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Find Life Insurance Agents Near You in Charlotte, NC

Browse life insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated life insurance agent in Charlotte, North Carolina is Curtis Helms Insurance, rated 4.9 stars across 1,592 reviews. Other highly rated options include CAP Insurance Group, Laurie Insurance Group, Globe Life Liberty National Division: The Jenkins Agencies. This directory lists 44 life insurance agents serving Charlotte.

Showing 44 life insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Curtis Helms Insurance6324 N Tryon St #101(704) 921-2118
2CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
3Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
4Globe Life Liberty National Division: The Jenkins Agencies205 Regency Executive Park Dr #105(980) 215-0385
5Latorre Insurance124 N McDowell St(704) 566-8181
6Jeff Genant - State Farm Insurance Agent14835 Ballantyne Village Way #200(704) 594-3000
7NC Farm Bureau Insurance301 McCullough Dr Ste 110(704) 548-9845
8Flex Insurance, NC8318 Pineville-Matthews Rd #280g(980) 999-5511
9Capstone Insurance Agency6132 Brookshire Blvd suite b(704) 391-8483
10Carolinas Coverage Insurance Agency410 Westinghouse Blvd Suite B(704) 595-3429
CH
6324 N Tryon St #101
Curtis Helms Insurance
Life Insurance Agent · Charlotte, NC

Curtis Helms Insurance serves the Charlotte, North Carolina, metro area as a life insurance agent. The company assists local residents by explaining the various types of life coverage available. Clients receive guidance in selecting policies that provide financial protection for their families. The firm helps individuals compare term life policies and whole life insurance options. It also handles policy reviews for those with existing coverage in the Queen City.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Life Insurance Agent · Charlotte, NC

Unlike a one-time policy purchase that provides fixed coverage without ongoing counsel, a life insurance agent offers an ongoing service that evolves with changing financial needs and family milestones. This model ensures regular policy reviews and adjustments to align with current circumstances. CAP Insurance Group in Charlotte, NC, operates on a scheduled basis, allowing clients to coordinate periodic updates and strategy sessions as their life insurance requirements shift over time.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Life Insurance Agent · Charlotte, NC

Laurie Insurance Group offers tailored life insurance protection solutions for clients throughout the Charlotte metro area. As a dedicated life insurance agent in the region, the company helps individuals and businesses assess their coverage needs and navigate policy options for financial security. The agency specializes in integrating various life insurance products to meet diverse personal and commercial requirements. Its professional services can support a range of commercial sectors including offices, warehouses, and food service operations in the local community.

GL
205 Regency Executive Park Dr #105
Globe Life Liberty National Division: The Jenkins Agencies
Life Insurance Agent · Charlotte, NC

Globe Life Liberty National Division: The Jenkins Agencies serves clients in Charlotte, North Carolina, as a life insurance agent focused on helping individuals and families secure financial protection. The agency offers a range of permanent and term life insurance policies designed to cover final expenses, replace lost income, or provide long-term financial stability. It assists local residents by assessing their coverage needs and explaining policy options in clear terms. The agency can also add a critical illness insurance rider to a base life policy.

LI
124 N McDowell St
Latorre Insurance
Life Insurance Agent · Charlotte, NC

Latorre Insurance provides life insurance planning services to clients throughout the Charlotte, North Carolina area. The agency focuses on helping individuals and families secure financial protection for their future needs. In addition to standard life insurance policies, the company offers specialized coverage such as final expense and burial insurance options. These add-on services address the unique planning requirements of older clients and those seeking simplified policy structures. Latorre Insurance’s scope of work extends to commercial entities, including offices, warehouses, and food service operations that require key person or business continuation coverage.

JG
14835 Ballantyne Village Way #200
Jeff Genant - State Farm Insurance Agent
Life Insurance Agent · Charlotte, NC

Jeff Genant - State Farm Insurance Agent serves residents throughout the Charlotte, North Carolina area with personal life insurance policies protecting families against unforeseen financial hardship. Commercial life insurance coverage is also available for local businesses seeking to safeguard key personnel and partnership stability. The agency addresses individual policy reviews and beneficiary updates upon customer request between standard annual financial check-in visits.

