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Directory of life insurance agents in Smithtown, New York. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 life insurance agents in Smithtown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer O'Brien - State Farm Insurance Agent
550 Smithtown Bypass 2nd Fl Suite 114, Smithtown, NY 11787
(631) 724-0002
insurewithjenn.com
AAA Smithtown
729 Smithtown Bypass, Smithtown, NY 11787
(631) 393-7613
branches.northeast.aaa.com
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880
smithtownagent.com
Lynne Barnhardt - State Farm Insurance Agent
58 N Country Rd, Smithtown, NY 11787
(631) 265-5030
lynnebarnhardt.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400
agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436
platinuminsgroupny.com
Jeff Troiano: Allstate Insurance
25 Manor Rd, Smithtown, NY 11787
(631) 724-2100
agents.allstate.com
Zachary Millian: Allstate Insurance
360 E Jericho Tpke, Smithtown, NY 11787
(631) 656-7856
agents.allstate.com
Takach & Associates, Inc
112 Terry Rd, Smithtown, NY 11787
(631) 366-2774
takachinsurance.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737
antosagencyinc.com
Schaefer Agency Inc. (The)
201 E Main St, Smithtown, NY 11787
(631) 979-7474
Marluca Insurance
50 Karl Ave #103, Smithtown, NY 11787
(631) 543-2232
BGR Insurance Services
22 Lawrence Ave Suite 308, Smithtown, NY 11787
(631) 647-8488
Island Agency Inc.
2 Redan Dr, Smithtown, NY 11787
(516) 256-2300
islandagencyinc.com
Jean-Baptiste Consulting Agency, LLC
1020 W Jericho Turnpike, Smithtown, NY 11787
(631) 855-4193
jeanbaptisteconsultingagency.com
Life insurance agents in Smithtown, New York help residents find coverage that fits their needs and budget. New York State requires all life insurance agents to hold a valid license and follow strict regulations set by the New York State Department of Financial Services. Local agents can explain how New York law affects policy options, including required free-look periods and guaranteed issue rules.
What Does a Life Insurance Agent in Smithtown Cost?
The cost of life insurance in Smithtown, New York varies based on age, health, coverage amount, and policy type. For a healthy 35-year-old, a 20-year term policy with 500,000 dollars in coverage may cost between 25 and 50 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage. New York law requires insurers to use approved rates and cannot deny coverage based on certain pre-existing conditions in group plans. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do life insurance agents in Smithtown need?
Life insurance agents in Smithtown must hold a valid New York State life insurance license. They must complete pre-licensing education and pass a state exam. Agents must also complete continuing education every two years to renew their license.
How do I choose a life insurance agent in Smithtown?
Look for an agent who is licensed in New York and has experience with policies that meet your needs. Ask about their familiarity with New York-specific regulations, such as the required free-look period of 10 days for life insurance policies. You can verify an agents license on the New York State Department of Financial Services website.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.