The top-rated long-term care insurance agent in Surprise, Arizona is Oasis Insurance, rated 4.9 stars across 490 reviews. Other highly rated options include American Insurance Benefits - Andy Orlikoff, Guillermo Morales - State Farm Insurance Agent, Moore Insurance Agency. This directory lists 18 long-term care insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oasis Insurance | 12751 W Bell Rd Suite 129 | (623) 435-4082 |
| 2 | American Insurance Benefits - Andy Orlikoff | 14955 W Bell Rd #8031 | (623) 742-3878 |
| 3 | Guillermo Morales - State Farm Insurance Agent | 14763 Cactus Rd #108 | (623) 594-2845 |
| 4 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 5 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 6 | HealthMarkets Insurance Broker - Polly Chan | 16054 W Shaw Butte Dr | (602) 316-9913 |
| 7 | Sands Insurance Agency: Allstate Insurance | 16991 W Waddell Rd | (623) 455-7707 |
| 8 | Scheller Insurance Agency LLC | 15278 W Bell Rd #109 | (623) 217-5576 |
| 9 | Benefit Insurance Services | 18806 N Reems Rd | (520) 641-2618 |
| 10 | Legacy Insurance Group, LLC | 12211 W Bell Rd | (623) 248-7951 |
Oasis Insurance serves the Surprise, Arizona, area and surrounding communities, specializing in long-term care insurance agency services. Navigating the complexities of future care needs can be challenging, and this agency helps clients understand their coverage options. Professionals here assist with comparing different policy structures to ensure financial plans can account for potential long-term care expenses. They guide families through the process of evaluating benefit periods and inflation protection choices. Oasis Insurance particularly handles individualized assessments for in-home care benefits and assisted living facility coverage in the Surprise region.
American Insurance Benefits - Andy Orlikoff provides guidance on long-term care insurance planning for clients in Surprise, Arizona. The agency helps individuals understand policy options that cover custodial care services often not included in standard health coverage. Assistance with plan comparisons and enrollment is offered, alongside support for managing existing policies over time. Services are oriented toward residents of single-family homes, apartments, retail locations, and local restaurants.
Guillermo Morales - State Farm Insurance Agent serves local homeowners, families, and individuals planning for future health needs in Surprise, Arizona. It provides long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, or in-home support services. The agency works with clients to evaluate options for protecting personal assets from the high expenses of extended care. This location also covers the nearby communities in the northwestern Phoenix metro area, including Sun City West.
Based in Surprise, Arizona, Moore Insurance Agency serves individuals and families in Surprise and the surrounding West Valley communities, including Sun City and Peoria. The agency specializes in helping clients navigate the complexities of long-term care insurance coverage to protect their assets and future care needs. It evaluates each client’s personal situation to recommend appropriate policy options for home care, assisted living, or nursing facility expenses. By comparing multiple carriers and explaining benefit structures clearly, the agency guides clients toward a plan that suits their specific financial goals and health concerns.
For those needing help covering long-term care expenses, Giles & Iten Insurance in Surprise, AZ addresses the difference between one-time policy purchases and recurring premium payment options tailored to individual budgets. Policies generally provide coverage for nursing home stays, assisted living facilities, and home health aide services common among aging residents in the region. The firm assists clients in understanding benefit periods, daily benefit amounts, and elimination periods relevant to their situation. Service runs on a scheduled basis, arranged by appointment to review policy details or manage existing plans.
The intense summer heat in Surprise prompts many families to consider future care needs for aging loved ones. HealthMarkets Insurance Broker - Polly Chan serves this community as a long-term care insurance agent, helping clients explore coverage that can protect savings from potential assisted living or home health costs. The process begins with an initial conversation to understand personal goals and health history. A thorough policy comparison is then conducted based on the client’s specific situation. The first step is scheduling a complimentary assessment to review options.
Sands Insurance Agency: Allstate Insurance provides financial protection planning as an independent agency. Its specialty add-ons include services focused specifically on long-term care insurance, helping clients prepare for the substantial costs associated with extended personal or skilled nursing care. The agency works with individuals in Surprise, Arizona, and the surrounding area. It can serve multiple commercial sectors, including local offices, warehouses, and businesses within the food service industry.
Scheller Insurance Agency LLC in Surprise, AZ serves area residents seeking long-term care insurance coverage. The agency provides personalized policy guidance to help clients address potential future care needs in home, assisted living, or nursing facility settings. Supporting the broader community, commercial coverage options are also available to local businesses. Service extends throughout Surprise and surrounding communities in the West Valley. The agent follows up with clients between regular visits, ensuring existing policies remain aligned with evolving health needs and financial goals.
Benefit Insurance Services in Surprise, Arizona, is known for helping families plan for the financial challenges of extended care. The company offers professional guidance on long-term care policies designed to protect assets and provide options for in-home, assisted living, or nursing facility care. Agents work to explain policy benefits, coverage triggers, and premium structures clearly to clients. They also assist with Medicare supplement coordination for those seeking to bridge coverage gaps related to chronic conditions. An additional specialty service includes consulting on hybrid life insurance policies paired with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Surprise Cost?
Long-term care insurance costs in Arizona vary by age health and benefit amount. A typical policy for a 55 year old might cost between 100 and 300 dollars per month. Policies for older individuals or those with health conditions can cost more. This is general information and not insurance advice.
About long-term care insurance agents in Surprise
A long-term care insurance agent in Surprise Arizona helps you find coverage for nursing home care home health aides and assisted living. Arizona law requires certain policy protections under Title 20 of the Arizona Revised Statutes. Agents can explain how Arizona Partnership for Long-Term Care policies work to protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Surprise do?
An agent helps you compare policies from different companies. They explain benefit amounts elimination periods and inflation protection options. They also guide you on Arizona specific rules like the 30 day free look period.
Does Arizona have a partnership program for long-term care insurance?
Yes Arizona has a Long-Term Care Partnership Program. This program allows you to keep more assets if you use a qualified policy and later need Medicaid. An agent can show you which policies are partnership certified.
How do I choose a long-term care insurance agent in Surprise?
Look for an agent licensed in Arizona with experience in long-term care policies. Ask about their knowledge of Arizona state regulations and the companies they represent. Check their record with the Arizona Department of Insurance.
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