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HomeLife Insurance AgentsNew York › Smithtown

Find Life Insurance Agents Near You in Smithtown, NY

Browse life insurance agents serving Smithtown, New York. Updated 2026-07-14.

The top-rated life insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, AAA Smithtown, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 15 life insurance agents serving Smithtown.

Showing 15 life insurance agents in Smithtown, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jennifer O'Brien - State Farm Insurance Agent550 Smithtown Bypass 2nd Fl Suite 114(631) 724-0002
2Joe Aguirre - State Farm Insurance Agent61 W Main St(631) 265-3880
3AAA Smithtown729 Smithtown Bypass(631) 393-7613
4Lynne Barnhardt - State Farm Insurance Agent58 N Country Rd(631) 265-5030
5Philip Forte: Allstate Insurance310 Maple Ave(631) 346-6400
6Platinum Insurance Group111 E Main St(516) 621-2436
7Jeff Troiano: Allstate Insurance25 Manor Rd(631) 724-2100
8Zachary Millian: Allstate Insurance360 E Jericho Tpke(631) 656-7856
9Takach & Associates, Inc112 Terry Rd(631) 366-2774
10Antos Agency Inc158 Terry Rd(631) 360-3737
JO
550 Smithtown Bypass 2nd Fl Suite 114
Jennifer O'Brien - State Farm Insurance Agent
Life Insurance Agent · Smithtown, NY

Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York area. As a life insurance agent, the company helps residents evaluate their coverage needs to safeguard their family’s financial future. The agency guides clients through policy options, including term life and whole life plans. It also assists with final expense policies and accidental death benefits to provide targeted protection. These tailored solutions are designed for different stages of life in the community. Life insurance planning and policy adjustments are key services handled here.

JA
61 W Main St
Joe Aguirre - State Farm Insurance Agent
Life Insurance Agent · Smithtown, NY

Homeowners, renters, and vehicle owners in Smithtown, NY turn to Joe Aguirre - State Farm Insurance Agent for their life insurance coverage. This agency assists clients in assessing their long-term financial protection needs and selecting suitable policy options, including term and whole life plans, to provide security for their families. It also serves individuals and businesses throughout the greater Hauppauge area, ensuring convenient access to personalized insurance guidance.

AS
729 Smithtown Bypass
AAA Smithtown
Life Insurance Agent · Smithtown, NY

AAA Smithtown provides life insurance planning and coverage options to residents and businesses in the Smithtown, NY area. It assists clients in assessing their financial protection needs and helps navigate policy selection for beneficiaries. Ongoing service includes annual policy reviews and adjustments to coverage as personal circumstances change. The agent supports clients through application processes and claim filing procedures. Properties typically serviced range from single-family homes and apartments to local retail locations and restaurants.

LB
58 N Country Rd
Lynne Barnhardt - State Farm Insurance Agent
Life Insurance Agent · Smithtown, NY

Serving Smithtown and the surrounding communities of Suffolk County, Lynne Barnhardt - State Farm Insurance Agent provides life insurance coverage options. The office assists clients in understanding term and whole life policies designed to protect their families’ financial futures. Each client’s situation is assessed individually, focusing on income replacement needs and long-term obligations such as mortgages or education costs. The agent typically reviews the client's current coverage and personal goals, then recommends a policy that balances adequate protection with the individual's budget.

PF
310 Maple Ave
Philip Forte: Allstate Insurance
Life Insurance Agent · Smithtown, NY

Life insurance can be arranged as either a one-time policy for a specific term or as a permanent plan offering lifelong coverage. Philip Forte: Allstate Insurance in Smithtown, NY, assists local residents in understanding these fundamental distinctions and matching them to appropriate coverage levels. The agency focuses on helping clients choose policies that align with their long-term financial goals and family protection needs. Service through this office is available on an as-needed basis, with consultations arranged according to each client’s individual schedule for policy reviews or new coverage inquiries.

PI
111 E Main St
Platinum Insurance Group
Life Insurance Agent · Smithtown, NY

Specializing in term and permanent life insurance policies to protect families and estates, Platinum Insurance Group serves clients throughout Smithtown, NY and the surrounding region. The agency provides detailed needs analysis to match individuals and businesses with appropriate coverage amounts and policy types. It also assists with policy reviews to adjust benefits as life circumstances change. As winter approaches, the company helps clients evaluate coverage needs that may arise with newly added home renovations or new dependents.

JT
25 Manor Rd
Jeff Troiano: Allstate Insurance
Life Insurance Agent · Smithtown, NY

As the seasons change in Smithtown, many local families begin reviewing their financial protections for the year ahead. Jeff Troiano Allstate Insurance assists residents in this process by offering straightforward guidance on life insurance coverage tailored to individual household needs. The agency explains different policy types, helping clients understand how to secure their assets and provide for beneficiaries. Operating as a local life insurance agent, the business focuses on clear communication and practical solutions. An initial consultation typically begins with a review of current coverages and an assessment of long-term financial goals.

ZM
360 E Jericho Tpke
Zachary Millian: Allstate Insurance
Life Insurance Agent · Smithtown, NY

Zachary Millian: Allstate Insurance in Smithtown, NY helps individuals and families plan for financial security through life insurance policies. The agency specializes in offering term life and whole life coverage tailored to long-term needs and budget considerations. Life insurance agents in this region assist clients in ensuring dependents are protected from unexpected financial hardship. This agency serves a variety of commercial sectors, including offices, warehouses, and food service operations that require key person or business continuation coverage.

TA
112 Terry Rd
Takach & Associates, Inc
Life Insurance Agent · Smithtown, NY

Takach & Associates, Inc provides life insurance services to residential clients in Smithtown, New York, helping families secure financial protection for the future. The same agency also offers commercial coverage for businesses in the surrounding region, assisting with policy selection and risk management. Service extends to homes and workplaces across the local area. Clients frequently return for policy reviews or adjustments between their regular scheduled visits, allowing for ongoing coverage updates as personal or commercial circumstances change.

AA
158 Terry Rd
Antos Agency Inc
Life Insurance Agent · Smithtown, NY

Antos Agency Inc in Smithtown, NY is known for connecting individuals and families with suitable life insurance policies. As a local life insurance agent, the company guides clients through the selection of term, whole, or universal life coverage to protect their financial future. The agency focuses on understanding each customer’s unique needs to recommend appropriate policy types and coverage amounts. It also offers the added service of reviewing and adjusting existing policies to ensure they align with changing life circumstances.

SA
201 E Main St
Schaefer Agency Inc. (The)
Life Insurance Agent · Smithtown, NY
(631) 979-7474
MI
50 Karl Ave #103
Marluca Insurance
Life Insurance Agent · Smithtown, NY
(631) 543-2232
BI
22 Lawrence Ave Suite 308
BGR Insurance Services
Life Insurance Agent · Smithtown, NY
(631) 647-8488
IA
2 Redan Dr
Island Agency Inc.
Life Insurance Agent · Smithtown, NY
(516) 256-2300
islandagencyinc.com
JB
1020 W Jericho Turnpike
Jean-Baptiste Consulting Agency, LLC
Life Insurance Agent · Smithtown, NY
(631) 855-4193
jeanbaptisteconsultingagency.com

What Does a a Life Insurance Agent in Smithtown Cost?

The cost of life insurance in Smithtown, New York varies based on age, health, coverage amount, and policy type. For a healthy 35-year-old, a 20-year term policy with 500,000 dollars in coverage may cost between 25 and 50 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage. New York law requires insurers to use approved rates and cannot deny coverage based on certain pre-existing conditions in group plans. This is general information, not insurance advice.

About life insurance agents in Smithtown

Life insurance agents in Smithtown, New York help residents find coverage that fits their needs and budget. New York State requires all life insurance agents to hold a valid license and follow strict regulations set by the New York State Department of Financial Services. Local agents can explain how New York law affects policy options, including required free-look periods and guaranteed issue rules.

Frequently Asked Questions

What licenses do life insurance agents in Smithtown need?

Life insurance agents in Smithtown must hold a valid New York State life insurance license. They must complete pre-licensing education and pass a state exam. Agents must also complete continuing education every two years to renew their license.

How do I choose a life insurance agent in Smithtown?

Look for an agent who is licensed in New York and has experience with policies that meet your needs. Ask about their familiarity with New York-specific regulations, such as the required free-look period of 10 days for life insurance policies. You can verify an agents license on the New York State Department of Financial Services website.

What types of life insurance are available in Smithtown?

Common options include term life, whole life, and universal life insurance. New York law requires all life insurance policies to include a free-look period of at least 10 days. An agent can help you compare policies from different carriers to find one that fits your budget and coverage goals.

Life Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.