The top-rated life insurance agent in Port Washington, New York is Michael Duval - State Farm Insurance Agent, rated 4.9 stars across 64 reviews. Other highly rated options include James Carew: Allstate Insurance, Elias Psarros: Allstate Insurance, Murray Surety Bond Agency, Inc.. This directory lists 15 life insurance agents serving Port Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Duval - State Farm Insurance Agent | 133 Main St | (516) 944-9266 |
| 2 | James Carew: Allstate Insurance | 290 Main St | (516) 900-3090 |
| 3 | Elias Psarros: Allstate Insurance | 14 Vanderventer Ave Ste 125 | (516) 247-4175 |
| 4 | Murray Surety Bond Agency, Inc. | 322 Main St | (212) 962-7600 |
| 5 | Nelson Rivera Jr.: Allstate Insurance | 65 Manorhaven Blvd | (516) 674-0600 |
| 6 | Phillips General Insurance Agency | 180 Main St | (516) 489-9800 |
| 7 | Total Dollar Insurance | 1 Pleasant Ave | (516) 833-1555 |
| 8 | Risk Management Services, LLC | 7A Irma Ave | (516) 888-0140 |
| 9 | Acrisure Port Washington, NY (Folan Agency Ltd.) | 378 Port Washington Blvd | (516) 267-6104 |
| 10 | risk management international | 16 S Maryland Ave | (516) 767-7373 |
Michael Duval - State Farm Insurance Agent serves the Port Washington, New York, metro area and surrounding communities. The agency focuses on helping local families and individuals find financial protection through life insurance solutions. They guide clients in selecting policies that can secure loved ones' futures after an unexpected loss. The agency also assists with using cash value accumulation from permanent life insurance as part of a broader financial strategy. In this area, they handle term life insurance applications and final expense coverage.
James Carew: Allstate Insurance in Port Washington, NY provides a full range of life insurance agent services, including term, whole, and universal life policies designed to protect clients against financial loss. The agency offers regular policy reviews and adjustments to coverage as personal circumstances change. