The top-rated long-term care insurance agent in Oro Valley, Arizona is Wendy Wise - State Farm Insurance Agent, rated 4.6 stars across 70 reviews. Other highly rated options include Old Pueblo Insurance, Citizens Insurance LLC, Soss & Associates, Inc.. This directory lists 12 long-term care insurance agents serving Oro Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wendy Wise - State Farm Insurance Agent | 1880 E Tangerine Rd #130 | (520) 544-2838 |
| 2 | Old Pueblo Insurance | 12450 N Rancho Vistoso Blvd #100 | (520) 742-0682 |
| 3 | Citizens Insurance LLC | 1846 E Innovation Park Dr | (520) 301-0578 |
| 4 | Soss & Associates, Inc. | 1846 E Innovation Park Dr | (520) 268-8015 |
| 5 | Debbie O'Connell - State Farm Insurance Agent | 10420 N La Cañada Dr #130 | (520) 742-7888 |
| 6 | Farm Bureau Financial Services: Carey Fetherling | 10355 N La Cañada Dr Ste 197 | (520) 219-3600 |
| 7 | Yurianna Espinoza American Family Insurance | 11125 N La Cañada Dr #181 | (520) 531-0393 |
| 8 | Farm Bureau Financial Services | 10355 N La Cañada Dr Ste 197 | (520) 885-3083 |
| 9 | Nationwide Insurance: A-Z Insurance LLC | 1846 E Innovation Park Dr | (520) 382-8881 |
| 10 | Jason Matsuzawa American Family Insurance | 11125 N La Cañada Dr #181 | (520) 203-0473 |
Wendy Wise - State Farm Insurance Agent serves the Oro Valley area of Pima County, Arizona, as a provider of long-term care insurance services. This agency helps individuals plan for future health needs by offering policies that can cover costs associated with assisted living or home health care. Guidance is provided on managing the financial risks of extended care. Wendy Wise's office specifically handles policy reviews for existing coverage and assists clients in comparing new long-term care insurance plans.
Old Pueblo Insurance offers long-term care insurance planning and policy placement services for individuals seeking to protect assets and access care options. Ongoing policy reviews and claims assistance are provided to ensure coverage adapts to changing needs. Located in Oro Valley, AZ, the agency helps clients evaluate benefit triggers, inflation protection, and elimination periods. It services single-family homes, apartments, retail establishments, and restaurants seeking coverage for business owners or tenants in the region.
Citizens Insurance LLC assists homeowners and retirees in Oro Valley with navigating long-term care insurance options to help protect their savings from future care costs. The agency focuses on explaining policy benefits, premiums, and coverage limits so clients can make informed decisions about their personal health and financial planning. Common services include comparing individual and family policies while addressing specific regional healthcare needs. Citizens Insurance LLC also serves clients in the nearby Tucson metropolitan area and surrounding Pima County communities.
Serving Oro Valley and the surrounding communities of Southern Arizona, Soss & Associates, Inc. provides long-term care insurance guidance to individuals planning for their future needs. The agency handles policy selections that address the costs of extended home health, assisted living, and nursing facility care. Their general approach to a typical job is to assess a client’s financial situation and health considerations, then compare options from multiple carriers to match coverage with the client’s specific long-term care goals.
Debbie O’Connell - State Farm Insurance Agent in Oro Valley, AZ, assists clients with long-term care insurance policies, distinguishing between one-time coverage needs and recurring service options that can be structured over a longer term. These policies typically help cover expenses for personal care, such as assistance with daily activities when an individual can no longer manage independently. Service agreements with this agent may be arranged on an as-needed basis, depending on the client’s evolving circumstances.
As residents of Oro Valley plan for the slower pace of Arizona retirement, securing assets against future care needs becomes a pressing concern. Farm Bureau Financial Services: Carey Fetherling provides specialized guidance on long-term care insurance policies, helping clients evaluate coverage for home health aides or assisted living expenses. The agent works with individuals to compare plan structures and premium options tailored to local care costs and personal family histories. The process always begins with an in-person review of current health and financial circumstances to clarify immediate coverage gaps.
Yurianna Espinoza American Family Insurance provides long-term care insurance services in Oro Valley, Arizona. Its specialty offers financial protection for individuals requiring extended personal or medical care due to chronic illness or aging. The agency helps clients understand policy options that cover home health aides, assisted living, or nursing facility stays. These plans can be customized to guard retirement savings against the high costs of ongoing care. The company serves commercial sectors such as offices, warehouses, and food service establishments seeking employee benefit packages that include long-term care coverage.
Farm Bureau Financial Services specializes in long-term care insurance, offering plans to help individuals manage the costs of extended care. Serving the Oro Valley, Arizona area, the agency works closely with clients to design coverage that addresses potential needs for nursing homes, assisted living, or in-home support. It guides families through the complexities of policy options and future planning. The agent assists with addressing concerns that often arise when seasonal residents return to Oro Valley for warmer months.
Nationwide Insurance: A-Z Insurance LLC provides long-term care insurance services to residents in and around Oro Valley, Arizona. The agency assists clients in planning for future care needs through such policies, and also offers commercial coverage options for local businesses within the broader service area. Focusing on personalized guidance, the agent helps individuals compare plans for future health and lifestyle requirements. Clients can expect follow-up support between regular visits, ensuring any policy adjustments or questions are addressed as needs evolve.
What Does a a Long-Term Care Insurance Agent in Oro Valley Cost?
Long-term care insurance agent services in Arizona typically do not charge a separate fee; agents earn commissions from the insurance company. Policy costs vary widely based on age, health, and coverage level. For a 55 year old in Arizona, a policy with a $165 daily benefit and 3 year term may cost between $1,500 and $3,000 per year. Premiums for a 65 year old can range from $2,500 to $5,000 annually. This is general information and not insurance advice.
About long-term care insurance agents in Oro Valley
Long-term care insurance agents in Oro Valley, Arizona help residents plan for future care needs. Arizona law requires agents to follow specific disclosure rules when selling LTC policies. Working with a local agent can help you understand how Arizona partnership programs may protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Oro Valley do?
An agent helps you compare policies from different carriers and explains coverage options. They guide you through Arizona specific requirements like the 30 day free look period. Agents do not provide legal advice but can help you understand policy terms.
Are there Arizona laws that affect long-term care insurance?
Yes, Arizona has a 30 day free look period where you can cancel a policy for a full refund. Arizona also offers a Long-Term Care Partnership Program that allows you to keep some assets if you later need Medicaid. Agents must be licensed by the Arizona Department of Insurance.
How do I choose a long-term care insurance agent in Oro Valley?
Look for an agent with experience in LTC insurance and a valid Arizona license. Ask about their knowledge of Arizona partnership policies and whether they represent multiple insurance companies. Check their record with the Arizona Department of Insurance.
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