The top-rated life insurance agent in Cranston, Rhode Island is Christopher Chappell at Comparion Insurance Agency, rated 5.0 stars across 160 reviews. Other highly rated options include Marcus Alves at Comparion Insurance Agency, Jennifer Bergeron at Comparion Insurance Agency, Gaulin Insurance Agency. This directory lists 21 life insurance agents serving Cranston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Chappell at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1114 |
| 2 | Marcus Alves at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1105 |
| 3 | Jennifer Bergeron at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1106 |
| 4 | Gaulin Insurance Agency | 1 Rolfe Square | (401) 781-4010 |
| 5 | Celia Blanco Insurance | 1277 Cranston St | (401) 946-7678 |
| 6 | Rhode Island Insurance Agency | 63 Sockanosset Cross Rd Ste 2A | (401) 737-8176 |
| 7 | Lathrop Insurance | 75 Sockanosset Cross Rd UNIT 300 | (401) 596-2525 |
| 8 | Weaver Agency INC | 51 Sockanosset Cross Rd #205 | (508) 372-9534 |
| 9 | Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 946-8600 |
| 10 | EDDIE INSURANCE AGENCY | 749 Reservoir Ave | (401) 944-8900 |
Christopher Chappell at Comparion Insurance Agency specializes in term, whole, and universal life policies, guiding clients to coverage that aligns with their personal goals. The Cranston, RI office serves individuals and families by assessing their long-term financial protection needs and developing suitable plans. This includes assisting with beneficiary designations and coordinating coverage with existing financial strategies. As winter approaches, the agent helps clients review policies to ensure they provide adequate support for heating costs and possible cold-weather emergencies.
Marcus Alves at Comparion Insurance Agency serves homeowners and families in Cranston, Rhode Island, who need life insurance to protect their loved ones and secure financial stability. The agency helps clients evaluate term, whole, and universal life policies to match individual coverage needs and long-term goals. Every consultation focuses on understanding personal circumstances and recommending appropriate plans that provide peace of mind for the future. This agent also extends services to residents in Warwick and throughout the greater Providence metropolitan area.
Jennifer Bergeron at Comparion Insurance Agency serves clients in Cranston, Rhode Island, and the surrounding communities of Providence County. The agency handles life insurance policies designed to provide financial protection for families and beneficiaries. Though each client’s needs vary, the firm generally assesses individual coverage requirements by reviewing current assets, future obligations, and family goals. It then recommends appropriate policy options from a range of available plans. This approach helps match clients with a suitable level of protection for their specific situation.
Gaulin Insurance Agency in Cranston, Rhode Island, distinguishes between one-time term policies, ideal for covering specific periods like a mortgage, and recurring whole or universal life insurance, which provides lifelong coverage with potential cash value accumulation. These permanent options help local families manage estate taxes or support beneficiaries long-term. The agency customizes each plan to align with individual financial goals and risk tolerance. Service is provided on a one-time or as-needed basis for policy purchases and annual reviews.
In Rhode Island, the winter months often prompt families in Cranston to review their financial protections as the new year begins, seeking secure coverage for unexpected events. Celia Blanco Insurance responds to these seasonal needs by offering various life insurance products tailored to local households and their evolving financial responsibilities. The agency assists clients in understanding policy options, including term and whole life plans. An agent typically begins by conducting a no-obligation needs assessment to evaluate personal coverage requirements before recommending any specific approach.
Rhode Island Insurance Agency provides life insurance policies to residents of Cranston, Rhode Island. The company works with clients to select appropriate coverage plans that offer financial protection for loved ones. It specializes in term and permanent life insurance options designed to meet various budgetary needs and long-term goals. The agency serves individuals and families, as well as businesses operating in local commercial sectors such as offices, warehouses, and food service establishments.
Lathrop Insurance serves residents in Cranston, Rhode Island, providing life insurance coverage tailored to individual family needs. The company also offers commercial policies for local businesses throughout the city and surrounding areas. Every policy is designed to protect beneficiaries against financial hardship during difficult times. Agents meet with clients to explain term, whole, and universal life options. After an initial purchase, representatives schedule periodic check-ins to adjust coverage as life circumstances change and to ensure continued protection between regular annual reviews.
Weaver Agency INC, serving the Cranston, Rhode Island area, is known for helping individuals and families with essential life insurance coverage. The agency guides clients through options like term, whole, and universal life policies to suit different financial situations and long-term planning goals. Working closely with each client, it focuses on matching coverage amounts with specific needs, such as income replacement or final expenses. For those requiring immediate protection, the agency can also arrange a simplified issue policy without a medical exam.
Comparion Insurance Agency in Cranston, Rhode Island offers life insurance policy options tailored to individual financial goals and family protection needs. Through consultations, it helps clients assess coverage amounts and policy types that align with their long-term planning. The agency assists with applications and underwriting processes for straightforward approval. It guides policyholders through beneficiary updates and premium adjustments as circumstances evolve. For those facing a new marriage, a growing family, or an approaching mortgage payoff, the agency helps review existing coverage to ensure sufficient protection during the next milestone year.
EDDIE INSURANCE AGENCY serves Cranston and the surrounding Providence County area, offering life insurance agent services to local residents. The agency helps clients navigate various life insurance products designed to provide financial protection for families and beneficiaries. Policies can address final expenses, income replacement, and other long-term planning needs specific to the Rhode Island community. The agency handles term life insurance policies and whole life insurance options for area clients.
What Does a a Life Insurance Agent in Cranston Cost?
The cost of life insurance in Cranston, Rhode Island varies by age, health, and policy type. A healthy 35 year old may pay between $20 and $50 per month for a 20 year term policy with $500,000 in coverage. Rates for whole life insurance are higher, often starting around $100 per month for the same coverage amount. Rhode Island does not set standard rates, so shopping with multiple agents is recommended. This is general information, not insurance advice.
About life insurance agents in Cranston
Life insurance agents in Cranston, Rhode Island help residents find coverage that fits their needs and budget. Rhode Island requires all life insurance agents to hold a valid state license and follow regulations set by the Rhode Island Department of Business Regulation. Local agents can guide you through term, whole, and universal life policies available in the Ocean State.
Frequently Asked Questions
What license does a life insurance agent need in Rhode Island?
A life insurance agent in Rhode Island must hold a valid life insurance producer license issued by the Rhode Island Department of Business Regulation. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long does a life insurance application take in Cranston?
The application process for life insurance in Cranston typically takes 2 to 6 weeks from application to policy issue. Some policies may require a medical exam and underwriting review. Rhode Island law allows a free look period of 10 days after you receive the policy.
Can I buy life insurance online in Rhode Island?
Yes, you can buy life insurance online in Rhode Island from licensed insurers. However, working with a local Cranston agent can help you compare policies and understand Rhode Island specific regulations. An agent can also assist with beneficiary designations and policy changes.
Life Insurance Agents in Other Rhode Island Cities
East Greenwich · East Providence · Johnston · Lincoln · Middletown · Newport · North Kingstown · Pawtucket · Providence · Warwick