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Find Long-Term Care Insurance Agents Near You in Yuma, AZ

Browse long-term care insurance agents serving Yuma, Arizona. Updated 2026-07-14.

The top-rated long-term care insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Martin Armijo - State Farm Insurance Agent, Yuma Medicare Supplement Specialist - Luz Rios, Inszone Insurance Services. This directory lists 20 long-term care insurance agents serving Yuma.

Showing 20 long-term care insurance agents in Yuma, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Morales Insurance Group1406 S 4th Ave(928) 276-4543
2Martin Armijo - State Farm Insurance Agent708 E 32nd St(928) 341-1150
3Yuma Medicare Supplement Specialist - Luz Rios2260 S 4th Ave SUITE L1(928) 216-2404
4Inszone Insurance Services11487 S Fortuna Rd #3(928) 342-3077
5Empire Heritage Insurance13345 E 43rd Ln(480) 710-5675
6Yuma Medicare Store2260 S 4th Ave Suite L(928) 247-9178
7Yuma Insurance, Inc.2691 S 4th Ave(928) 344-3500
8R L Jones Insurance Services Inc2180 S 4th Ave D(928) 627-8212
9Melissa Duron American Family Insurance1929 S Arizona Ave #1(928) 317-1111
10The Adams Agency2850 S Pacific Ave # L(928) 341-9622
MI
1406 S 4th Ave
Morales Insurance Group
Long-Term Care Insurance Agent · Yuma, AZ

Morales Insurance Group serves Yuma, Arizona, as a local specialist in long-term care insurance agency services. This agency guides individuals through the process of evaluating long-term care insurance policies, which help cover the costs of extended personal care and support. The firm focuses on helping clients protect assets and maintain independence as they age. Responsibilities include comparing policy benefits, explaining elimination periods, and addressing coverage for in-home care or assisted living facilities. Morales Insurance Group handles policy comparisons for home health aide services and consultations for skilled nursing facility coverage.

MA
708 E 32nd St
Martin Armijo - State Farm Insurance Agent
Long-Term Care Insurance Agent · Yuma, AZ

Martin Armijo - State Farm Insurance Agent serves homeowners, retirees, and families in Yuma, Arizona who are planning for future healthcare expenses and asset protection. As a Long-Term Care Insurance Agent, the agency helps clients explore policies that cover assisted living, nursing home care, and in-home support services not typically paid by standard health plans. This ensures residents can access necessary care without depleting personal savings. The agency also extends its services to clients in the neighboring Somerton area.

YM
2260 S 4th Ave SUITE L1
Yuma Medicare Supplement Specialist - Luz Rios
Long-Term Care Insurance Agent · Yuma, AZ

Yuma Medicare Supplement Specialist - Luz Rios serves seniors and their families who are planning for future care needs in Yuma, Arizona. The agency guides clients through the selection of long-term care insurance policies that help cover costs for assisted living, nursing home stays, or in-home support services. Luz Rios provides personalized consultations to explain policy options and coverage details. This business also works with residents in the neighboring community of Somerton and other parts of the greater Yuma metropolitan area.

II
11487 S Fortuna Rd #3
Inszone Insurance Services
Long-Term Care Insurance Agent · Yuma, AZ

Inszone Insurance Services provides comprehensive long-term care insurance guidance to individuals and families in the Yuma area. Its agency works with clients to understand coverage options that protect assets during extended health needs. Ongoing service includes policy reviews and claims assistance to ensure benefits remain aligned with changing circumstances over time. The company serves homeowners in single-family residences, tenants in apartments, commercial property operators, and owners of retail establishments and restaurants.

EH
13345 E 43rd Ln
Empire Heritage Insurance
Long-Term Care Insurance Agent · Yuma, AZ

Empire Heritage Insurance assists clients in Yuma, Arizona with navigating the important distinction between one-time consultations for immediate needs and recurring service plans for ongoing policy management. The agency provides guidance on selecting long-term care coverage that addresses potential costs for assisted living, nursing home care, or in-home support. Service is arranged on an as-needed basis, allowing clients to access expert advice when their situation or policies require review or adjustment.

YM
2260 S 4th Ave Suite L
Yuma Medicare Store
Long-Term Care Insurance Agent · Yuma, AZ

During Arizona’s hot summer months, many older Yuma residents begin planning for future care needs, and Yuma Medicare Store provides personalized long-term care insurance guidance. The agency helps local clients understand policy options that cover extended nursing or home-based assistance. Its straightforward process starts with an initial needs assessment to review health history, budget, and coverage goals. A consultation then evaluates individual circumstances before recommending a suitable plan. This initial inspection step ensures every client receives an informed, risk-appropriate recommendation.

YI
2691 S 4th Ave
Yuma Insurance, Inc.
Long-Term Care Insurance Agent · Yuma, AZ

Yuma Insurance, Inc. specializes in matching clients with long-term care policies that fit their unique health and financial profiles. It serves the Yuma, Arizona area by helping individuals navigate complex coverage options for future care needs, including nursing homes and in-home assistance. This agent provides clear explanations of how policies address inflation and benefit limits. The company assists families planning for potential seasonal health changes that often increase the urgency of securing coverage before a medical event occurs.

