The top-rated life insurance agent in Durham, North Carolina is Salazar Insurance Agency & Latino Tax Corporation, rated 4.8 stars across 497 reviews. Other highly rated options include Superior Insurance of Durham, Leslie Robinson - State Farm Insurance Agent, Mike Embree Insurance Agency. This directory lists 20 life insurance agents serving Durham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salazar Insurance Agency & Latino Tax Corporation | 1231 University Dr | (919) 797-0135 |
| 2 | Superior Insurance of Durham | 1314 Broad St | (919) 224-8034 |
| 3 | Leslie Robinson - State Farm Insurance Agent | 5315 Highgate Dr Suite 101 | (919) 206-5096 |
| 4 | Mike Embree Insurance Agency | 3813 University Dr | (919) 489-7336 |
| 5 | The Insurance Pros | 1210 Cole Mill Rd STE 101 | (919) 294-6613 |
| 6 | All About Insurance - Durham | 2605 Guess Rd | (919) 479-8200 |
| 7 | Bowen Agency, Inc. | 2530 Meridian Pkwy Suite 300 | (919) 929-4222 |
| 8 | Herring & Bickers Insurance | 2344 Operations Dr #101 | (919) 479-9900 |
| 9 | SKW Insurance | 4130 Garrett Rd #418 | (919) 358-3835 |
| 10 | All About Insurance - Durham (University Dr) | 3604 University Dr | (919) 493-2911 |
Salazar Insurance Agency & Latino Tax Corporation serves Durham County and the surrounding area as a life insurance agent. It provides guidance on term life, whole life, and universal life policies designed to offer financial protection for families and individuals. The agency assists clients in assessing their coverage needs based on income, debts, and long-term goals. It also helps with policy comparisons and the application process. Salazar Insurance Agency specifically handles term life insurance and whole life insurance for local residents in Durham, North Carolina.
Superior Insurance of Durham offers life insurance agent services tailored to clients throughout Durham, NC. It helps individuals and families evaluate their coverage needs, guiding them through the process of selecting and maintaining appropriate policies. The company assists with policy reviews and plan adjustments to keep coverage aligned with changing life circumstances. Its services extend to those who own single-family homes, apartments, retail spaces, and restaurants.
Leslie Robinson - State Farm Insurance Agent serves Durham homeowners, renters, and local business owners by providing tailored life insurance policies designed to protect families and secure financial futures. The agency assists clients in selecting appropriate coverage amounts and policy terms that align with personal goals and budget considerations. A life insurance agent in this area typically helps individuals navigate the important decision of safeguarding their loved ones from unexpected financial burdens. This office also extends its service area to covering nearby communities such as Chapel Hill within the Research Triangle metro region.
Mike Embree Insurance Agency serves the greater Durham, North Carolina, area and its surrounding communities, handling life insurance policies designed to provide financial protection for families and individuals. It works with clients to understand their long-term needs and assesses coverage options accordingly. The agency guides customers through the process of selecting suitable term or whole life plans. Its approach typically involves reviewing a person’s financial goals, explaining the benefits of different coverage levels, and helping them complete the necessary application paperwork.
The Insurance Pros specializes in term, whole, and universal life insurance coverage for Durham residents. The agency guides clients through the financial impact of death benefits and cash value accumulation. They regularly assist with policy comparisons between different insurers and help beneficiaries file claims. During annual enrollment periods around the holidays, the firm advises families on aligning coverage with changing budgets or health circumstances.
All About Insurance - Durham in Durham, NC assists clients by explaining the critical differences between term life policies, which cover a set period, and permanent coverage, which remains in place for a lifetime. The agent also helps people select the right amount of protection to support their family or business. Service appointments can be scheduled on a one-time basis for an initial review or conducted as-needed for periodic policy updates and questions.
As families in Durham begin planning their annual financial reviews, Bowen Agency, Inc. assists with securing coverage that protects loved ones from unexpected hardship. The company focuses on matching individuals with appropriate life insurance products suited to household budgets and long-term goals. Each consultation typically begins with a thorough inspection of current coverage and a detailed discussion of future income requirements. This initial-assessment step allows the agent to identify specific policy gaps and recommend tailored options for local clients.
Herring & Bickers Insurance in Durham, NC, helps residents secure financial protection through life insurance policies. The company focuses on offering personalized coverage options that can include additions such as accidental death benefits or term riders for supplemental needs. The firm serves a variety of commercial clients, providing coverage solutions for local offices, warehouses, and food service establishments in the area.
SKW Insurance, based in Durham, North Carolina, is a life insurance agent company known for helping individuals and families secure financial protection. The firm offers a range of life insurance products designed to meet diverse needs, from term life policies to permanent coverage options. SKW Insurance works with clients throughout the Durham area to assess their long-term financial goals and income replacement requirements. For those seeking additional security, the agency can include a critical illness rider as a specialty add-on to a standard life policy.
All About Insurance - Durham (University Dr) focuses on residential life insurance, helping families in Durham, NC, plan for financial security. The agency also offers commercial coverage for local businesses. Service extends throughout the Durham area and surrounding communities. Each policy consultation addresses individual needs and long-term goals. The team encourages follow-up appointments to adjust coverage as life circumstances change, ensuring clients receive ongoing support between regular review visits.
What Does a a Life Insurance Agent in Durham Cost?
Life insurance costs in Durham North Carolina vary by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500000 dollar term policy. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Costs also depend on the insurer and your specific risk factors. This is general information not insurance advice.
About life insurance agents in Durham
Life insurance agents in Durham North Carolina help residents find coverage that fits their needs and budget. North Carolina law requires agents to hold a valid license from the state Department of Insurance. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Durham NC?
Agents must hold a valid North Carolina life insurance license issued by the NC Department of Insurance. They complete pre-licensing education and pass a state exam. You can verify an agents license on the NC DOI website.
How do I choose a life insurance agent in Durham?
Look for an agent with experience in policies you need like term life whole life or universal life. Ask about their familiarity with North Carolina insurance laws. Check online reviews and ask for client references.
What is the grace period for life insurance in North Carolina?
North Carolina law provides a 31 day grace period for life insurance premium payments. If you miss a payment you have 31 days to pay without losing coverage. After that the policy may lapse or require reinstatement.