The top-rated life insurance agent in Amityville, New York is The Liberty Company | formally Budde Agency, rated 5.0 stars across 185 reviews. Other highly rated options include Robert Schumacher - State Farm Insurance Agent, Acme Insurance Brokerage, Inc., American Professional Agency, Inc. This directory lists 11 life insurance agents serving Amityville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Liberty Company | formally Budde Agency | 16 Riverside Ave | (631) 264-0579 |
| 2 | Robert Schumacher - State Farm Insurance Agent | 134 Broadway | (631) 691-2886 |
| 3 | Acme Insurance Brokerage, Inc. | 176 Park Ave | (631) 264-6464 |
| 4 | American Professional Agency, Inc | 95 Broadway | (631) 691-6400 |
| 5 | Stephen Trueman: Allstate Insurance | 345 Merrick Rd | (631) 284-6454 |
| 6 | Nicholas Camarano: Allstate Insurance | 200 Sunrise Hwy | (631) 608-8508 |
| 7 | Keb Insurance Broker Inc | 709 North Broadway | (631) 608-9000 |
| 8 | DCAP Insurance/The Tax Zone | 709 Broadway | (631) 608-9000 |
| 9 | Eaton Insurance | 120 Broadway C | (631) 841-0270 |
| 10 | Budde Benefits | 16 Riverside Ave suite a | (631) 598-3680 |
The Liberty Company, formerly Budde Agency, serves individuals and families throughout the Amityville, NY area. As a local life insurance agent, it provides guidance on policy options designed to protect loved ones from financial hardship. Clients can explore coverage for key life events, income replacement, or final expenses. The office assists with term life and whole life insurance plans suited to individual budgets and long-term goals.
Robert Schumacher - State Farm Insurance Agent in Amityville, NY, provides life insurance policies and additional coverage options, including term life and whole life plans. Ongoing service support is available to help clients adjust coverage as their needs change, with reviews scheduled periodically to address evolving financial circumstances. The agency also offers guidance on integrating life insurance with long-term financial planning strategies. Its services extend to insuring a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Acme Insurance Brokerage, Inc. serves clients in Amityville, New York, and the surrounding Long Island communities, handling life insurance policies designed to provide financial protection for families. The company focuses on helping individuals assess their coverage needs for income replacement and final expenses. For a typical job, Acme uses a consultative approach that begins with a thorough review of the client’s personal situation and financial goals before presenting suitable policy options.
American Professional Agency, Inc. serves homeowners, families, and small business owners throughout Amityville, NY, with life insurance guidance. It assists clients in selecting coverage that helps protect financial obligations such as mortgages and future educational expenses for dependents. The agency addresses individual needs by comparing various policy options available in the local market. Professionals at the firm help customers review beneficiaries and adjust coverage during major life changes. Its service area also extends to neighboring communities along the South Shore of Long Island, including Lindenhurst and Copiague.
Stephen Trueman: Allstate Insurance, located in Amityville, NY, provides life insurance options that differ from one-time term policies by offering recurring permanent coverage designed to protect beneficiaries over the long term. As a local life insurance agent, the business helps clients understand policy types that can replace lost income or cover final expenses. Both affordable term plans and accumulating whole life products are available for review. Services are generally initiated on a one-time basis for policy setup, with ongoing coverage managed on an as-needed schedule for reviews or adjustments.
Based in Amityville, New York, Nicholas Camarano: Allstate Insurance helps clients secure their financial futures. The agency focuses on providing life insurance policies designed to protect families against unexpected loss. It also offers specialized coverage add-ons to tailor policies for individual circumstances. In addition to personal life insurance, the agency serves commercial sectors such as offices, warehouses, and food service operations.
Keb Insurance Broker Inc offers life insurance policies designed to provide financial protection for families in Amityville. It guides clients through the process of selecting coverage that meets individual needs and long-term goals. Understanding that life circumstances change, the company also reviews existing policies and helps adjust coverage when necessary. As the local market experiences seasonal employment shifts or the arrival of new families, it helps address concerns about ensuring adequate protection during these transitional periods in the community.
As families in Amityville plan for the upcoming school year or adjust their budgets after summer expenses, many review their financial protection. DCAP Insurance/The Tax Zone offers evaluations of life insurance policies tailored to these shifting local needs, helping households address long-term income replacement. Their agents discuss term or whole options plainly, comparing coverage with current obligations such as mortgages or college funds. An initial fact-finding session is scheduled to assess any existing policies and gather financial details before recommendations are made.
Eaton Insurance provides life insurance coverage to clients in and around Amityville, NY, helping individuals and families plan for financial security through policy selection and beneficiary arrangements. The agency specializes in term and permanent life insurance options tailored to personal needs. It serves commercial sectors including offices, warehouses, and food service operations, addressing key person coverage and business continuation planning.
Budde Benefits serves residents of Amityville, New York, with personalized life insurance solutions designed to protect families and individuals from financial hardship. Commercial coverage is also available for local business owners seeking to safeguard their operations and key personnel. The agency covers Amityville and the surrounding communities, providing straightforward guidance on policy options that meet varied needs and budgets. They schedule annual appointments to review changing circumstances and update coverage as necessary, ensuring clients remain protected between regular visits.
What Does a a Life Insurance Agent in Amityville Cost?
Life insurance costs in New York vary by age, health, and policy type. A healthy 35-year-old might pay between $25 and $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $150 to $300 per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Amityville
Life insurance agents in Amityville, New York help residents choose policies that protect their families and meet state requirements. New York law requires agents to hold a valid license from the Department of Financial Services. Local agents understand the specific needs of Suffolk County residents, including estate planning and mortgage protection.
Frequently Asked Questions
What license does a life insurance agent need in New York?
Agents must hold a valid life insurance license from the New York Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How do I choose a life insurance agent in Amityville?
Look for an agent who is licensed in New York and has experience with policies that fit your needs. Ask about their familiarity with New York insurance regulations. Check their standing with the Department of Financial Services online.
What is the free look period for life insurance in New York?
New York law gives you a 10-day free look period after you receive a life insurance policy. During this time you can cancel the policy for a full refund. This applies to individual life insurance policies sold in the state.
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