The top-rated life insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, McLane Insurance Agency, DeGiulio Insurance Group, LLC. This directory lists 20 life insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St Ste 210 | (401) 732-5213 |
| 2 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 3 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 4 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 5 | Ronald Newman Jr: Allstate Insurance | 873 Warwick Ave | (401) 781-5335 |
| 6 | Providence Mutual Fire Insurance Co | 340 East Ave | (877) 763-1800 |
| 7 | Elder Care Insurance Solutions Inc | 3466 W Shore Rd Rear | (401) 885-7467 |
| 8 | Keith Cloutier: Allstate Insurance | 740 Greenwich Ave | (401) 732-6422 |
| 9 | Annarummo & Associates Insurance Agency | 808 Main Ave | (401) 732-2878 |
| 10 | State Insurance Rhode Island | 179 Old Warwick Ave | (401) 655-2829 |
Bankers Life serves the Warwick, Rhode Island metro area, offering life insurance agency services to local residents. The company assists clients with identifying appropriate coverage options tailored to their individual circumstances. It works with individuals to review financial needs and recommend suitable policy types. Policyholders may receive support with plan adjustments or basic account inquiries to ensure continued coverage alignment. Bankers Life handles term life insurance policy selection and whole life insurance plan overviews in the Warwick area.
Brook Insurance Associates LLC serves homeowners and businesses in the Warwick area seeking life insurance protection. The agency helps clients identify suitable policy options for income replacement and estate planning needs. Services include term, whole, and universal life coverage tailored to individual financial goals. Working through the application process with applicants, the firm explains coverage features and requirements clearly. It also services property managers needing key person policies to protect their rental portfolios. Additionally, the company offers its life insurance expertise to residents and businesses in Cranston.
McLane Insurance Agency serves clients in Warwick, Rhode Island, and the surrounding communities. The company handles life insurance policies designed to provide financial protection for families and beneficiaries. Each policy is tailored to address individual coverage needs and long-term goals. The agency follows a straightforward process, first assessing a client's current situation and future objectives before recommending appropriate insurance options.
DeGiulio Insurance Group, LLC in Warwick, RI distinguishes between one-time policy review consultations and ongoing coverage management for local life insurance needs. This agency helps clients select and maintain life insurance plans that provide financial protection for beneficiaries. Services address the Rhode Island market, assisting with policy selection based on individual circumstances and budget. Regular policy adjustments or one-time plan purchases are accommodated through a schedule that runs on both an as-needed and a by-appointment basis.
Ronald Newman Jr: Allstate Insurance in Warwick, RI, offers term and whole life policies along with final expense coverage. It also provides supplemental accident and critical illness insurance to residents of Rhode Island. As a local life insurance agent, the company helps clients assess their long-term financial protection needs and review existing coverage to address gaps. Routine guidance includes comparing policy options and updating beneficiaries. For those approaching retirement, the agency assists with planning income protection strategies that mitigate risks during periods of market volatility.
Providence Mutual Fire Insurance Co offers a range of life insurance products tailored to local needs in Warwick, RI. Its services include term and permanent policies designed to help individuals and families manage financial protection. The company also provides ongoing policy reviews and assistance with beneficiary updates or coverage adjustments. Agents work closely with clients to explain options and process applications efficiently. The firm services a variety of residential and commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Elder Care Insurance Solutions Inc in Warwick, RI provides personalized guidance for families and individuals seeking life insurance coverage. The agency also specializes in helping clients navigate policies that address long-term care needs and estate planning considerations. Its licensed professionals work with small business owners, self-employed individuals, and those planning for retirement. The company can serve the insurance needs of local offices, warehouses, and food service establishments.
As families in Rhode Island prepare for the changing seasons, comprehensive coverage becomes a key focus for long-term planning. Keith Cloutier at Allstate Insurance in Warwick offers guidance on life insurance policies tailored to individual financial goals and household needs. These plans help provide security for loved ones in the event of unexpected loss. Clients are encouraged to review their current coverage situation. To begin, an agent will assess personal circumstances and recommend an initial plan evaluation during a no-obligation consultation.
Annarummo & Associates Insurance Agency in Warwick, Rhode Island, is known for providing life insurance coverage tailored to individuals and families in the local area. Its service range includes term, whole, and universal life policies to help clients secure financial protection for their beneficiaries. The agency guides residents through policy selection based on personal goals and budget constraints. A specialty service it can add on is a living benefits rider, which allows policyholders to access a portion of the death benefit for chronic or terminal illness expenses.
What Does a a Life Insurance Agent in Warwick Cost?
The cost of working with a life insurance agent in Warwick, Rhode Island is typically paid through commissions built into your policy premium. Term life insurance for a healthy 35 year old may range from $25 to $50 per month for a $500,000 policy. Whole life insurance premiums are higher, often starting at $100 per month for a similar face amount. Costs vary by age, health, policy type, and coverage amount. This is general information and not insurance advice.
About life insurance agents in Warwick
Life insurance agents in Warwick, Rhode Island help residents find coverage that meets their financial goals and family needs. Rhode Island law requires all life insurance agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Warwick need?
Agents must hold a Rhode Island life insurance producer license issued by the Rhode Island Department of Business Regulation. They must also complete continuing education every two years to keep their license active.
How long do I have to review a life insurance policy in Rhode Island?
Rhode Island law provides a free look period of at least 10 days after you receive your policy. During this time you can cancel for a full refund if you change your mind.
Do I need a medical exam for life insurance in Warwick?
Many policies require a medical exam, but some term life policies offer no-exam options for qualified applicants. Your agent can help you compare both types based on your health and budget.
Life Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · East Providence · Johnston · Lincoln · Middletown · Newport · North Kingstown · Pawtucket · Providence