The top-rated life insurance agent in Victor, New York is Globe Life National Income Division: Hamilton Organization, rated 4.9 stars across 2,481 reviews. Other highly rated options include Lino Reale - State Farm Insurance Agent, Liz Harley Agency Inc: Allstate Insurance, Powell Insurance. This directory lists 16 life insurance agents serving Victor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life National Income Division: Hamilton Organization | 7424 Victor Mendon Rd Suite 200 | (585) 398-7807 |
| 2 | Lino Reale - State Farm Insurance Agent | 98 W Main St | (585) 924-4090 |
| 3 | Liz Harley Agency Inc: Allstate Insurance | 105 W Main St | (585) 924-1700 |
| 4 | Powell Insurance | 220 Phoenix Mills Plaza, 6385 NY-96 | (585) 742-3333 |
| 5 | Anderson-VanHorne Insurance & Financial Services | 118 W Main St | (585) 924-3069 |
| 6 | Farmers Insurance - David Wager | 191 W Main St | (585) 924-8077 |
| 7 | Aflac | 221 High St | (585) 440-3944 |
| 8 | Finger Lakes Partners Insurance Services | 33 W Main St | (585) 398-7673 |
| 9 | New York Life Insurance | 209 High Point Drive Ste 310 | (585) 248-6700 |
| 10 | Agustin Amoresaguiar, Financial Professional - New York Life | 209 High Point Drive Ste 310 | (315) 919-3464 |
Globe Life National Income Division: Hamilton Organization serves Victor, New York, and the surrounding Ontario County area. As a dedicated life insurance agent, this company guides clients in securing financial protection for their families. The team provides essential life insurance policies, including term and whole life coverage. They focus on helping residents plan for future income replacement and final expense needs. Their local services include individual policy consultations and assistance with filing beneficiary claims after a policyholder’s passing.
Lino Reale - State Farm Insurance Agent in Victor, NY, provides life insurance policies that help protect families from financial hardship after a loss. It also offers tailored coverage options such as term and whole life plans to meet individual client needs. The agency supports clients with personalized consultations to review evolving coverage requirements over time. Its services include policy adjustments and claims assistance for straightforward management. The agency serves a range of residential and commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Liz Harley Agency Inc: Allstate Insurance serves homeowners, businesses, and property managers in the Victor, NY area, offering life insurance agent services. It helps clients assess their coverage needs and find policies that provide financial protection for families and business assets. The agency assists with planning for future income replacement, debt coverage, and estate preservation. It also serves households and commercial clients in the surrounding communities, including Farmington and the broader Rochester metro region.
Serving Victor, NY, and the surrounding communities throughout the Finger Lakes region, Powell Insurance handles life insurance needs for local residents. The agency works with individuals to secure policies that provide financial protection for their families. In a typical job, it first reviews a client’s current coverage and long-term goals, then explains available policy options in clear terms and helps them select an appropriate plan.
Anderson-VanHorne Insurance & Financial Services in Victor, NY, provides specialty life insurance options designed to protect family income and cover final expenses. It also assists clients with broader financial planning needs, including retirement income strategies and long-term care considerations. For individuals living in the greater Finger Lakes region, the agency is particularly helpful during the change of season when families review their coverage ahead of holiday gatherings and winter travel plans.
Located in Victor, NY, Farmers Insurance - David Wager specializes in life insurance, offering both one-time term policies with set coverage periods and recurring whole life options that build cash value over time. Clients in the area can select term life for temporary needs or permanent coverage for ongoing financial protection. Service appointments are scheduled on an as-needed basis, allowing policyholders to adjust their plans as their circumstances change.
As the seasons change in Victor, many families begin reviewing their financial plans for the year ahead. Aflac, a life insurance agent in the area, helps local residents navigate these considerations by offering policies designed to provide financial protection for their loved ones. The company works closely with clients to assess individual coverage needs for life insurance products that align with long-term goals. An initial assessment is scheduled to review each household’s current situation and potential options.
Finger Lakes Partners Insurance Services provides life insurance coverage for individuals and families in the Victor, New York area. As a life insurance agent, the company helps clients evaluate policies that offer financial protection for loved ones. Its services extend beyond standard life plans to include specialized add-ons such as accidental death or critical illness riders. The firm can serve local commercial sectors including offices, warehouses, and food service operations that require key-person life coverage or business continuation policies.
New York Life Insurance serves residents of Victor, New York, and the surrounding area with personalized life insurance coverage tailored to individual financial goals. The agency also provides commercial policies for local businesses seeking protection for their workforce and operations. Each client receives a thorough needs analysis to determine the most suitable policy for their unique circumstances. Following the initial policy establishment, the agent schedules regular check-ins to review coverage and address any changes, ensuring continued support between routine visits.
Agustin Amoresaguiar of New York Life provides residential life insurance services in Victor, New York, helping families secure financial protection for their futures. He also offers commercial coverage options tailored to local business owners in the surrounding area. Each policy is designed to meet individual needs through straightforward consultation and planning. He follows up after every annual review to ensure coverage remains aligned with changing circumstances, continuing service between regular visits to address updates or questions quickly.
What Does a a Life Insurance Agent in Victor Cost?
Life insurance costs in Victor, New York vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for similar coverage. New York regulations require insurers to use state-approved rates and underwriting guidelines. This is general information and not insurance advice.
About life insurance agents in Victor
Life insurance agents in Victor, New York help residents find coverage that meets their financial and family needs. New York state law requires all life insurance agents to hold a valid license issued by the New York State Department of Financial Services. Local agents can guide you through term, whole, and universal life policies tailored to your situation.
Frequently Asked Questions
What license does a life insurance agent in Victor need?
In New York, a life insurance agent must hold a valid life insurance license from the New York State Department of Financial Services. This requires completing pre-licensing education and passing a state exam.
How long does it take to get life insurance in New York?
The application process can take from a few days to several weeks, depending on the policy type and your health history. New York law requires a free look period of at least 10 days after you receive the policy to review and cancel if needed.
Are there special rules for life insurance in New York?
Yes, New York has strict consumer protections, including a 2-year contestability period for most policies. The state also requires agents to provide clear disclosures about policy terms, fees, and exclusions.
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