The top-rated life insurance agent in Riverhead, New York is Daniel Valet - State Farm Insurance Agent, rated 5.0 stars across 684 reviews. Other highly rated options include Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent, The RUOK Insurance Agency, Inc.. This directory lists 14 life insurance agents serving Riverhead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Valet - State Farm Insurance Agent | 177 Old Country Rd Ste 2 | (631) 378-5370 |
| 2 | Elizabeth Hanlon: Allstate Insurance | 1236 Roanoke Ave | (631) 727-1700 |
| 3 | Ed Graves - State Farm Insurance Agent | 1149 Old Country Rd B5 | (631) 727-1122 |
| 4 | The RUOK Insurance Agency, Inc. | 1549 Main Rd | (631) 876-1231 |
| 5 | Lighthouse Insurance - Riverhead | 221 W Main St | (631) 369-9600 |
| 6 | Giacalone Insurance | Insurance Agency Riverhead | 59 E Main St | (631) 208-9090 |
| 7 | The Washwick Agency, Inc. | 860 E Main St | (631) 369-0888 |
| 8 | Acrisure Riverhead, NY (Atlantic Agency) | 619 Roanoke Ave | (631) 244-7784 ext. 3 |
| 9 | Farm Family Casualty Insurance | 18 1st St | (631) 727-7767 |
| 10 | Family Insurance Co | 940 Roanoke Ave | (631) 729-9714 |
Daniel Valet - State Farm Insurance Agent serves the Riverhead, New York, area with life insurance coverage and related personal protection options. An agent in this category assists clients in understanding their financial needs and can recommend policies that provide benefits to beneficiaries. Life insurance agents work to tailor coverage amounts to individual family goals and budgets. Daniel Valet handles term life policies and also helps local residents explore whole life insurance plans for longer-term protection.
Elizabeth Hanlon, through Allstate Insurance, provides a comprehensive range of life insurance agency services, including term and whole life policies tailored to individual needs. The agency assists clients in assessing their coverage requirements and offers ongoing policy reviews to ensure protection remains aligned with changing life circumstances. This approach allows for adjustments to beneficiaries or coverage amounts as needed. The company services a variety of properties, including single-family homes, apartments, retail businesses, and restaurants in the Riverhead area.
Ed Graves - State Farm Insurance Agent serves homeowners, families, and small business owners in Riverhead, New York, by offering individual life insurance policies designed to provide financial protection for loved ones. The agency also helps clients navigate term and whole life coverage options to suit varying budgets and long-term needs. Beyond local residents, the office frequently assists customers from nearby Calverton and the broader North Fork communities in Suffolk County.
Serving Riverhead and the surrounding communities across Suffolk County, The RUOK Insurance Agency, Inc. assists clients with a full range of life insurance needs. Its work focuses on helping individuals and families plan for financial protection by matching policies to specific situations. For a typical job, the agency begins by discussing a client’s long-term goals, then compares available coverage options to tailor a plan that fits their personal circumstances.
Lighthouse Insurance - Riverhead in Riverhead, NY provides life insurance agent services, covering both one-time products like final expense policies and recurring solutions such as term or whole life coverage. These services help guide local residents through the process of selecting a policy that meets their financial protection needs. The practice operates on an as-needed basis, with clients scheduling appointments when they require assistance with new policies or reviews of existing coverage.
Giacalone Insurance | Insurance Agency Riverhead offers life insurance agent services for clients in Riverhead, NY, focusing on policy options such as term, whole, and universal life to protect families and individuals. It also assists customers with evaluating their coverage needs and securing financial safeguards for beneficiaries. As the region faces increased planning needs during the changing seasons, the agency helps clients address concerns about estate stability after winter holidays or summer travel.
The Washwick Agency, Inc., located in Riverhead, NY, provides guidance through the process of selecting a life insurance policy. Its work involves evaluating coverage options that offer financial protection for beneficiaries. This agent periodically reviews with clients how permanent policies might accumulate cash value and how term policies provide fixed coverage for selected durations. The agency can also address related considerations such as policy riders and beneficiary designations beyond standard enrollment. Its services serve local commercial sectors, including offices, warehouses, and food service operations seeking key-person or buy-sell agreement coverage.
Acrisure Riverhead, NY, operating as Atlantic Agency, provides residential life insurance services to homeowners and families throughout the Riverhead area. The agency also offers commercial life insurance coverage for local businesses in the region. Serving clients on the eastern end of Long Island, the company works to secure financial protection policies tailored to individual and business needs. Clients can expect attentive follow-up and repeat service between regular visits, ensuring that coverage remains up to date as circumstances change.
As Riverhead residents prepare their families for the unpredictable seasons of Long Island, Farm Family Casualty Insurance helps secure financial protection through life coverage tailored to the local area. Specializing in life insurance agent services, the company assists clients in reviewing their current policies or evaluating new needs for beneficiaries and future expenses. Their process typically begins with a personalized consultation to gather preliminary information, followed by a thorough assessment of individual coverage requirements during the initial in-office review.
Family Insurance Co in Riverhead, NY is known for helping local residents navigate life insurance options and secure financial protection for their families. The agency offers a full range of term and permanent life policies suited to different budgets and long-term goals. Policyholders receive guidance on coverage amounts and beneficiaries to ensure clear, practical planning. Typical services include policy reviews and adjustments as life circumstances change. For additional protection, the agency also provides accidental death benefit riders that can be added to most policies.
What Does a a Life Insurance Agent in Riverhead Cost?
The cost of life insurance in Riverhead New York varies by age health and policy type. A healthy 35 year old might pay between 20 and 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month for similar coverage. New York has specific regulations that may affect pricing such as standard nonforfeiture laws. This is general information not insurance advice.
About life insurance agents in Riverhead
Life insurance agents in Riverhead New York help residents and businesses find coverage that meets their needs. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can guide you through policies that comply with New York insurance law including the standard grace period and free look provisions.
Frequently Asked Questions
What licenses do life insurance agents need in Riverhead New York?
Life insurance agents in New York must hold a valid life insurance license from the New York State Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long do I have to review a life insurance policy in New York?
New York law gives you a free look period of at least 10 days after you receive the policy. During this time you can cancel the policy for a full refund. This applies to individual life insurance policies sold in Riverhead and across New York.
What types of life insurance are available in Riverhead?
Common types include term life whole life and universal life insurance. Term life covers you for a set number of years while whole life provides permanent coverage with a cash value component. Universal life offers flexible premiums and death benefits. A local agent can explain which type fits your situation.
Life Insurance Agents in Other New York Cities
Albany · Amherst · Amityville · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Brockport · Bronx · Brooklyn · Buffalo · Canandaigua · Cheektowaga · Cicero