The top-rated life insurance agent in Southern Pines, North Carolina is Pines Insurance Group, rated 5.0 stars across 166 reviews. Other highly rated options include Dereda Porter - State Farm Insurance Agent, The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate, AA Affordable Insurance. This directory lists 19 life insurance agents serving Southern Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pines Insurance Group | 177 W Pennsylvania Ave | (910) 684-5707 |
| 2 | Dereda Porter - State Farm Insurance Agent | 355 Pinehurst Ave | (910) 692-1722 |
| 3 | The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate | 250 W Pennsylvania Ave | (910) 693-3422 |
| 4 | AA Affordable Insurance | 1150 Old US Hwy 1 # 1A | (910) 692-3900 |
| 5 | The Insurance Center | 145 W Vermont Ave | (910) 692-9251 |
| 6 | Nationwide Insurance: Jim Johnson Insurance Agency, Inc. | 160 Pinehurst Ave F | (910) 695-1089 |
| 7 | NC Farm Bureau Insurance | 170 Brucewood Rd | (910) 944-9338 |
| 8 | First Choice Insurance Agency | 173 NE Broad St | (910) 692-1944 |
| 9 | Agency One Insurance | Pinehurst Ave | (910) 692-9400 |
| 10 | Bearing Insurance | 245 SE Broad St | (910) 692-5754 |
Pines Insurance Group serves the Southern Pines, North Carolina region as a life insurance agent. It assists individuals and families in evaluating coverage options to protect their financial future. The company helps clients understand policy structures, including term and whole life plans, to match specific budget and long-term needs. It provides guidance through the application and underwriting processes. In this area, Pines Insurance Group handles final expense policies for end-of-life planning and income replacement policies for wage earners.
Dereda Porter - State Farm Insurance Agent in Southern Pines, NC, provides a range of life insurance policies designed to help protect families and secure financial futures. The agency offers ongoing policy reviews and personalized consultations to ensure clients' coverage adapts to changing life circumstances. It also assists with claims support and plan adjustments when needed. The company services individuals and families residing in single-family homes, apartments, and condominiums throughout the local area.
Serving Southern Pines and the surrounding communities of the Sandhills region, The Murphy Insurance Agency: A Leavitt Elite Insurance Advisors Affiliate handles life insurance policies designed to provide financial protection for families and individuals. It assists clients in exploring coverage options to address estate planning or income replacement needs. The agency typically begins each engagement by reviewing a client’s financial situation and long-term goals to build a strategy that aligns with their specific circumstances.
AA Affordable Insurance of Southern Pines, NC, serves local homeowners and families seeking financial protection through life insurance. The agency helps clients evaluate term and whole life policies to secure their beneficiaries' future. It focuses on guiding individuals through the process of choosing appropriate coverage amounts based on personal needs and budget considerations. The office also assists with policy adjustments during major life events. AA Affordable Insurance extends its services to residents in the neighboring community of Aberdeen and the surrounding Sandhills region.
Homeowners and business owners in Southern Pines, North Carolina rely on The Insurance Center for their life insurance policies, helping secure financial protection for families and commercial operations. This agency guides clients through selecting appropriate term or whole life coverage tailored to individual needs and long-term goals. Their team provides clear explanations of policy specifics so customers understand their options thoroughly. Service also extends to surrounding communities in Moore County, including the nearby town of Aberdeen.
Many life insurance situations require only a single policy purchase, while others benefit from periodic reviews to adjust coverage as needs change. Nationwide Insurance: Jim Johnson Insurance Agency, Inc. in Southern Pines, NC, provides life insurance agent services designed to protect families and secure financial futures. Agents in this area help clients evaluate term versus permanent coverage options to match personal goals. This agency offers its professional service on both a one-time and an as‑needed basis, depending on the client’s request.
As Youngsville families consider how to protect their financial future during transition seasons, NC Farm Bureau Insurance provides life insurance options tailored to local needs. Operating from a Youngsville office, this agency helps residents understand coverage that can support loved ones after an unexpected loss. Their representatives assess each household's income, debts, and long-term goals to recommend appropriate policy amounts and terms. The initial step involves a no-obligation meeting to review personal circumstances and begin the application process.
As families in Southern Pines consider their financial future, especially after welcoming a new child or purchasing a home, life insurance becomes a practical priority. First Choice Insurance Agency assists local residents by reviewing individual coverage needs and explaining available policy options without pressure. The agent helps clients understand term versus whole life choices and how each might protect beneficiaries. After a brief needs analysis, the agency schedules a personalized, in-home consultation to evaluate current policies and explore any coverage gaps.
Agency One Insurance in Southern Pines, NC, offers life insurance policies designed to provide financial protection and peace of mind. The agency guides clients through various coverage options, helping them secure benefits for their families. During the holiday season, it assists individuals in reviewing their policies to ensure loved ones remain protected amid the increased travel and gatherings typical of this time of year.
Bearing Insurance provides life insurance agent services in the Southern Pines, NC area, assisting individuals and businesses with policy selection and coverage planning. The company specializes in adding supplemental life insurance products, such as term and whole life policies, to meet varying client needs. Serving the local community, Bearing Insurance can provide coverage solutions for commercial sectors including offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Southern Pines Cost?
Life insurance costs in North Carolina vary by age, health, and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Costs also depend on tobacco use, family history, and the insurance company. This is general information and not insurance advice.
About life insurance agents in Southern Pines
Life insurance agents in Southern Pines, North Carolina help residents choose policies that protect their families and meet state requirements. North Carolina requires agents to hold a valid license from the Department of Insurance. Local agents understand the needs of Moore County residents and can guide you through term, whole, and universal life options.
Frequently Asked Questions
What license does a life insurance agent need in North Carolina?
Agents must pass the state licensing exam and complete continuing education every two years. They must also be appointed by an insurance company to sell policies in North Carolina.
How long do I have to contest a life insurance policy in North Carolina?
In North Carolina, insurers have a two year contestability period from the policy issue date. After that, they cannot deny a claim based on misstatements in the application.
Do life insurance agents in Southern Pines offer free consultations?
Many agents offer a free initial consultation to review your needs and provide a quote. There is no obligation to buy during this meeting.