The top-rated life insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 996 reviews. Other highly rated options include Matthew Dorr at Comparion Insurance Agency, Austin Czaja - State Farm Insurance Agent, Craig Maitland - GEICO Insurance Agent. This directory lists 35 life insurance agents serving Buffalo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Willoughby Insurance | 1523 Main St | (716) 885-8100 |
| 2 | Matthew Dorr at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 809-9161 |
| 3 | Austin Czaja - State Farm Insurance Agent | 765 Wehrle Dr | (716) 748-8942 |
| 4 | Craig Maitland - GEICO Insurance Agent | 3618 Delaware Ave Suite 400 | (716) 517-3300 |
| 5 | Anthony Lorigo at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 276-7249 |
| 6 | Damien Lawrence at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 276-7247 |
| 7 | Farmers Insurance - Maurice Baldon | 154 Davidson Ave | (716) 868-0217 |
| 8 | Dan Hawrylczak - State Farm Insurance Agent | 1335 Hertel Ave | (716) 873-3771 |
| 9 | Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 677-2734 |
| 10 | Lawley | 361 Delaware Ave | (716) 849-8618 |
Willoughby Insurance serves the Buffalo, New York metro area and surrounding counties as a life insurance agent. The company works with individuals and families to help them plan for long-term financial security. Policy options are explained in plain language so clients can make informed choices about their life insurance coverage. The agent assists with income replacement plans and final expense policies in this region.
Matthew Dorr at Comparion Insurance Agency in Buffalo, NY provides a range of life insurance services, including policy consultations and ongoing support for claims and beneficiary updates. The agency focuses on helping clients select appropriate coverage to protect their families’ financial futures. Regular policy reviews are part of the maintenance service to ensure coverage keeps pace with changing life circumstances. The agency serves homeowners of single-family houses as well as tenants in apartments, and it also works with operators of retail stores and restaurants.
Austin Czaja - State Farm Insurance Agent in Buffalo, NY serves local homeowners, renters, and small business owners seeking life insurance coverage. The agency helps individuals and families evaluate term and whole life policies to protect their financial futures. Guidance includes planning for mortgage protection, income replacement, and final expenses. The office also assists clients with tailoring coverage to complement existing financial strategies. Service extends to neighboring communities such as Tonawanda and the surrounding Erie County metro area.
Craig Maitland - GEICO Insurance Agent serves clients in Buffalo, New York, and the surrounding communities of Erie County. This life insurance agent handles term, whole, and universal life policies for local individuals and families. The agency assists with policy selection, risk assessment, and beneficiary designations. It manages the client relationship from initial consultation through the eventual claims filing process. Typical jobs are approached by first evaluating the client's financial situation and coverage needs before matching them to suitable life insurance products from available options.
Life insurance clients in Buffalo, NY can choose between a single-policy purchase or an ongoing review relationship, where coverage is adjusted as circumstances change. Anthony Lorigo at Comparion Insurance Agency assists with term, whole, and universal life policies designed to provide financial protection for families and businesses. Consultations focus on evaluating individual needs to determine appropriate benefit amounts and policy structures. Service runs on either a one-time basis for simple applications or on a scheduled as-needed basis for clients seeking periodic policy reassessments.
Damien Lawrence at Comparion Insurance Agency in Buffalo, NY, assists individuals and families in securing life insurance coverage that aligns with their financial planning needs. The agency also specializes in offering additional policy riders and benefit options to tailor protection for specific life events. Commercial clients can utilize these services to safeguard their business interests, covering liability and continuity for offices, warehouses, and food service operations.
Serving residents in Buffalo, NY, Farmers Insurance - Maurice Baldon offers life insurance policies to help protect families financially. The agency also provides commercial coverage for local businesses seeking to secure their operations and employees. Service extends throughout the Buffalo area, drawing on broad industry knowledge to match clients with appropriate policies. Following an initial consultation, the agent schedules follow-up appointments or repeat service between regular visits to address changing needs or policy questions.
Buffalo winters remind residents that planning ahead for the unexpected is always wise. Dan Hawrylczak - State Farm Insurance Agent provides life insurance guidance tailored to local families and individuals. Policies from this agency help ensure loved ones are financially protected during difficult transitions. Their straightforward consultations focus on understanding each client’s unique situation and needs. After discussing available coverage options, Dan Hawrylczak completes a complimentary initial assessment to determine the ideal policy structure.
Comparion Insurance Agency provides life insurance services to residents of Buffalo, NY, specializing in term, whole, and universal life policies. The agency also offers annuity options and works with clients to evaluate their current coverage for adequate protection. These policies help safeguard families from financial hardship due to unexpected death. The company assists with final expense planning, addressing the need to pre-fund burial costs and other end-of-life obligations for peace of mind.
Lawley is a life insurance agent company in Buffalo, NY, known for helping individuals and families secure financial protection through tailored policy options. It assists clients in evaluating term, whole, and universal life policies to match their long-term goals. The agency guides customers through the application process, addressing coverage needs for income replacement or final expenses. As a specialty service, it can add on a critical illness rider to provide a lump sum benefit upon diagnosis of a covered condition.
What Does a a Life Insurance Agent in Buffalo Cost?
Life insurance costs in Buffalo vary by age, health, and policy type. A healthy 35-year-old might pay between $25 and $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies are more expensive, often starting at $150 per month for the same face amount. New York State regulates insurance rates to prevent unfair pricing. This is general information and not insurance advice.
About life insurance agents in Buffalo
Life insurance agents in Buffalo, New York help residents find term, whole, and universal life policies. New York State requires all agents to hold a valid license from the Department of Financial Services. Local agents can guide you through the application process and explain how New York law affects policy benefits and payouts.
Frequently Asked Questions
What license does a life insurance agent in Buffalo need?
A life insurance agent in Buffalo must hold a New York State insurance license. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How does New York law affect life insurance payouts?
New York law requires life insurance companies to pay out death benefits within 30 days of receiving proof of death. If payment is delayed beyond 60 days, the insurer must pay interest at a rate set by the state. This rule helps ensure beneficiaries receive funds promptly.
Can a life insurance agent in Buffalo help with estate planning?
Yes, many life insurance agents in Buffalo work with clients on estate planning. They can help structure policies to provide liquidity for estate taxes or to fund trusts. However, agents cannot give legal advice, so you may also need to consult an estate planning attorney.
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