The top-rated life insurance agent in Cary, North Carolina is Globe Life Liberty National Division: Lomenick Agency, rated 4.9 stars across 715 reviews. Other highly rated options include Chris Mervin - State Farm Insurance Agent, Bruce Adorian - State Farm Insurance Agent, Wooten Agency. This directory lists 21 life insurance agents serving Cary.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: Lomenick Agency | 206 High House Rd STE 100 | (919) 977-4697 |
| 2 | Chris Mervin - State Farm Insurance Agent | 7756 McCrimmon Pkwy | (919) 439-0866 |
| 3 | Bruce Adorian - State Farm Insurance Agent | 2740 NC-55 Ste 200 | (919) 363-7688 |
| 4 | Wooten Agency | 150 Iowa Ln STE 104 | (919) 380-9700 |
| 5 | Lipstone Insurance Group | 208 New Edition Ct | (919) 463-5300 |
| 6 | NC Insurance Guy | 1051 Monmouth Loop | (919) 332-2383 |
| 7 | Josh Benton - State Farm Insurance Agent | 224 High House Rd STE 220 | (919) 377-8654 |
| 8 | Fairway Insurance and Risk Management | 1149 Executive Cir STE A | (919) 373-5800 |
| 9 | All About Insurance - Cary | 590 E Chatham St STE 100 | (919) 460-9996 |
| 10 | Pelnik Insurance | 100 Ridgeview Dr #100 | (919) 459-8000 |
Globe Life Liberty National Division: Lomenick Agency serves the greater Cary, North Carolina area as a provider of life insurance coverage. The agency assists local residents with understanding and selecting individual life insurance policies designed to offer financial protection for their families. They focus on helping clients navigate the process of securing coverage that meets their personal needs and household budget. The agency specifically handles term life insurance and whole life insurance plans in the Cary region.
Chris Mervin - State Farm Insurance Agent in Cary, North Carolina provides a full range of life insurance policies tailored to individual needs. Their service includes reviewing existing coverage to ensure it aligns with current life circumstances and planning for financial security. The agency also offers guidance on policy adjustments for significant life events such as marriage, parenthood, or retirement. Customer accounts are regularly reviewed to maintain appropriate benefit levels. The agent serves single-family homes, apartments, retail, and restaurants with appropriate coverage solutions and guidance.
Bruce Adorian’s State Farm Insurance Agency in Cary, North Carolina, serves local homeowners, renters, small business owners, and families seeking life insurance protection. The agency helps clients evaluate term and whole life policies to secure coverage tailored to their financial goals and dependents’ needs. Personal consultations focus on explaining policy options, beneficiary designations, and long-term planning. Beyond individual life insurance, the office assists with auto and home insurance for area residents. As part of the Raleigh–Durham metro area, the agent also covers the nearby communities of Apex and Morrisville.
At Wooten Agency, clients choose between a one-time policy purchase or a recurring review relationship to adjust coverage over time. Life insurance in Cary, NC, provides financial protection for beneficiaries after the policyholder's death. The agency helps clients evaluate term, whole, and universal policies to match their needs. Service is available on a one-time basis for initial policy setup or as an ongoing scheduled check-in for portfolio updates.
Lipstone Insurance Group serves clients in Cary, North Carolina, and the surrounding communities of the Research Triangle area. The life insurance agency handles individual life policies and related coverage solutions designed to protect families and businesses. It focuses on matching policy options to each client’s specific financial goals and long-term needs. For a typical job, the agency begins with a thorough review of the client’s current situation and then presents clearly explained plan comparisons from multiple carriers to simplify the decision process.
NC Insurance Guy offers life insurance planning as its specialty service, helping clients select appropriate policies for their needs. The Cary, North Carolina agency works with individuals and families by explaining policy options, coverage amounts, and beneficiary designations. General services include consultations on term and permanent life insurance to address financial protection goals. As the end of the calendar year approaches, many local residents turn to this agent when reviewing existing coverage or seeking new plans before annual enrollment periods conclude.
As Cary families plan for the future and consider protecting their loved ones during life’s unexpected changes, Josh Benton - State Farm Insurance Agent offers personalized life insurance guidance. The agency helps local residents understand term and whole life options, ensuring coverage aligns with individual financial goals and family needs. Each consultation focuses on explaining policy benefits and tailoring a plan that provides long-term security. The process begins with a no-obligation assessment of current coverage to identify gaps before recommending a suitable solution for the client’s specific situation.
Fairway Insurance and Risk Management serves clients in Cary, North Carolina, focusing on life insurance policy options to protect individuals and families. The agency also provides additional coverage products tailored to complement its core life insurance specialty. Agents work closely with customers to explain various policy structures and terms. In addition to personal coverage, the firm can accommodate commercial sectors including offices, warehouses, and food service establishments.
All About Insurance - Cary provides residential life insurance services for families in the local area. Commercial coverage options are also offered to small businesses throughout Cary, North Carolina. Their agents work with clients to understand individual needs and present appropriate policy choices. Policies can be reviewed and adjusted as life circumstances change over time. The office maintains contact with customers between regular visits to ensure coverage remains suitable as needs evolve.
Pelnik Insurance is a life insurance agent in Cary, North Carolina, known for serving individual clients with term and whole life policies. The company assists area residents in evaluating coverage amounts to meet future financial needs. Its service range includes helping policyholders identify beneficiaries and understand policy riders. Pelnik Insurance regularly reviews existing plans to ensure they align with changing family or employment circumstances. A specialty add-on service is the option to discuss accidental death benefit riders for supplementary protection.
What Does a a Life Insurance Agent in Cary Cost?
The cost of a life insurance agent in Cary, North Carolina is typically included in the policy premium and does not require a separate fee. Agents earn commissions from the insurance company, usually ranging from 40% to 90% of the first years premium and 2% to 10% for renewal years. For a healthy 35 year old, a 20 year term life policy with 500,000 dollars of coverage might cost 25 to 40 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for similar coverage. Costs vary based on age, health, policy type, and coverage amount. This is general information and not insurance advice.
About life insurance agents in Cary
Life insurance agents in Cary, North Carolina help residents and families choose the right coverage to protect their financial future. North Carolina law requires agents to hold a valid state license and follow strict regulations set by the North Carolina Department of Insurance. Whether you need term life, whole life, or universal life insurance, a local agent can explain options and guide you through the application process.
Frequently Asked Questions
What licenses do life insurance agents need in Cary North Carolina?
Life insurance agents in North Carolina must hold a valid life insurance producer license issued by the North Carolina Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also complete continuing education courses every two years to renew their license.
How do I choose a life insurance agent in Cary NC?
Look for an agent who is licensed in North Carolina and has experience with the type of policy you need. You can verify an agents license on the North Carolina Department of Insurance website. Ask about their experience with term, whole, and universal life policies and whether they work with multiple insurance companies.
What is the grace period for life insurance in North Carolina?
North Carolina law provides a 31 day grace period for life insurance policies. If you miss a premium payment, the policy will not lapse during this time. The insurer must send a notice of cancellation at least 30 days before the policy ends if payment is not made.