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HomeLife Insurance AgentsNew York › West Seneca

Find Life Insurance Agents Near You in West Seneca, NY

Browse life insurance agents serving West Seneca, New York. Updated 2026-07-14.

The top-rated life insurance agent in West Seneca, New York is Joe Czaja - State Farm Insurance Agent, rated 4.9 stars across 589 reviews. Other highly rated options include Mike Messuro - State Farm Insurance Agent, Mary Alice Ubal - State Farm Insurance Agent, InsureOne Insurance. This directory lists 19 life insurance agents serving West Seneca.

Showing 19 life insurance agents in West Seneca, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Joe Czaja - State Farm Insurance Agent3557 Seneca St(716) 674-3654
2Mike Messuro - State Farm Insurance Agent1320 Orchard Park Rd(716) 675-7660
3Mary Alice Ubal - State Farm Insurance Agent1900 Ridge Rd Ste 109(716) 822-5555
4InsureOne Insurance1900 Ridge Rd Ste 111(716) 406-4048
5Aebly and Associates Insurance Services, Inc.1471 Union Rd(716) 675-2100
6Angela Wozniak Agency, Inc.1902 Ridge Rd #116(716) 903-8448
7Michael Barends: Allstate Insurance3640 Seneca St(716) 873-5600
8Blatchley Insurance4185 Seneca St # 5(716) 675-5015
9Auricchio Insurance Agency3800 Seneca St(716) 675-3800
10Clear Choice Health Insurance1902 Ridge Rd #121(716) 603-6851
JC
3557 Seneca St
Joe Czaja - State Farm Insurance Agent
Life Insurance Agent · West Seneca, NY

Joe Czaja - State Farm Insurance Agent serves clients in Erie County and the West Seneca, NY area, specializing in life insurance coverage. The agency assists local residents and families with understanding their financial protection needs and selecting appropriate policies. It offers personalized guidance through the often complex process of evaluating different life insurance products. Tailored solutions are available for those seeking financial security for their beneficiaries. In this region, the agency handles term life insurance for temporary coverage and whole life insurance for permanent protection.

MM
1320 Orchard Park Rd
Mike Messuro - State Farm Insurance Agent
Life Insurance Agent · West Seneca, NY

Mike Messuro - State Farm Insurance Agent in West Seneca, NY provides a full range of life insurance services, including term, whole, and universal life policies. Its service approach emphasizes periodic policy reviews to ensure coverage remains aligned with changing life circumstances and long-term financial goals. Ongoing maintenance plans include regular benefit assessments and beneficiary updates to keep each plan current. The agency services single-family homes, apartments, retail, and restaurants.

MA
1900 Ridge Rd Ste 109
Mary Alice Ubal - State Farm Insurance Agent
Life Insurance Agent · West Seneca, NY

Homeowners, business owners, and property managers in West Seneca, NY can turn to Mary Alice Ubal - State Farm Insurance Agent for their life insurance needs. The agency works with local residents to help secure financial protection for their families and businesses, offering guidance on various life insurance policies. Serving the West Seneca area, this office also provides coverage to clients in nearby communities like Orchard Park and the greater Buffalo metro area.

II
1900 Ridge Rd Ste 111
InsureOne Insurance
Life Insurance Agent · West Seneca, NY

InsureOne Insurance serves West Seneca, New York, and the surrounding communities in Erie County with life insurance agent services. The company handles the sale and management of individual life insurance policies, helping clients assess their coverage needs for income replacement and final expenses. Its typical approach involves meeting one-on-one with policyholders to review their financial obligations, then recommending appropriate term or permanent products from available carriers.

AA
1471 Union Rd
Aebly and Associates Insurance Services, Inc.
Life Insurance Agent · West Seneca, NY

When considering life insurance through Aebly and Associates Insurance Services, Inc. in West Seneca, NY, clients choose between a one-time policy purchase or a recurring premium plan that provides ongoing coverage. The agency helps match individuals with appropriate term or permanent policies suited to their financial goals and family protection needs. Availability for consultations and policy reviews runs on an as-needed basis, allowing clients to request assistance when evaluating changes in their life circumstances or coverage options.

AW
1902 Ridge Rd #116
Angela Wozniak Agency, Inc.
Life Insurance Agent · West Seneca, NY

Angela Wozniak Agency, Inc. provides life insurance services and related policy guidance in West Seneca, New York. The agency specializes in term life and whole life products to help individuals and families prepare for future financial needs. Its work includes assisting clients with coverage assessments and beneficiary planning to protect long-term stability. The agency can serve commercial sectors such as offices, warehouses, and food service operations with appropriate policy options.

