The top-rated life insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 437 reviews. Other highly rated options include Elmwood Agency, Jackie Ortiz - State Farm Insurance Agent, Quinton Insurance. This directory lists 70 life insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 216 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Jackie Ortiz - State Farm Insurance Agent | 225 Alexander St | (585) 325-1960 |
| 4 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 5 | Jessica Guay: Allstate Insurance | 3366 Latta Rd Ste 4 | (585) 225-2700 |
| 6 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 7 | Sean Davern - State Farm Insurance Agent | 2121 E Main St | (585) 482-0738 |
| 8 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 9 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
| 10 | Insurance Marketplace Agency | 150 Allens Creek Rd Suite 220 | (585) 482-9980 |
VanScoter Insurance Agency LLC provides life insurance solutions to individuals and families in Rochester, New York. It assists clients in understanding coverage options and tailoring policies to meet specific financial goals and needs for long-term security. The agency offers guidance on policy choices and helps maintain appropriate coverage through regular reviews and updates. It also supports beneficiaries during the claims process. VanScoter Insurance Agency LLC services single-family homes, apartment dwellers, small retail shops, and independent restaurants.
Elmwood Agency in Rochester, New York is known for helping individuals and families secure financial protection through life insurance coverage. The agency serves clients by assessing their long-term needs and recommending policies that provide income replacement, debt repayment, and final expense support. Its services include term life, whole life, and universal life insurance options tailored to different budgets. Elmwood Agency can also provide supplemental coverage for critical illness as a specialty add-on.
Jackie Ortiz - State Farm Insurance Agent in Rochester, New York serves homeowners, small businesses, and individual clients seeking reliable financial protection. The agency provides life insurance policies designed to cover mortgages, education costs, and income replacement for families. Assistance is given in customizing term and whole life plans to fit diverse budgets and long-term goals. Services also extend to renters, auto, and health coverage as part of comprehensive risk management. The agency additionally serves clients throughout the greater Rochester metro area, including the neighboring town of Irondequoit.
Quinton Insurance serves clients in Rochester, New York, and the surrounding Monroe County communities. The agency handles life insurance policies designed to provide financial protection for families and individuals. It works with clients to assess their long-term needs and coverage options, focusing on helping them secure suitable plans. For a typical job, the agent begins by reviewing the client’s current situation and goals, then presents a selection of appropriate policy types before guiding them through the application and approval process.
Jessica Guay: Allstate Insurance provides clients with life insurance coverage selected on either a one-time basis for immediate needs or through recurring policy options for ongoing protection. Serving the Rochester, New York area, the agency helps individuals and families find term or permanent life insurance plans that align with their financial goals and future security. Policyholders typically meet their agent to review coverage during an initial consultation, then receive service on an as-needed basis for adjustments, claims, or policy questions.
Freeway Insurance serves the Rochester, New York area as a Life Insurance Agent, offering guidance on coverage options to local residents and families. The agency assists clients in evaluating their financial protection needs and selecting appropriate policy types. Policies available include term life plans designed for temporary needs and whole life policies providing lifelong protection. The company handles final expense policies to cover end-of-life costs and income replacement plans for dependent families.
As Rochester’s winters bring regular icy conditions, many households begin reviewing their financial safety nets against unexpected events. Sean Davern, serving as a State Farm Insurance Agent in Rochester, New York, helps families evaluate life insurance options suited to local needs. The agency focuses on term and whole life policies, assisting clients in selecting coverage levels that match income protection and final expense goals. An initial consultation in the office or by phone first examines current beneficiary designations and long-term planning priorities.
FLANAGAN MILLS INSURANCE AGENCY provides financial protection strategies for residents in the Rochester, New York area. The agency focuses on life insurance policies designed to help families plan for long-term security and future needs. It also offers specialized coverage add-ons that can address specific policyholder concerns. Clients can discuss income replacement options with an agent who understands local risk factors. The agency serves commercial sectors such as small offices, warehouses, and food service businesses needing customized coverage solutions for their operations.
Flour City Insurance Agency serves Rochester, New York, residents seeking life insurance coverage for their homes and families. The agency also addresses the commercial coverage needs of local businesses, working with clients throughout the greater Rochester area. Policies are designed to protect financial security while offering flexible options for changing circumstances. The agency provides ongoing support following each initial policy placement, ensuring clients receive attentive follow-up and plan adjustments as needed during regular service intervals between visits.
What Does a a Life Insurance Agent in Rochester Cost?
Life insurance costs in Rochester New York vary by age health coverage amount and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 500000 dollars in coverage. New York regulations require agents to disclose all fees and commissions upfront. This is general information and not insurance advice.
About life insurance agents in Rochester
Life insurance agents in Rochester New York help residents find policies that protect their families. New York state law requires agents to hold a valid license and follow strict consumer protection rules. Local agents can explain term life whole life and universal life options tailored to your needs.
Frequently Asked Questions
What license does a life insurance agent in Rochester need?
In New York all life insurance agents must hold a valid license from the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the DFS website.
Is a medical exam required for life insurance in New York?
Many policies require a medical exam but some offer no-exam coverage. New York law allows insurers to ask about health history and smoking status. A Rochester agent can help you find a policy that matches your health profile.
Can I change my life insurance policy after buying it in New York?
New York gives you a free look period of at least 10 days to cancel a policy for a full refund. After that you may be able to adjust coverage or convert term to permanent insurance. Your agent can explain the options available under your specific contract.
Life Insurance Agents in Other New York Cities
Albany · Amherst · Amityville · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Brockport · Bronx · Brooklyn · Buffalo · Canandaigua · Cheektowaga · Cicero