needs. The agency helps clients understand long-term care insurance policy options that can cover assisted living, nursing home stays, or in-home support. This local office serves the Council Bluffs area and also covers residents in the wider Omaha metropolitan region, including Bellevue.

DS
1417 1/2 W Broadway
Damien Shull - State Farm Insurance Agent
Long-Term Care Insurance Agent · Council Bluffs, IA

Serving Council Bluffs and the surrounding southwest Iowa communities, Damien Shull - State Farm Insurance Agent handles long-term care insurance to help residents prepare for future care needs. The agency focuses on policies that cover services like nursing home care or in-home assistance, which are not typically paid for by standard health plans. To handle a typical job, the agent begins by discussing a client's financial situation and potential risks, then presents policy options that align with personal goals and a realistic budget.

PA
127 S 35th St
Plunkett Agency INC. American Family Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA

In long-term care insurance, clients choose between a one-time policy purchase and recurring premium payments. The Plunkett Agency INC. American Family Insurance, located in Council Bluffs, IA, assists local residents in securing coverage that helps manage the costs of assisted living, nursing home care, or in-home support. Policies typically cover daily care not paid by standard health insurance or Medicare. Navigating these options requires local expertise, as benefit triggers and waiting periods vary by plan. Service is offered on an as-needed basis for policy questions, new enrollments, or annual reviews.

NI
100 E Broadway #100
NavSav Insurance - Council Bluffs
Long-Term Care Insurance Agent · Council Bluffs, IA

NavSav Insurance - Council Bluffs specializes in long-term care insurance, offering policies that help cover the costs of assisted living, nursing homes, and in-home care. Serving clients in Council Bluffs, Iowa, the agency works to educate individuals on planning for potential future care needs while preserving savings from medical expenses. It assists with comparing plan options, explaining coverage limits, and facilitating applications. As the year-end approaches, the agency helps individuals evaluate their policies before open enrollment periods close, ensuring coverage is in place for upcoming medical or lifestyle transitions.

AI
123 S 4th St
Armour Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA

As Council Bluffs residents begin planning for retirement, the question of how to cover potential long-term care costs becomes pressing. Armour Insurance in Council Bluffs helps local families address this concern by offering long-term care insurance agent services. They guide clients in understanding policy options suited to individual needs. The process is straightforward, starting with a no obligation initial assessment to review personal circumstances and care objectives.

CI
103 North Ave #9
Campbell Insurance Agency Inc.
Long-Term Care Insurance Agent · Council Bluffs, IA

Campbell Insurance Agency Inc. provides personalized guidance on securing long-term care coverage to help residents of Council Bluffs plan for future health needs. The company specializes in policies that cover extended nursing home stays, home health aides, and other support services not typically included in standard health insurance. These solutions are designed to protect personal savings from the high costs of extended care. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.

SI
300 W Broadway Suite 240
Smart Insurance Solutions®
Long-Term Care Insurance Agent · Council Bluffs, IA

Smart Insurance Solutions® in Council Bluffs, IA is known for providing long-term care insurance guidance to local families. The agency helps clients navigate policy options that cover costs for assisted living, home health aides, and nursing home care. It works with individuals to design coverage plans that protect retirement savings from the financial strain of extended care needs. For additional peace of mind, this agent can arrange a future rate comparison review so clients can adjust their plan as their needs evolve.

BK
229 S Main St
Brocker, Karns & Karns Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA

Brocker, Karns & Karns Insurance serves Council Bluffs, Iowa with residential long-term care insurance plans. The agency also provides commercial long-term care coverage for area businesses. Their work focuses on helping clients plan for future care needs, including home care, assisted living, and nursing facility expenses. All policies are designed to protect personal savings and family assets from the high costs of extended care. Between regular visits, the agency follows up with clients to update plans as health or financial circumstances change, ensuring continuing coverage alignment.

AB
1705 McPherson Ave Gl100
Arlo Burk Jr Agency Inc American Family Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA
(712) 325-4910
NF
1851 Madison Ave #550
New Freedom Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA
(712) 256-8522
newfreedominsurance.com
JD
1705 McPherson Ave Gl100
John Dresher Agency, Inc American Family Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA
(712) 325-4910
amfam.com/agents/iowa/council-bluffs/john-dresher
AI
1702 W Broadway #11
Anchor Insurance Agency,Inc.
Long-Term Care Insurance Agent · Council Bluffs, IA
(712) 256-1074
anchorinsur.com
FI
719 S Main St
Farmers Insurance - Paula Sass
Long-Term Care Insurance Agent · Council Bluffs, IA
(712) 322-5555
agents.farmers.com/ia/council-bluffs/paula-sass
PI
3210 US-6
Prime Insurance LA
Long-Term Care Insurance Agent · Council Bluffs, IA
(712) 227-1863
LP
504 S 6th St
Linda Primmer - State Farm Insurance Agent
Long-Term Care Insurance Agent · Council Bluffs, IA
(712) 323-1950
lindaprimmer.com
VI
2040 W Broadway
Veridian Insurance
Long-Term Care Insurance Agent · Council Bluffs, IA
(855) 828-1019
veridiancu.org/insurance
EI
146 Vine St
Eickholt Insurance Agency
Long-Term Care Insurance Agent · Council Bluffs, IA
(712) 256-0246
eickholtinsurance.com

What Does a a Long-Term Care Insurance Agent in Council Bluffs Cost?

Long-term care insurance costs in Iowa vary by age, health, and benefit amount. A typical policy for a healthy 55 year old might cost between $1,500 and $3,000 per year. For a 65 year old, annual premiums can range from $2,500 to $5,000. These are general estimates and your actual cost will depend on your specific case. This information is general and not insurance advice.

About long-term care insurance agents in Council Bluffs

Long-term care insurance agents in Council Bluffs help residents plan for future care costs. Iowa offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid out. Working with a local agent ensures you understand how Iowa law affects your coverage options.

Frequently Asked Questions

What does a long-term care insurance agent in Council Bluffs do?

An agent helps you compare policies from different carriers and explains coverage options. They guide you through Iowa specific rules like the Partnership Program and inflation protection requirements. Their goal is to match you with a policy that fits your budget and health situation.

Is long-term care insurance required in Iowa?

No, Iowa does not require you to buy long-term care insurance. However, the state encourages planning through its Partnership Program. This program lets you keep more assets if you later need Medicaid, as long as your policy meets state standards.

What Iowa rules apply to long-term care insurance policies?

Iowa law requires policies to offer inflation protection and nonforfeiture benefits. You have a 30 day free look period to cancel a policy for a full refund. Agents must also disclose if a policy is a partnership qualified plan.

Long-Term Care Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.