NF
301 McCullough Dr Ste 110
NC Farm Bureau Insurance
Life Insurance Agent · Charlotte, NC

As Youngsville families consider how to protect their financial future during transition seasons, NC Farm Bureau Insurance provides life insurance options tailored to local needs. Operating from a Youngsville office, this agency helps residents understand coverage that can support loved ones after an unexpected loss. Their representatives assess each household's income, debts, and long-term goals to recommend appropriate policy amounts and terms. The initial step involves a no-obligation meeting to review personal circumstances and begin the application process.

FI
8318 Pineville-Matthews Rd #280g
Flex Insurance, NC
Life Insurance Agent · Charlotte, NC

Flex Insurance, NC serves the Charlotte, North Carolina metro area with professional life insurance agent services. The company focuses on helping clients select suitable life insurance policies to provide financial protection for their families and beneficiaries. They assist residents in evaluating different types of coverage to meet long-term financial planning needs. Their work involves comparing options such as term life and whole life insurance to find appropriate solutions for individual circumstances.

CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Life Insurance Agent · Charlotte, NC

Capstone Insurance Agency is known for guiding clients in Charlotte, North Carolina through the essential process of securing life insurance coverage. Its service range includes helping individuals and families evaluate term life and whole life policies to match their long-term financial needs. By focusing on personalized consultations, the agency helps policyholders understand how coverage can protect loved ones from unforeseen expenses. A specialty service Capstone Insurance Agency can add on is providing final expense insurance to cover end-of-life costs.

