The top-rated life insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Coastal Financial Group & Island Tax Associates, Carey, Richmond & Viking Insurance, Hilb Group. This directory lists 15 life insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Middletown | 49 E Main Rd | (401) 841-5000 |
| 2 | Coastal Financial Group & Island Tax Associates | 575 E Main Rd | (401) 846-4290 |
| 3 | Carey, Richmond & Viking Insurance | 2 Corporate Pl Suite 306 | (401) 683-3900 |
| 4 | Hilb Group | 500 W Main Rd | (401) 847-5200 |
| 5 | KVT Insurance LLC | 2 Corporate Pl | (401) 849-8502 |
| 6 | Aquidneck Island Insurance | 702 Aquidneck Ave #18 | (401) 354-2172 |
| 7 | The SIG Insurance Agencies: Middletown, Rhode Island | 999 West Main Street | (401) 849-4100 |
| 8 | New Insurance Agency RI | 674 Aquidneck Ave | (401) 859-4140 |
| 9 | Defend Insure Agency | 12 Circle Dr | (401) 213-1715 |
| 10 | Nationwide Insurance: Roy L Souza | 999 W Main Rd | (401) 849-4100 |
AAA Middletown serves Newport County and the surrounding areas, providing life insurance agent services to local residents. The company assists individuals and families in reviewing coverage options designed to protect long-term financial security. It works with clients to understand various policy types that can suit different stages of life. In this area, AAA Middletown handles term life insurance applications and final expense policy consultations.
Coastal Financial Group & Island Tax Associates provides life insurance and related financial planning services to clients in and around Middletown, Rhode Island. It offers policies designed to support beneficiaries after a policyholder’s death, along with supplemental coverage that can include accelerated benefits. The firm maintains service plans to help clients review and update policies as their life circumstances change, ensuring ongoing alignment with personal needs. Its professionals serve single-family homes, apartments, retail, and restaurants.
Carey, Richmond & Viking Insurance serves homeowners, families, and small business owners in Middletown, Rhode Island, by offering life insurance policies tailored to their financial goals and estate planning needs. The agency works closely with each client to explain coverage options and secure appropriate protection for their loved ones. This life insurance agent also provides guidance on policy adjustments as individual circumstances change over time. The company extends its services to residents and business owners across Newport, Jamestown, and the greater Aquidneck Island communities.
Serving Middletown and the surrounding Newport County communities, the Hilb Group handles life insurance for individuals and families. Its agents work with clients to assess needs and review available policy types for financial protection. The agency focuses on matching coverage options to specific personal and family situations. For a typical job, it begins with a consultation to understand current obligations, then compares solutions from multiple providers to find a suitable fit.
KVT Insurance LLC in Middletown, RI helps clients distinguish between one-time life insurance policies, designed for single-premium coverage, and recurring term or whole life plans that require ongoing premium payments. These options secure financial benefits for beneficiaries upon the insured’s death. The agency also guides clients on selecting appropriate coverage amounts and policy durations to meet personal needs. Service generally runs on an as-needed basis, with clients able to schedule appointments for initial consultations, policy reviews, or coverage adjustments at their convenience.
Aquidneck Island Insurance specializes in life insurance agent services in Middletown, Rhode Island. It helps clients assess their individual coverage needs, including term and whole life policies. The company guides customers through the application process and consults on beneficiary planning. It also addresses financial protection strategies for local families and individuals. During the approach of tax season or after a major life event like the birth of a child, it assists clients in reviewing and adjusting their existing policies accordingly.
The SIG Insurance Agencies in Middletown, Rhode Island specializes in providing life insurance policies designed to offer financial protection for families and individuals. As a dedicated life insurance agent, it helps clients navigate coverage options that address long-term planning goals. The agency typically structures policies to support beneficiaries during difficult transitions. Its services extend to commercial sectors, including local offices, warehouses, and food service businesses, ensuring these operations can access appropriate insurance solutions for their specific professional needs.
New Insurance Agency RI provides life insurance services to residential clients in Middletown, helping families plan their financial futures with suitable policies. The agency also offers commercial coverage for local businesses in the surrounding area, addressing the specific needs of company owners and their employees. Regular clients receive consistent follow-up service and updates between scheduled visits, ensuring their coverage remains aligned with changing circumstances and life events.
As spring brings new beginnings and family plans into sharper focus across Middletown, many residents turn to life insurance to secure their financial futures. Defend Insure Agency guides local clients through the often-complex process of choosing a policy that fits their unique circumstances. This dedicated agency helps individuals understand how various life insurance products can provide lasting protection for loved ones. The first step toward building this safety net typically begins with a brief initial-assessment meeting to review personal coverage goals.
Nationwide Insurance: Roy L Souza in Middletown, RI, is an agency known for providing life insurance coverage to local residents. Its service range includes helping individuals and families select policies that offer financial protection for loved ones. Life insurance agents in this area typically assist clients in understanding term, whole, and universal life options. The agency can also discuss adding a final expense policy to a client’s existing coverage.
What Does a a Life Insurance Agent in Middletown Cost?
Life insurance costs in Rhode Island vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health issues may pay more. Permanent policies like whole life can cost several hundred dollars per month. This is general information not insurance advice.
About life insurance agents in Middletown
Life insurance agents in Middletown Rhode Island help residents choose policies that protect their families. Rhode Island law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the needs of Newport County families and can explain term life whole life and other options.
Frequently Asked Questions
What license does a life insurance agent need in Rhode Island?
Agents must hold a Rhode Island life insurance producer license. They must complete prelicensing education and pass the state exam. Continuing education is required every two years to keep the license active.
How do I choose a life insurance policy in Middletown?
Consider your budget health status and financial goals. An agent can help compare term life and permanent life policies. Rhode Island residents may also consider group coverage through an employer.
Are there Rhode Island laws about life insurance payouts?
Yes. Rhode Island law gives beneficiaries a grace period to file a claim. The state also requires insurers to pay interest on delayed claims. Agents can explain these protections to policyholders.
Life Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · East Providence · Johnston · Lincoln · Newport · North Kingstown · Pawtucket · Providence · Warwick