MB
3640 Seneca St
Michael Barends: Allstate Insurance
Life Insurance Agent · West Seneca, NY

Michael Barends: Allstate Insurance in West Seneca, NY, provides life insurance agent services specializing in term and whole life policies to help individuals secure financial protection for their loved ones. It generally assists clients with policy selection to match personal coverage needs and long-term goals. The agency often helps families address common concerns, such as ensuring mortgage debts or children’s education costs are covered in case of a sudden loss of income.

BI
4185 Seneca St # 5
Blatchley Insurance
Life Insurance Agent · West Seneca, NY

As winter weather begins to affect the Buffalo Southtowns, residents in West Seneca often find themselves reconsidering their financial protections. Blatchley Insurance offers life insurance agent services to help local families plan for such unexpected shifts. By reviewing individual coverage needs amidst seasonal lifestyle changes, they provide clear guidance on term and whole life options. This process begins with a no-obligation, initial consultation to evaluate current policies and identify potential gaps in household protection before the year ends.

AI
3800 Seneca St
Auricchio Insurance Agency
Life Insurance Agent · West Seneca, NY

Auricchio Insurance Agency in West Seneca, NY, provides life insurance services for local residents within their own homes and neighborhoods. For local businesses, the agency also offers commercial coverage options tailored to small and mid-sized companies throughout the Western New York area. The agency typically schedules appointments to review policies and adjust coverage as clients’ needs evolve over time, with follow-up service offered between regular annual reviews.

CC
1902 Ridge Rd #121
Clear Choice Health Insurance
Life Insurance Agent · West Seneca, NY

Clear Choice Health Insurance in West Seneca, NY, is known for helping individuals and families navigate life insurance options. Its service range includes term, whole, and universal life policies designed to meet diverse financial and protection needs. The agency focuses on matching coverage to each client’s long-term goals, emphasizing clear explanations of policy terms and benefits. An add-on specialty service it offers is final expense insurance, which helps cover end-of-life costs for loved ones.

FI
14 Michael Rd
Farmers Insurance - Roger Schmitt
Life Insurance Agent · West Seneca, NY
(716) 324-3336
agents.farmers.com/ny/west-seneca/roger-schmitt
AW
1471 Union Rd
Alfred W. Dye Insurance Agency
Life Insurance Agent · West Seneca, NY
(716) 648-3057
aeblyandassociates.com
FI
1471 Union Rd
Fronczak Insurance Agency
Life Insurance Agent · West Seneca, NY
(716) 675-2100 ext. 130
fronczak.net
CB
3814 Seneca St #3433
Carl Bonetto Insurance
Life Insurance Agent · West Seneca, NY
(716) 674-1700
bonettoagency.com
GL
3626 Seneca St
Great Lakes Insurance Services Group LLC
Life Insurance Agent · West Seneca, NY
(716) 608-1100
greatlakesins.com
BI
1298 Orchard Park Rd
Boltz Insurance Services
Life Insurance Agent · West Seneca, NY
(716) 825-8583
boltzinsurance.com
MC
3880 Seneca St
Mc Cracken Insurance
Life Insurance Agent · West Seneca, NY
(716) 677-2400
mccrackendavidsoninsurance.com
CG
404 Center Rd
Clarity Group of NY West Seneca
Life Insurance Agent · West Seneca, NY
(716) 393-3437
claritygroupny.com
SK
1102 Union Rd
Scott Kaltman Agency, Inc.
Life Insurance Agent · West Seneca, NY
(716) 604-0345
scottkaltmanagency.com

What Does a a Life Insurance Agent in West Seneca Cost?

Life insurance costs in West Seneca vary by age, health, and policy type. A healthy 35 year old may pay $25 to $50 per month for a 20 year term policy with $500,000 in coverage. Whole life policies for the same person can cost $200 to $400 per month. New York has a standard premium tax of 2.0% on life insurance policies. This is general information, not insurance advice.

About life insurance agents in West Seneca

Life insurance agents in West Seneca, New York help residents find coverage that meets state regulations. New York requires all life insurance policies to include a free look period of at least 10 days. Local agents can guide you through term, whole life, and universal life options available in Erie County.

Frequently Asked Questions

What license does a life insurance agent need in West Seneca New York?

Agents must hold a New York State Life, Accident and Health insurance license. This requires completing pre-licensing education and passing the state exam. Agents must also complete continuing education every two years to maintain their license.

How long does it take to get a life insurance policy in West Seneca?

The process can take from a few days to several weeks. Simplified issue policies may be approved in 1 to 2 days. Fully underwritten policies requiring a medical exam can take 4 to 8 weeks depending on the insurer and your health history.

Are there New York specific rules for life insurance policies?

Yes. New York law requires a 10 day free look period after you receive the policy. The state also mandates that insurers cannot deny coverage based on genetic testing results without specific consent. New York has strict regulations on policy cancellations and non-renewals.

Life Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.