The top-rated long-term care insurance agent in Lake Havasu City, Arizona is World Insurance Associates LLC, rated 4.9 stars across 200 reviews. Other highly rated options include Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance, Kendi A Schembri Insurance. This directory lists 20 long-term care insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 2 | Farmers Insurance - Anthony Oskolkoff | 84 Acoma Blvd N Ste 102 | (928) 733-6098 |
| 3 | Richards Nygren Insurance | 2126 McCulloch Blvd N #15 | (928) 398-2126 |
| 4 | Kendi A Schembri Insurance | 2457 Baron Dr | (928) 453-7571 |
| 5 | Jean Works - State Farm Insurance Agent | 1915 McCulloch Blvd N #108 | (928) 453-2244 |
| 6 | Dan Firth American Family Insurance | 2110 McCulloch Blvd N Ste 1 | (928) 855-1109 |
| 7 | Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent | 2119 McCulloch Blvd N | (928) 764-8779 |
| 8 | Hollowell Insurance Agency: Allstate Insurance | 500 N Lake Havasu Ave STE B102 | (928) 566-6031 |
| 9 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 10 | Crest Insurance Group | 430 El Camino Way | (928) 857-4884 |
World Insurance Associates LLC serves Lake Havasu City, Arizona, providing guidance on long-term care insurance coverage. This category of insurance helps individuals plan for future assistance with daily activities such as bathing, dressing, and eating. The agent facilitates the selection of policies that protect assets and provide access to care options, whether at home, in an assisted living facility, or in a nursing home. Services include evaluating personal financial situations and recommending appropriate policy benefits. It handles both traditional long-term care policies and hybrid life insurance policies with long-term care riders.
Farmers Insurance - Anthony Oskolkoff provides long-term care insurance services, helping clients in Lake Havasu City, AZ plan for future health and daily living expenses. Its service includes guidance on policy options that protect assets while covering extended care needs. Maintenance of these plans involves periodic policy reviews to adjust for changing health regulations and coverage limits. The agent operates out of a local office serving single-family homes, apartments, retail establishments, and restaurants in the surrounding area.
Homeowners and retirees in Lake Havasu City work with Richards Nygren Insurance when planning for their long-term care needs. This agency helps clients navigate long-term care insurance policies designed to cover future assisted living or in-home care expenses. The agents provide straightforward guidance on policy options and coverage details, assisting individuals in making informed decisions about their financial and healthcare futures. Richards Nygren Insurance also serves the greater Mohave County area, including residents in Fort Mohave and Kingman.
Serving Lake Havasu City and the surrounding communities of Mohave County, Kendi A Schembri Insurance handles long-term care insurance plans. The agency helps clients navigate policies that cover nursing home stays, assisted living, and in-home custodial care. It focuses on evaluating personal health histories and financial goals to recommend suitable coverage options. To handle a typical case, the agent compares multiple carriers, explains benefit structures thoroughly, and guides the applicant through the medical underwriting process.
Individuals seeking long-term care insurance can choose between a one-time policy purchase that locks in coverage for future care needs or a recurring premium plan that maintains ongoing protection. Jean Works - State Farm Insurance Agent in Lake Havasu City, AZ, assists clients in understanding these coverage options, including policies that help pay for nursing home care or in-home assistance as health needs evolve. This service operates primarily on a one-time policy enrollment basis, though scheduled policy reviews are available for existing clients.
Dan Firth American Family Insurance provides specialized long-term care insurance services in Lake Havasu City, Arizona. The agency also offers general insurance guidance to help clients protect their assets and plan for future financial security. Working in a desert community with a significant retiree population, it assists individuals with policies covering home-based or facility-based care costs. This includes addressing concerns specific to seasonal visitors or residents who may need coverage options while away from their primary home.
Berolina Insurance Group LLC, operated by Jamie Hindley, provides guidance on long-term care insurance solutions for individuals in Lake Havasu City, Arizona. The agency specializes in policies designed to cover extended medical and personal care needs. Clients working in various commercial sectors, including offices, warehouses, and food service, can seek assistance finding appropriate long-term care coverage to help protect their financial future.
As Lake Havasu City residents prepare for the warmer seasons with increased outdoor activities, planning for unexpected health challenges becomes a timely consideration. Hollowell Insurance Agency: Allstate Insurance assists individuals and families in evaluating their long-term care insurance options to safeguard both assets and future care needs. Serving the local community, the agency explains how policies can cover in-home support or facility stays. The initial step involves a no-pressure consultation to review current coverage and assess personal circumstances before any detailed inspection of customized plans begins.
Aldridge Insurance Services in Lake Havasu City, AZ is known for guiding clients through long-term care insurance options. It serves individuals and families planning for future care needs with personal assessments and policy comparisons. The company helps navigate complex coverage choices to protect assets while securing necessary support for aging or chronic conditions. As a local agent, it also coordinates the addition of inflation protection riders to help maintain policy value over time.
Crest Insurance Group offers long-term care insurance agent services to residents in and around Lake Havasu City, Arizona. The company works with local families to help protect assets, selecting coverage that addresses potential future care needs. This includes guiding clients through the available policy options and costs associated with skilled nursing, assisted living, or home-based care. A clear understanding of health qualifications prior to enrollment is provided. The service area encompasses Lake Havasu City. Follow-up assistance remains available between regular visits to adjust plans as circumstances evolve.
What Does a a Long-Term Care Insurance Agent in Lake Havasu City Cost?
Long-term care insurance premiums in Arizona vary by age, health, and policy features. For a healthy 55 year old, annual premiums often range from $1,500 to $3,000 for a policy with a $150 daily benefit and a 3 year benefit period. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in Lake Havasu City
Long-term care insurance agents in Lake Havasu City help residents plan for future care needs. Arizona law allows for partnership policies that provide asset protection under the state Medicaid program. These agents can guide you through policy options and explain how Arizona specific rules affect your coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Lake Havasu City do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage details, benefit periods, and inflation options. They also help you understand how Arizona partnership policies can protect your assets.
Does Arizona have special rules for long-term care insurance?
Yes, Arizona offers Long-Term Care Partnership policies that allow you to keep assets equal to the benefits paid if you later need Medicaid. Agents must follow Arizona Department of Insurance regulations when selling these policies.
How do I choose a long-term care insurance agent in Lake Havasu City?
Look for an agent licensed in Arizona with experience in long-term care insurance. Ask about their familiarity with Arizona partnership policies and local care costs. Check their standing with the Arizona Department of Insurance.
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