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Browse life insurance agents serving Troy, New York. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 life insurance agents in Troy, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mick Butler - State Farm Insurance Agent
961 Hoosick Rd, Troy, NY 12180
(518) 237-6425
mickbutlerinsurance.com
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000
mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311
attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965
johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450
locations.freeway.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191
culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471
faganandsons.com
Met Life
500 Jordan Rd, Troy, NY 12180
(518) 691-0764
metlife.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940
frontageinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
De Genero Insurance
225 N Greenbush Rd, Troy, NY 12180
(518) 283-1164
degeneroinsurance.com
Bright Line Insurance NY
615 Pawling Ave, Troy, NY 12180
(518) 394-1808
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201
schmidtagency.com
Life insurance agents in Troy, New York help residents find coverage that fits their needs and budget. New York State has specific regulations, such as the requirement that agents must be licensed by the Department of Financial Services. A local agent can guide you through options like term life, whole life, and universal life policies while explaining how New York law affects your policy.
What Does a Life Insurance Agent in Troy Cost?
Life insurance costs in New York vary based on age, health, coverage amount, and policy type. A healthy 35-year-old in Troy might pay between $25 and $50 per month for a $500,000 term life policy. Whole life policies are more expensive, often starting at $100 per month for the same coverage. Rates are regulated by New York law, but each insurer sets its own prices. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Troy need?
In New York, a life insurance agent must hold a valid license from the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the DFS website.
How does New York law affect life insurance policies?
New York has a free look period of at least 10 days for life insurance policies, allowing you to cancel for a full refund. The state also requires insurers to offer a guaranteed death benefit if premiums are paid. Agents must follow strict disclosure rules.
What types of life insurance are common in Troy New York?
Common types include term life, whole life, and universal life insurance. Many Troy residents choose term life for affordable temporary coverage. Whole life and universal life offer permanent protection with a cash value component.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.