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Find Life Insurance Agents in Amherst, NY

Browse life insurance agents serving Amherst, New York. Contact information and addresses listed below.

13 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 life insurance agents in Amherst, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
90 Bryant Woods S #100, Amherst, NY 14228
(716) 206-3706 elmwoodagency.com
Jacob Czaja - State Farm Insurance Agent
3555 Sheridan Dr Ste 3557, Amherst, NY 14226
(716) 688-5700 jakeinsuresny.com
Butterson Agency, Inc
586 N French Rd # 4, Amherst, NY 14228
(716) 636-8815 buttersonagency.com
Brian Haseltine: Allstate Insurance
2066 Eggert Rd Ste 2, Amherst, NY 14226
(716) 837-3000 agents.allstate.com
Donald L. Houck Agency, Inc.
1940 Eggert Rd, Amherst, NY 14226
(716) 835-2525 houckins.com
Gallagher Insurance, Risk Management & Consulting
90A John Muir Dr, Amherst, NY 14228
(716) 688-5600 assuredpartners.com
Dave Mcmahon Insurance Agency
4476 Main Rd Suite 113, Amherst, NY 14226
(716) 832-0003 davemcmahonagency.com
Arrow Insurance LLC
3622-3636 Sheridan Dr, Amherst, NY 14226
(716) 351-4481
Lifecare Insurance NY
4330 Maple Rd, Amherst, NY 14226
(716) 217-5142
All star Insurance Co.
2066 Eggert Rd Ste 2, Amherst, NY 14226
(716) 567-8256 allstate.com
Gimeli Hanna Insurance Agency
215 Kings Hwy, Amherst, NY 14226
(716) 998-8479 gimelihannainsuranceagency.com
Youngers Insurance Agency
501 John James Audubon Pkwy Ste. 102, Amherst, NY 14228
(716) 838-4480
The Mezzio Agency
606 N French Rd #1, Amherst, NY 14228
(716) 710-7270 themezzioagency.com

Life insurance agents in Amherst, New York help residents choose policies that protect their families and meet financial goals. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Agents in Amherst can explain how New York law affects policy benefits and estate planning.

What Does a Life Insurance Agent in Amherst Cost?

Life insurance agent fees in New York are typically paid through commissions built into the policy premium. For a term life policy, monthly premiums can range from 20 to 100 dollars for a healthy 35-year-old. Whole life policies often cost 200 to 500 dollars per month or more. Costs vary by age, health, coverage amount, and policy type. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Amherst need?
In New York, a life insurance agent must hold a license issued by the New York State Department of Financial Services. This license requires completing pre-licensing education and passing a state exam.
How long does it take to get a life insurance policy in Amherst?
The process can take from a few days to several weeks depending on the policy type and your health. New York law allows a free-look period of 10 days after you receive the policy to cancel for a full refund.
Are there special rules for life insurance in New York?
Yes. New York has strict regulations on policy disclosures and agent conduct. For example, agents must provide a policy summary and buyers guide before you purchase. The state also limits how much an agent can charge in fees.