RL
2180 S 4th Ave D
R L Jones Insurance Services Inc
Long-Term Care Insurance Agent · Yuma, AZ

Serving Yuma, Arizona, and the surrounding communities, R L Jones Insurance Services Inc handles long-term care insurance needs for local residents. The agency assists clients in planning for potential extended care costs that are not covered by standard health insurance or Medicare. It helps individuals navigate policy options designed to protect assets and provide access to care at home or in a facility. Working with each client’s specific financial situation, it reviews coverage choices to match their anticipated needs and present them with suitable policy comparisons for an informed decision.

MD
1929 S Arizona Ave #1
Melissa Duron American Family Insurance
Long-Term Care Insurance Agent · Yuma, AZ

Melissa Duron American Family Insurance works with clients in Yuma to explore coverage options that help address the costs of extended personal care. The agency specializes in long-term care insurance, offering policies designed to support needs such as home care or assisted living arrangements. Agents assist individuals in comparing plans to align with their future health considerations. Available services include support for offices, warehouses, and food service sectors seeking to provide employee benefit options.

AA
2850 S Pacific Ave # L
The Adams Agency
Long-Term Care Insurance Agent · Yuma, AZ

The Adams Agency in Yuma, Arizona serves local residents needing long-term care insurance coverage to protect their assets and future care needs. The agency also assists businesses in the area with commercial long-term care options for their employees or key personnel. Serving Yuma and the surrounding communities, the firm helps clients navigate policy choices and plan for potential extended care expenses. After initial consultations and policy setup, the agency provides follow-up service between regular visits to adjust coverage as circumstances change.

SI
670 E 32nd St #12
Sheltra Insurance Group, LLC
Long-Term Care Insurance Agent · Yuma, AZ
(928) 317-1212
sheltrainsurance.com
MP
250 W 24th St Suite K
Martina Perez Insurance Services LLC
Long-Term Care Insurance Agent · Yuma, AZ
(928) 955-0049
martinaperezinsurance.com
CI
301 S Main St
Coverage Insurance AZ
Long-Term Care Insurance Agent · Yuma, AZ
(928) 267-3536
LI
362 W 26th St
Legacy Insurance Services, Inc
Long-Term Care Insurance Agent · Yuma, AZ
(520) 329-4597
newsinsurance.com
SI
2435 S 8th Ave
Schofield Insurance (formerly AT Pancrazi Schofield Family Insurance)
Long-Term Care Insurance Agent · Yuma, AZ
(928) 783-3345
quoteyuma.com
CI
1405 W 16th St A
Creative Insurance Solutions Inc.
Long-Term Care Insurance Agent · Yuma, AZ
(928) 314-4466
inshelp4you.com
DI
501 E 16th St
Desert Insurance LLC
Long-Term Care Insurance Agent · Yuma, AZ
(928) 216-3515
LI
2607 S 4th Ave B4
Luxury Insurance By Julissa Banuelos
Long-Term Care Insurance Agent · Yuma, AZ
(928) 256-3023
YF
11487 S Fortuna Rd
Yuma Foothills Insurance
Long-Term Care Insurance Agent · Yuma, AZ
(928) 225-2820
MG
650 S 4th Ave
Montoya Group Llc
Long-Term Care Insurance Agent · Yuma, AZ
(928) 782-1648
montoyagroup.com

What Does a a Long-Term Care Insurance Agent in Yuma Cost?

Typical costs for long-term care insurance in Arizona range from about $1,500 to $3,000 per year for a 55 year old, depending on coverage amount and benefit period. Premiums can be higher for older applicants or for policies with inflation protection. Costs vary by case based on age, health, and policy features. This is general information, not insurance advice.

About long-term care insurance agents in Yuma

Long-term care insurance agents in Yuma, Arizona help residents plan for future care needs like nursing homes or in-home support. Arizona law requires agents to hold a valid state license and follow specific disclosure rules under ARS Title 20. Local agents can explain how Arizona Partnership for Long-Term Care policies may protect assets under state Medicaid rules.

Frequently Asked Questions

What does a long-term care insurance agent in Yuma do?

An agent helps you compare policies from different carriers and explains coverage options for home care, assisted living, and nursing facilities. They must follow Arizona insurance regulations including providing a Shopper Guide and outline of coverage before you buy.

Are there Arizona specific rules for long-term care insurance?

Yes, Arizona law requires a 30 day free look period after purchase and mandates that agents disclose any policy exclusions for pre-existing conditions. The Arizona Partnership program also allows policyholders to keep more assets if they later need Medicaid.

How do I choose a long-term care insurance agent in Yuma?

Look for an agent who is licensed in Arizona and has experience with long-term care policies. Ask if they offer policies from multiple carriers and if they understand local care costs in Yuma County.

Long-Term Care Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.