The top-rated life insurance agent in Scarsdale, New York is Lentini & Associates Insurance Brokerage, rated 4.9 stars across 360 reviews. Other highly rated options include Tony Bragg - State Farm Insurance Agent, Pawlicy Advisor Inc., Joseph Spadafino: Allstate Insurance. This directory lists 10 life insurance agents serving Scarsdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lentini & Associates Insurance Brokerage | 157 Summerfield St | (914) 768-8626 |
| 2 | Tony Bragg - State Farm Insurance Agent | 776 White Plains Rd | (914) 355-5385 |
| 3 | Pawlicy Advisor Inc. | 2 Overhill Rd #400 | (866) 729-5429 |
| 4 | Joseph Spadafino: Allstate Insurance | 64 Garth Rd | (914) 723-2400 |
| 5 | Todd Randall - State Farm Insurance Agent | 340 Ardsley Rd Ste 1A | (914) 713-4994 |
| 6 | Vivian Lem - State Farm Insurance Agent | 590 Central Park Ave #7 | (914) 725-5000 |
| 7 | Goosehead Insurance - Erika Carosone | 2 Overhill Rd #400 | (914) 619-5117 |
| 8 | Cross Private Client Insurance | 820 Scarsdale Ave | (914) 723-7100 |
| 9 | Farmers Insurance - Ali Afzal | 820 White Plains Rd | (914) 723-1232 |
| 10 | GB&A Insurance | 700 Post Rd Suite 322 | (914) 723-2220 |
Lentini & Associates Insurance Brokerage serves the Scarsdale, New York, metro area as a life insurance agency, guiding clients through various coverage options tailored to their financial needs. The firm works with individuals and families to help secure policies that protect long-term financial stability. Its representatives typically explain the differences between term, whole, and universal life products to ensure informed choices. The company focuses on addressing estate planning objectives and supplementing retirement income through properly structured life insurance strategies with its local clients.
Tony Bragg - State Farm Insurance Agent in Scarsdale, NY, provides a full range of life insurance policies, including term, whole, and universal life coverage. The agency also offers auto, home, and health insurance plans to protect local residents and business owners. It works closely with clients to review their financial goals and adjust coverage as their needs evolve over time. The insured properties it serves include single-family homes, apartments, retail locations, and restaurants throughout Scarsdale and its surrounding communities.
Pawlicy Advisor Inc. in Scarsdale, NY, serves homeowners and families seeking life insurance protection for their financial futures. The agency helps clients evaluate and select life insurance policies that provide income replacement, debt coverage, and long-term security. With a focus on personalized guidance, it reviews available coverage options to match individual needs and budgets. Residents throughout Westchester County, including the neighboring village of Hartsdale, can also utilize their life insurance agent services.
Joseph Spadafino: Allstate Insurance serves clients in Scarsdale, New York, and the surrounding Westchester County communities. It handles a full range of life insurance products, helping individuals and families select appropriate coverage for their financial needs and long-term goals. Policies are designed to provide financial protection and peace of mind for beneficiaries. When working with a client, the agent generally assesses personal circumstances, discusses available term or whole life options, and recommends a suitable plan based on the individual’s specific situation and budget.
Todd Randall - State Farm Insurance Agent in Scarsdale, NY provides life insurance guidance, where one-time term policies offer fixed coverage for a defined period while recurring whole life plans include a cash value component that grows over time. The agent helps local clients assess their beneficiaries, estate needs, and long-term financial goals to select appropriate coverage amounts. Service for these policies typically runs on a one-time, scheduled, or as-needed basis for plan reviews or adjustments.
Vivian Lem - State Farm Insurance Agent in Scarsdale, NY, specializes in life insurance policies that provide financial protection for families. It also offers general agency services including auto, home, and health insurance options for local residents. The team focuses on helping clients design coverage that fits their current budgets and long-term plans. During the fall and winter months, it frequently assists homeowners with reviewing their policies to ensure adequate protection against seasonal risks like frozen pipes or property damage from winter storms.
Goosehead Insurance - Erika Carosone provides life insurance coverage for individuals and families in the Scarsdale area, helping clients protect their financial future through tailored policy options. The agency specializes in term, whole, and universal life insurance plans that can be customized to fit specific needs and budgets. This local office supports residential clients as well as commercial sectors such as offices, warehouses, and food service operations, offering essential coverage for business continuity and key person protection.
As the leaves turn and Scarsdale homeowners update their wills and estate plans, Cross Private Client Insurance provides guidance on life insurance coverage that protects a family’s financial future. This local agency helps clients evaluate term and permanent policies, ensuring beneficiaries have funds for mortgages, college costs, and final expenses. By considering each household’s income and long-term obligations, the firm recommends appropriate policy limits. The initial step involves a confidential assessment of your current life insurance portfolio and a discussion of coverage gaps.
Farmers Insurance - Ali Afzal provides life insurance coverage for residents in Scarsdale, New York, alongside commercial policies for local businesses. The agency assists clients throughout the greater Westchester area with personalized policy reviews and plan adjustments. Each appointment includes a thorough assessment of current needs, with follow-up service offered between regular visits to address any changes in coverage requirements.
GB&A Insurance in Scarsdale, NY, is known for helping individuals and families plan for their financial futures through life insurance coverage. The agency guides clients in evaluating term life, whole life, and universal life policies to protect beneficiaries from financial hardship after a loss. It assists with adjusting coverage amounts during major life events such as marriage, parenthood, or retirement planning. The agency offers add-on provisions, including accelerated death benefits, which allow policyholders to access funds to pay for terminal illness care.
What Does a a Life Insurance Agent in Scarsdale Cost?
Typical annual premiums for a 20-year term life insurance policy in New York range from about $300 to $1,200 for a healthy 35-year-old with a $500,000 death benefit. Whole life policies usually cost more, often starting at $2,000 per year for the same coverage. Costs vary based on age, health, lifestyle, and policy type. This is general information, not insurance advice.
About life insurance agents in Scarsdale
Life insurance agents in Scarsdale help residents and families choose policies that meet their financial goals. New York state requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents understand the specific needs of Scarsdale clients, including estate planning and income protection for high-net-worth households.
Frequently Asked Questions
What licenses do life insurance agents need in New York?
Life insurance agents in New York must hold a valid license issued by the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. Agents also need to complete continuing education every two years to renew their license.
Is a medical exam required for life insurance in New York?
Many life insurance policies in New York require a medical exam, but some policies offer no-exam coverage. Policies with a face value under a certain limit may qualify for simplified issue or guaranteed issue options. An agent can help you compare these choices.
Can I buy life insurance online without an agent in New York?
Yes, you can buy life insurance directly online in New York. However, an agent can help you understand policy details and state-specific rules, such as the free look period and contestability period. Agents also provide personalized advice for your situation.
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