CC
410 Westinghouse Blvd Suite B
Carolinas Coverage Insurance Agency
Life Insurance Agent · Charlotte, NC
HH
6207 Park S Dr #201
Howard Hanna Insurance Services
Life Insurance Agent · Charlotte, NC
(704) 547-5656
insurance.allentate.com
DM
9620 Longstone Ln A
Daniela Melendez - State Farm Insurance Agent
Life Insurance Agent · Charlotte, NC
(704) 733-9022
mysfrep.com
OC
1973 J N Pease Pl #203
O'Connor Insurance Associates, Inc.
Life Insurance Agent · Charlotte, NC
(704) 510-8884
oianc.com
PK
8832 Blakeney Professional Dr #203
Pruitt Keener Insurance
Life Insurance Agent · Charlotte, NC
(704) 759-1300
pruittkeener.com
JI
3540 Toringdon Way Suite 200
The Jordan Insurance Agency
Life Insurance Agent · Charlotte, NC
(704) 926-7565
thejordaninsuranceagency.com
TP
8334 Pineville-Matthews Rd STE 103
Thomas Pie
Life Insurance Agent · Charlotte, NC
(704) 293-2428
SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Life Insurance Agent · Charlotte, NC
(704) 545-7171
thesuperiorinsurance.com
MM
6101 Carnegie Blvd #415
Mark McDuffie Insurance Agency
Life Insurance Agent · Charlotte, NC
(704) 364-9227
mcduffieinsurance.com
AI
537 W Sugar Creek Rd Ste 104B
A1 Insurance Agency
Life Insurance Agent · Charlotte, NC
(704) 598-4442
a1insurancepros.com
TH
10226 Couloak Dr STE 200
Tony Hefner - State Farm Insurance Agent
Life Insurance Agent · Charlotte, NC
(704) 714-1494
tonyhefner.com
VP
8318 Pineville-Matthews Rd #266
Van Popering Insurance
Life Insurance Agent · Charlotte, NC
(704) 543-1544
vpinsure.com
CL
13777 Ballantyne Corporate Pl
Carolina Living Benefits Associates
Life Insurance Agent · Charlotte, NC
(704) 287-5757
carolinalba.com
PI
233 S Sharon Amity Rd #103
Piedmont Insurance Associates
Life Insurance Agent · Charlotte, NC
(866) 308-4704
piedmont-ins.com
LI
10130 Mallard Creek Rd #300
Lily Insurance
Life Insurance Agent · Charlotte, NC
(980) 288-5798
lilyinsured.com
TY
7725 Matthews-Mint Hill Rd
Todd Younker - State Farm Insurance Agent
Life Insurance Agent · Charlotte, NC
(704) 545-9111
toddyounker.biz
OH
2210 Crownpoint Executive Dr
O H Walker Insurance Agency
Life Insurance Agent · Charlotte, NC
(704) 814-4343
ohwalkerins.com
GL
10610 Metromont Pkwy Suite 300
Globe Life Liberty National Division: The Phelps Agencies
Life Insurance Agent · Charlotte, NC
(704) 940-3847
ln.globelifeinsurance.com/united-states/north-carolina/charlotte/mitchell-phelps
HG
5113 Piper Station Dr #207
Hilb Group
Life Insurance Agent · Charlotte, NC
(704) 552-5888
charlotteinsurance.com
MI
756 Tyvola Rd #146
Metropolitan Insurance
Life Insurance Agent · Charlotte, NC
(704) 610-8229
insurancemetropolitan.com
CI
7130 Matthews-Mint Hill Rd
Charlotte Insurance Group
Life Insurance Agent · Charlotte, NC
(704) 545-6700
charlotteinsurancegroup.com
TI
8440 Rea Rd Ste P
Tillman Insurance Advisors - Insurance Advisors in Charlotte
Life Insurance Agent · Charlotte, NC
(704) 960-1860
tillmaninsuranceadvisors.com
RI
11220 Elm Ln Ste 200
RJR Insurance Agency
Life Insurance Agent · Charlotte, NC
(704) 543-2700
rjrinsuranceagency.com
FI
4614 Wilgrove Mint Hill Rd
Fortitude Insurance Advisors
Life Insurance Agent · Charlotte, NC
(980) 825-9969
fortitudeins.com/contact/refer-us
CS
10130 Perimeter Pkwy #200
Carolina's 1st Choice Agency
Life Insurance Agent · Charlotte, NC
(704) 464-0300
carolinas1stchoice.com
MI
8821 University E Dr #205
Martin Insurance Group, Inc.
Life Insurance Agent · Charlotte, NC
(704) 595-7071
martininsuranceinc.com
HI
3121 Springbank Ln suite f
Honeycutt Insurance Agency
Life Insurance Agent · Charlotte, NC
(704) 752-8233
honeycuttinsurance.com
BL
10706 Sikes Pl Ste 300
Bankers Life
Life Insurance Agent · Charlotte, NC
(704) 541-9592
branches.bankerslife.com/nc/charlotte/10706-sikes-pl
JI
8906-A Bellhaven Blvd
Jackson Insurance Services, Inc.
Life Insurance Agent · Charlotte, NC
(704) 392-4341
NC
6401 Carmel Rd STE 208
North Carolina Business Insurance Agency
Life Insurance Agent · Charlotte, NC
(704) 541-8660
ncbusinessinsure.com
NY
10716 Carmel Commons Blvd
New York Life
Life Insurance Agent · Charlotte, NC
(704) 543-6900
newyorklife.com/agent/johnfitch
AI
3611 Mt Holly-Huntersville Rd
allwood insurance charlotte nc
Life Insurance Agent · Charlotte, NC
(704) 395-1239
allwoodinsurance.com
AN
FRENETTE BUILDING, 11016 Rushmore Dr #175
AmeriLife of North Carolina, LLC
Life Insurance Agent · Charlotte, NC
(704) 910-0161
amerilife.com/northcarolina
FC
3611 Mt Holly-Huntersville Rd #202
First Casualty Insurance Agency Inc.
Life Insurance Agent · Charlotte, NC
(704) 395-1239
fcigglobal.com
TC
14819 Ballantyne Village Way #1100
Thomas Capul Insurance Agent
Life Insurance Agent · Charlotte, NC
(704) 620-0631
newyorklife.com/agent/tcapul

What Does a a Life Insurance Agent in Charlotte Cost?

In North Carolina, life insurance premiums vary by age, health, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. Costs also depend on the insurer and the agents commission structure. This is general information and not insurance advice.

About life insurance agents in Charlotte

Life insurance agents in Charlotte, North Carolina help residents choose policies that protect their families and meet financial goals. North Carolina law requires all agents to hold a valid state license and follow the North Carolina Insurance Code. Local agents understand the specific needs of Charlotte families, from mortgage protection to college savings.

Frequently Asked Questions

Do life insurance agents in Charlotte need a license?

Yes, all life insurance agents in North Carolina must hold a valid license issued by the North Carolina Department of Insurance. They must complete pre-licensing education and pass a state exam.

What types of life insurance policies are common in Charlotte?

Common policies include term life for temporary coverage, whole life for permanent protection with cash value, and universal life for flexible premiums. Many Charlotte agents also offer final expense and group policies.

How do I verify a life insurance agents license in North Carolina?

You can verify an agents license through the North Carolina Department of Insurance website. The site provides license status, expiration date, and any disciplinary actions.

Life Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.