The top-rated life insurance agent in Smithfield, North Carolina is Will Mitchiner - State Farm Insurance Agent, rated 4.8 stars across 91 reviews. Other highly rated options include Woodard Insurance Agency, Inc., State Farm Insurance: Shawn Herrmann, Smithfield Insurance. This directory lists 20 life insurance agents serving Smithfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Will Mitchiner - State Farm Insurance Agent | 911 S Brightleaf Blvd | (919) 989-9966 |
| 2 | Woodard Insurance Agency, Inc. | 612 E Lee St | (919) 934-8632 |
| 3 | State Farm Insurance: Shawn Herrmann | 1601 Booker Dairy Rd | (919) 934-8169 |
| 4 | Smithfield Insurance | 421 S Brightleaf Blvd | (919) 934-9948 |
| 5 | Schultze Insurance Agency | 1638 Booker Dairy Rd | (919) 934-2240 |
| 6 | Calton Group Inc: Allstate Insurance | 324 N Brightleaf Blvd | (919) 934-6141 |
| 7 | Walker Insurance Group, Inc. | 210 N Brightleaf Blvd # A | (919) 989-1799 |
| 8 | Bingham & Parrish Insurance | 606 E Lee St | (919) 934-5131 |
| 9 | First Mutual Insurance Company | 614 E Market St | (919) 934-6111 |
| 10 | The Insurance Shoppe | 131 Kellie Dr | (919) 934-7188 |
Will Mitchiner - State Farm Insurance Agent serves Smithfield, North Carolina, and the surrounding Johnston County area, specializing in life insurance coverage for local residents. The agency helps individuals and families evaluate their financial protection needs, offering policies that can provide income replacement and final expense support. Common services include term life insurance for temporary coverage needs and whole life insurance for permanent planning. They also address mortgage protection and accidental death benefits for clients in this community.
Woodard Insurance Agency, Inc. offers life insurance agent services to residents and businesses in the Smithfield, NC area. The agency assists clients in evaluating their financial needs and helps select appropriate coverage options. They provide guidance on policy choices and can review existing plans to ensure they remain suitable over time. Annual policy reviews are available to adjust coverage as circumstances change. The agency serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
State Farm Insurance: Shawn Herrmann offers personalized coverage solutions for local homeowners, renters, and small business owners in Smithfield. As a dedicated life insurance agent, this office helps clients understand their policy options to protect their families’ financial futures. Services include evaluating individual needs, explaining term and whole life plans, and assisting with policy updates. The agency also extends its services to communities throughout Johnston County, including nearby Clayton and Selma.
Serving Smithfield and the surrounding communities in Johnston County, Smithfield Insurance provides life insurance agent services to local residents. The company handles various life insurance policies designed to help clients plan for their families’ financial security after a loss. Each client’s specific needs, budget, and long-term goals are assessed during an initial consultation. Smithfield Insurance then evaluates available coverage options and presents suitable plans that fit each individual’s circumstances, completing the process by explaining the policy details thoroughly.
Schultze Insurance Agency in Smithfield, NC distinguishes between single-purchase term policies and recurring premium whole life plans, ensuring clients understand the commitment each option requires. Coverage amounts are carefully matched to individual financial goals and family protection needs. As a local life insurance agent, the agency provides essential guidance on policy selections common in this region, including final expense and income replacement plans. Service runs on a one-time, scheduled, or as-needed basis, according to each client’s policy choice and review preferences.
Calton Group Inc: Allstate Insurance offers life insurance agent services, including term and whole life policy guidance, to residents in Smithfield, NC. The agency helps individuals and families evaluate coverage needs and select suitable plans for long-term financial protection. It also assists with updating beneficiaries and reviewing existing policies. During the spring and summer months, it helps clients consider coverage adjustments in connection with new home purchases or welcoming a new child.
As the seasons change in Smithfield, families often begin reviewing their financial security plans, and Walker Insurance Group, Inc. helps residents examine their life insurance options to protect their loved ones. The company provides professional guidance on selecting appropriate coverage, focusing on individual needs and long-term planning. Their agents work locally, meeting with clients to explain policy terms and benefits in a straightforward manner. An initial consultation involves a thorough review of current coverage and family goals, followed by a detailed inspection of available policies.
Bingham & Parrish Insurance provides life insurance agent services to residential clients in Smithfield, North Carolina, and also offers commercial coverage options for local businesses throughout the surrounding county. The team reviews individual financial needs and policy options with each person, ensuring suitable term or whole life selections are discussed. Clients receive careful follow-up after policy issuance, and the office maintains helpful contact between regular annual reviews or update visits.
First Mutual Insurance Company guides individuals and businesses in Smithfield, NC, toward financial protection through life insurance policies tailored to varying needs. It specializes in supplementing standard coverage with riders for long-term care or accidental death. The agency also designs beneficiary plans to secure a family's future income stream. Commercial sectors served include offices, small warehouses providing local distribution, and food service operations requiring key-person coverage for succession stability.
What Does a a Life Insurance Agent in Smithfield Cost?
Life insurance costs in North Carolina vary by age, health, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Older applicants or those with health conditions may see higher premiums. This is general information and not insurance advice.
About life insurance agents in Smithfield
Life insurance agents in Smithfield, North Carolina help residents find policies that protect their families and meet state regulations. North Carolina requires agents to hold a valid license issued by the North Carolina Department of Insurance. Local agents understand the needs of Johnston County families and can guide you through term, whole, and universal life options.
Frequently Asked Questions
What license does a life insurance agent need in North Carolina?
In North Carolina, a life insurance agent must hold a valid resident license from the North Carolina Department of Insurance. This requires completing pre-licensing education and passing the state licensing exam.
How long do I have to file a life insurance claim in North Carolina?
North Carolina law does not set a specific deadline to file a claim, but policies often require prompt notice. The insurer must pay or deny the claim within 30 days after receiving proof of loss, per NC General Statutes.
Can a life insurance agent in Smithfield help with final expense policies?
Yes, many agents in Smithfield offer final expense or burial insurance policies. These are small whole life policies designed to cover funeral costs and are popular among older residents.