The top-rated life insurance agent in Concord, North Carolina is Byrd Agency Inc, rated 5.0 stars across 383 reviews. Other highly rated options include Trey Siner Insurance Group, The Compass Agency LLC, Right Choice Insurance. This directory lists 20 life insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Byrd Agency Inc | 797 Davidson Dr NW | (704) 786-2108 |
| 2 | Trey Siner Insurance Group | 247 Church St NE | (704) 795-6878 |
| 3 | The Compass Agency LLC | 638 Concord Pkwy N | (704) 933-8080 |
| 4 | Right Choice Insurance | 874-A Concord Pkwy N | (704) 886-1866 |
| 5 | Jim Hodgens - State Farm Insurance Agent | 845 Church St N #104 | (704) 782-3515 |
| 6 | Allen & Ballard Insurance Associates | 732 Kannapolis Pkwy | (704) 795-7801 |
| 7 | America Insurance & Tax Service | 2401 Poplar Tent Rd | (704) 720-0633 |
| 8 | Madison Insurance Group | 3775 NC-73 | (704) 782-2073 |
| 9 | Ralph or "Britt" Brittain - State Farm Insurance Agent | 280 Concord Pkwy S The Village, #117 | (704) 786-5417 |
| 10 | Insurance Concord | 9900 Poplar Tent Rd Ste 115 #312 | (980) 306-5355 |
Byrd Agency Inc serves the Concord area of Cabarrus County as a local life insurance agent. The company provides essential financial protection services to individuals and families in this community. It helps clients evaluate coverage needs for long-term financial security and peace of mind. The agency assists with policy selection, plan comparisons, and application processes. Life insurance agents in this region typically handle both term and whole life insurance solutions. Byrd Agency Inc specifically manages policy renewals and beneficiary designation updates for current clients in Concord.
Trey Siner Insurance Group provides a full range of life insurance products for individuals and families in the Concord, NC area. Services include term life, whole life, and universal life policies tailored to meet various financial planning needs and coverage goals. The agency offers ongoing policy reviews and annual check-ins to help adjust plans as clients’ life circumstances evolve over time. Its team also maintains personalized support for claims assistance and beneficiary updates. The firm services single-family homes, apartments, retail, and restaurants.
Homeowners and local business owners in Concord turn to The Compass Agency LLC for life insurance guidance that aligns with their personal and financial goals. The agency helps clients understand policy options such as term and whole life coverage to protect their families and secure long-term needs. Services include reviewing existing plans and recommending adjustments as circumstances change. The firm extends its support to clients in Harrisburg and surrounding communities within Cabarrus County.
Right Choice Insurance in Concord, NC offers both one-time financial consultations and recurring policy management services. As a life insurance agent, it helps clients select coverage that fits their long-term goals and family needs. Policies can provide income replacement or final expense planning, with term and whole life options typically available. Each policy is tailored to individual circumstances during an initial review. Service runs on a scheduled basis, with periodic check-ins for policy adjustments and beneficiary updates as life circumstances change.
Jim Hodgens - State Farm Insurance Agent serves clients in Concord, North Carolina, and the surrounding communities. The agency handles life insurance policies designed to provide financial protection for families and individuals. This includes term life and whole life options to help cover final expenses or replace lost income. The agency takes a consultative approach by first reviewing each client's current situation and long-term goals before recommending a suitable plan. It then works to match coverage amounts with the client's budget and family needs.
Allen & Ballard Insurance Associates in Concord, NC provides specialized life insurance options, including term and whole life policies tailored to individual financial goals. The agency also offers general consultation on coverage needs, helping clients evaluate policy features and beneficiaries. Their work involves assessing long-term financial protection for families and businesses in the local community. As annual enrollment periods or new job transitions arise, the company assists clients in adjusting life insurance plans to address changing life stages or increased coverage requirements.
As tax season approaches in Concord, residents often seek to balance their financial filings with securing their family’s future. America Insurance & Tax Service responds to this dual need by providing life insurance agent services tailored to local households. Their professionals help clients understand term and whole life options, ensuring coverage aligns with long-term financial goals. Common decisions involve choosing appropriate policy amounts for income replacement or final expenses. The process begins with a straightforward, no-obligation assessment of your current situation and potential needs during an initial consultation.
Madison Insurance Group serves clients in Concord, NC, by assisting with life insurance agent services that help individuals and families secure financial protection for the future. The agency evaluates personal needs to recommend suitable policy options from available carriers. Its work extends to offering guidance on term and permanent coverage choices. Alongside individual planning, the company can address insurance requirements for commercial sectors, including offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Concord Cost?
Life insurance agent services in Concord, North Carolina typically do not charge a separate fee because agents earn commissions from the insurance company. Commissions vary by policy type and amount, often ranging from 50% to 100% of the first years premium for term life and 5% to 10% for whole life. Policy costs depend on your age, health, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Concord
Life insurance agents in Concord, North Carolina help residents choose policies that protect their families and meet state regulations. North Carolina requires agents to hold a valid license from the North Carolina Department of Insurance. Local agents understand the needs of Concord families and can guide you through options like term life, whole life, and universal life insurance.
Frequently Asked Questions
What license does a life insurance agent in Concord need?
A life insurance agent in Concord must hold a valid North Carolina insurance producer license. This license is issued by the North Carolina Department of Insurance after passing a state exam and completing background checks.
How do I verify a life insurance agent license in North Carolina?
You can verify an agent license on the North Carolina Department of Insurance website using their license lookup tool. This confirms the agent is in good standing and authorized to sell life insurance in the state.
Are there North Carolina laws about life insurance policy disclosures?
Yes, North Carolina law requires agents to provide a full policy summary and buyer guide before you purchase a policy. This ensures you understand the terms, costs, and benefits of the coverage.