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Life Insurance Agents in Saratoga Springs, NY

Directory of life insurance agents in Saratoga Springs, New York. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Saratoga Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 life insurance agents in Saratoga Springs, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kyle Magne - State Farm Insurance Agent
120 West Ave Apartment 102, Saratoga Springs, NY 12866
(518) 633-1010 saratogaagent.com
Bob Fitch - State Farm Insurance Agent
440 Maple Ave, Saratoga Springs, NY 12866
(518) 409-8685 bobfitchinsurance.com
Dione Ramsdill - State Farm Insurance Agent
4286 NY-50, Saratoga Springs, NY 12866
(518) 581-7010 dioneramsdill.com
Jenks Family Insurance Agency, LLC
11 Ballston Ave, Saratoga Springs, NY 12866
(518) 581-1111 jenksfamilyinsurance.com
Lubica Mills - State Farm Insurance Agent
8 Circular St Suite 3, Saratoga Springs, NY 12866
(518) 587-6483 lcmillsinsurance.com
Todd Harvey Farmers Insurance
2 Smith Bridge Rd, Saratoga Springs, NY 12866
(518) 693-6893 agents.farmers.com
Armor Group Insurance Agency
340 Broadway Ste 301, Saratoga Springs, NY 12866
(518) 952-4296 armorgroupinsurance.com
Cote Insurance Agency
68 Weibel Ave, Saratoga Springs, NY 12866
(518) 587-3303 savewithcote.com
Thomas McCurry: Allstate Insurance
468 Maple Ave, Saratoga Springs, NY 12866
(518) 306-5315 agents.allstate.com
Robert J. Hoy Agency, Inc.
538 Maple Ave Suite C, Saratoga Springs, NY 12866
(518) 583-2025 hoyagency.com
Saratoga Medicare Group
125 High Rock Ave suite 215, Saratoga Springs, NY 12866
(518) 528-1550 saratogamedicare.com
Nationwide Insurance: Michael O. Murphy
195 Washington St, Saratoga Springs, NY 12866
(518) 584-1715
Fragomeni Insurance
3257 US-9 Suite 3, Saratoga Springs, NY 12866
(518) 584-4200 fragomeni-insurance.com
Vitality Insurance Agency NY
513 Broadway, Saratoga Springs, NY 12866
(518) 620-8429
Blue Chip Financial Group
47 Regatta View Dr, Saratoga Springs, NY 12866
(518) 584-8057 1bluechip.com
Karbocus Insurance Agency
12 Lake Ave, Saratoga Springs, NY 12866
(518) 583-3333 karbocusinsurance.com
Pietrosanto Insurance Agency
18 Bradford Dr, Saratoga Springs, NY 12866
(518) 581-3282 pietrosanto.com
Principled Life
18 Division St, Saratoga Springs, NY 12866
(518) 300-1238 principledlife.com
Saratoga Life & Health Plans
125 High Rock Ave, Saratoga Springs, NY 12866
(518) 760-0113 saratogahealthplans.com
New York Life
110 Henry St, Saratoga Springs, NY 12866
(518) 583-4800 newyorklife.com

What Does a Life Insurance Agent in Saratoga Springs Cost?

Life insurance costs in New York vary by age health and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Permanent policies can cost 100 to 300 dollars per month or more. Premiums are regulated by the New York State Department of Financial Services. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New York?
Agents must pass the New York State insurance exam and hold a valid life insurance license. They must also complete continuing education every two years to renew their license.
How long do I have to return a life insurance policy in New York?
New York gives you a free look period of 20 days from the date you receive the policy. During this time you can cancel for a full refund.