The top-rated long-term care insurance agent in Flagstaff, Arizona is Brandon Redfern - State Farm Insurance Agent, rated 4.9 stars across 446 reviews. Other highly rated options include Keith Majors: Allstate Insurance, Becky Halstead: Allstate Insurance, Shane Welker - Co Owner Leavitt Group of Northern Arizona. This directory lists 19 long-term care insurance agents serving Flagstaff.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Redfern - State Farm Insurance Agent | 2677 E 7th Ave STE 3 | (928) 526-1006 |
| 2 | Keith Majors: Allstate Insurance | 2200 E Cedar Ave #12 | (928) 286-5983 |
| 3 | Becky Halstead: Allstate Insurance | 4 S San Francisco St #6 | (928) 774-5005 |
| 4 | Shane Welker - Co Owner Leavitt Group of Northern Arizona | 1338 W Forest Meadows St #100 | (928) 699-6535 |
| 5 | Crest Insurance Group | 2409 N Fourth St #102 | (928) 526-5691 |
| 6 | Michael Pilcher: Allstate Insurance | 1016 W University Ave # 104 | (928) 779-3652 |
| 7 | Leavitt Group of Northern Arizona | 1338 W Forest Meadows St #100 | (928) 526-3223 |
| 8 | Evans Insurance Inc. | 120 N Beaver St | (928) 774-5863 |
| 9 | Gold Insurance Arizona | 2118 N Fourth St | (928) 216-4527 |
| 10 | J J Baca Agency Inc American Family Insurance | 1016 W University Ave #103 | (928) 774-2912 |
Brandon Redfern - State Farm Insurance Agent serves the Flagstaff, Arizona area as a long-term care insurance agent. The agency helps clients plan for future health needs by offering policies that cover in-home assistance and skilled nursing care. These policies provide financial support for extended medical stays not covered by basic health insurance. The company assists local residents with comparing coverage options and filing long-term care insurance claims.
Keith Majors: Allstate Insurance in Flagstaff, AZ offers a range of services as a long-term care insurance agent, providing clients with policy options tailored to help cover the costs of extended personal or custodial care. The agent assists with plan selection and ongoing policy management, ensuring beneficiaries understand their coverage for potential nursing home stays or in-home assistance. Their services support single-family homes, apartments, retail, and restaurants.
Homeowners and renters in Flagstaff, Arizona, turn to Becky Halstead: Allstate Insurance for guidance on long-term care insurance. This agent assists clients in understanding coverage options that help protect savings while planning for future care needs. The agency also serves local families looking to secure financial stability against the rising costs of assisted living or home health services. Its services extend to nearby communities throughout Coconino County, including Sedona and surrounding mountain areas.
Serving Flagstaff and the surrounding communities of northern Arizona, Shane Welker as Co Owner of Leavitt Group of Northern Arizona handles long-term care insurance planning. This work involves helping clients evaluate policy options that cover assisted living, nursing home care, or home-based support. The company generally begins a typical job by reviewing the individual’s financial situation and health history to recommend suitable coverage amounts and policy features that fit their specific needs.
Crest Insurance Group serves the Flagstaff area with guidance for long-term care insurance needs, focusing on residential coverage that helps with extended nursing or home-based support. The agency also assists with commercial policies, advising clients on options for covering ongoing care expenses across the region. It works with individuals to review benefits and plan for future health costs, offering follow-up service and policy reviews between regular visits to ensure coverage remains suitable.
Seasonal residents returning to Flagstaff often discover that their current long-term care coverage no longer matches their needs, a gap this agency addresses through personalized policy reviews. Michael Pilcher: Allstate Insurance serves local clients seeking long-term care insurance agents who understand the unique costs of care in northern Arizona. They work with individuals to navigate coverage options that protect retirement savings from future health expenses. An initial assessment of existing plans and future care preferences begins every client relationship, providing a foundation for tailored recommendations.
Leavitt Group of Northern Arizona specializes in connecting clients with long-term care insurance policies that address potential future needs for custodial support. The agency advises individuals and families in Flagstaff on options for preserving assets while preparing for assisted living or home-based care. These plans focus on covering expenses often excluded by standard health coverage. The company helps local residents secure coverage before a sudden diagnosis makes such protection difficult to obtain.
Evans Insurance Inc. provides guidance on the difference between one-time long-term care policy purchases and recurring service options that adjust coverage as needs evolve. In Flagstaff, AZ, the company offers plans such as traditional long-term care insurance or hybrid policies combining life benefits with care coverage, helping clients protect assets from future care costs. Services are provided on an as-needed basis, offering consultations when clients are ready to review their coverage or make policy changes.
J J Baca Agency Inc American Family Insurance provides financial protection strategies for Flagstaff residents. The agency specializes in long-term care insurance, offering plans designed to help cover expenses like nursing home stays and in-home support. This focus allows clients to address potential future care needs while protecting assets. As a local authorized representative, the office assists individuals and businesses seeking tailored coverage solutions. Commercial clients in sectors such as offices, warehouses, and food service can consult the agency about benefit options for their employees or operations.
What Does a a Long-Term Care Insurance Agent in Flagstaff Cost?
The cost of long-term care insurance in Arizona varies by age health and coverage level. For a 55-year-old in Flagstaff a policy with a 3-year benefit period and 150 daily benefit may cost between 150 and 300 per month. Premiums for a 65-year-old can range from 300 to 600 per month. Costs are higher for policies with inflation protection or longer benefit periods. This is general information not insurance advice.
About long-term care insurance agents in Flagstaff
Long-term care insurance agents in Flagstaff help residents plan for future care needs. Arizona offers the Partnership for Long-Term Care program which allows policyholders to protect assets. Local agents can explain how this program works with Medicaid planning in Coconino County.
Frequently Asked Questions
What is the Arizona Partnership for Long-Term Care?
It is a state program that combines private long-term care insurance with Medicaid. Policyholders can keep assets equal to the benefits paid by their policy. This helps Flagstaff residents qualify for Medicaid without spending down all savings.
How long does it take to get a long-term care insurance policy in Flagstaff?
The application process usually takes 2 to 6 weeks. Under Arizona law insurers have 30 days to review your application after receiving all medical records. Some policies may have a 90-day waiting period before benefits start.
Are there tax benefits for long-term care insurance in Arizona?
Yes Arizona offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and the policy type. Consult a tax professional for your specific situation.
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