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HomeLife Insurance AgentsRhode Island › Providence

Find Life Insurance Agents Near You in Providence, RI

Browse life insurance agents serving Providence, Rhode Island. Updated 2026-07-14.

The top-rated life insurance agent in Providence, Rhode Island is Globe Life American Income Division: Zuzick Organization, rated 4.9 stars across 2,270 reviews. Other highly rated options include Globe Life American Income Division: Prata Wilson Organization, Cross Insurance, Podmaska Insurance Agency Inc. This directory lists 14 life insurance agents serving Providence.

Showing 14 life insurance agents in Providence, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life American Income Division: Zuzick Organization754 Branch Ave #10A(401) 429-1847
2Globe Life American Income Division: Prata Wilson Organization60 Valley St Suite #107B(860) 632-0061
3Cross Insurance291 Promenade St(401) 431-9200
4Podmaska Insurance Agency Inc1309 Chalkstone Ave(401) 272-5444
5Wilson Insurance Agency723 Atwells Ave(401) 453-6659
6Insurance Leader1237 Elmwood Ave(401) 781-1810
7Guzman Insurance Group, LLC: Allstate Insurance1214 Broad St Lowr Level(401) 785-0806
8World Insurance Associates LLC477 Elmwood Ave(401) 572-3303
9Gilbane Insurance Agency Inc.515 Elmwood Ave(401) 781-8680
10Farmington Insurance Agency24 Farmington Ave(401) 944-2230
GL
754 Branch Ave #10A
Globe Life American Income Division: Zuzick Organization
Life Insurance Agent · Providence, RI

Globe Life American Income Division: Zuzick Organization serves the Providence, Rhode Island metro area. It operates as a life insurance agency, helping local residents assess and secure financial protection for their families. The agency guides clients through the process of selecting appropriate life insurance coverage based on individual needs and circumstances. Specific services it handles in this area include term life insurance policies and final expense coverage.

GL
60 Valley St Suite #107B
Globe Life American Income Division: Prata Wilson Organization
Life Insurance Agent · Providence, RI

Globe Life American Income Division: Prata Wilson Organization in Providence, RI, provides life insurance services to local residents, including policy selection guidance and enrollment assistance. It offers ongoing account maintenance, such as beneficiary updates and policy reviews, to help clients keep coverage aligned with their needs. The organization services single-family homes, apartments, retail establishments, and restaurants throughout the Providence area.

CI
291 Promenade St
Cross Insurance
Life Insurance Agent · Providence, RI

Homeowners, families, and small business owners in Providence, Rhode Island rely on Cross Insurance for guidance with their life insurance agent needs. The company helps clients assess coverage options that address long-term financial security and income protection. It also assists with planning for future obligations such as estate expenses or educational costs. In addition to serving the greater Providence metro area, Cross Insurance works with residents and business owners throughout the adjacent community of Cranston.

PI
1309 Chalkstone Ave
Podmaska Insurance Agency Inc
Life Insurance Agent · Providence, RI

Serving Providence, Rhode Island, and the surrounding communities, Podmaska Insurance Agency Inc handles life insurance policies for local residents. The agency works with clients to understand their financial goals and coverage needs. It typically reviews existing policies and income information first. The general approach includes comparing available plans from different carriers to find a suitable fit for the client’s budget and long-term objectives. This process often involves explaining policy details clearly before a selection is finalized.

WI
723 Atwells Ave
Wilson Insurance Agency
Life Insurance Agent · Providence, RI

Wilson Insurance Agency in Providence, RI addresses the distinction between simple term policies, which cover a client for a specific period, and permanent options that build cash value over a lifetime. Their life insurance work focuses on helping local families determine the appropriate coverage amount for final expenses or income replacement. Services are structured on a one-time consultation basis, where the agent assesses needs and presents suitable plans, with ongoing policy updates available only upon the client’s request.

IL
1237 Elmwood Ave
Insurance Leader
Life Insurance Agent · Providence, RI

As a life insurance agent in Providence, RI, Insurance Leader offers term life, whole life, and universal life policies to local residents. It also provides guidance on policy selection and affordable coverage options tailored to family protection needs. The agency helps clients through its general insurance services, including beneficiary designations and policy reviews. Especially before the winter holiday season, it assists families in updating their coverage to ensure financial security amidst increased travel and seasonal spending.

GI
1214 Broad St Lowr Level
Guzman Insurance Group, LLC: Allstate Insurance
Life Insurance Agent · Providence, RI

As the fall season brings shorter days and a focus on family security in Providence, Guzman Insurance Group, LLC: Allstate Insurance assists local residents with evaluating their long-term financial protection. Their work as a life insurance agent centers on guiding customers through policy options for income replacement and final expenses. Every consultation reviews current coverage against individual goals. The initial step involves a personal needs assessment to clarify each client’s specific situation and preferred benefit amounts.

WI
477 Elmwood Ave
World Insurance Associates LLC
Life Insurance Agent · Providence, RI

World Insurance Associates LLC in Providence, Rhode Island, helps individuals and families protect their financial future by offering a range of personal life insurance policies designed to cover unexpected events and ensure long-term security. As a local agency, it specializes in term and whole life options that can be tailored to fit different budgets and goals. The company also serves commercial clients, providing coverage solutions for local offices, warehouses, and food service operations.

GI
515 Elmwood Ave
Gilbane Insurance Agency Inc.
Life Insurance Agent · Providence, RI

Gilbane Insurance Agency Inc. in Providence, RI provides residential life insurance services to individuals and families in the local area. The agency also offers commercial life insurance coverage for small and medium-sized businesses throughout Rhode Island. Agents work with clients to assess personal and professional financial protection needs. Policies are tailored to support beneficiaries after a policyholder’s death. Following the initial policy setup, the agency contacts clients to review coverage adjustments before regular periodic visits are scheduled.

FI
24 Farmington Ave
Farmington Insurance Agency
Life Insurance Agent · Providence, RI

Farmington Insurance Agency in Providence, RI, is recognized for providing personalized life insurance agent services to local residents and families. Its typical offerings include term life, whole life, and universal life insurance policies designed to meet diverse financial planning needs. The agency also assists clients in understanding coverage options that can support long-term income replacement and debt protection. A specialty service it can add on is reviewing and coordinating existing policies with new life insurance plans for comprehensive portfolio management.

LI
839 N Main St
Lefebvre Insurance Agency, Inc.
Life Insurance Agent · Providence, RI
(401) 273-0022
lefebvreins.com
AP
565 Broadway
Atwood And Palazzo Insurance Agency
Life Insurance Agent · Providence, RI
(401) 272-4340
PR
36 Exchange Ter
Pro Rhode Island Insurance Co
Life Insurance Agent · Providence, RI
(401) 424-4690
NI
197 Pine St
National Insurance Agency RI
Life Insurance Agent · Providence, RI
(401) 246-7251

What Does a a Life Insurance Agent in Providence Cost?

Life insurance costs in Rhode Island vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500000 dollar term policy. Whole life policies typically cost 5 to 10 times more than term for the same face amount. Rhode Island does not cap premiums so rates differ among companies. This is general information and not insurance advice.

About life insurance agents in Providence

Life insurance agents in Providence Rhode Island help residents choose policies that protect their families. Rhode Island law requires agents to hold a state license and follow strict disclosure rules. Local agents understand the unique needs of Ocean State families and businesses.

Frequently Asked Questions

What license does a life insurance agent need in Rhode Island?

Agents must pass the Rhode Island insurance licensing exam and complete continuing education every two years. The state requires 24 credit hours per renewal period including 3 hours of ethics.

How long does it take to get a life insurance policy in Providence?

Most term life policies take 2 to 6 weeks from application to approval. Simplified issue policies can be approved in a few days. Rhode Island law allows a 10 day free look period after you receive the policy.

Do I need a medical exam for life insurance in Rhode Island?

Many policies require a paramedical exam including blood and urine tests. Some insurers offer no exam policies for lower coverage amounts up to 50000 dollars. Your agent can explain which option fits your situation.

Life Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.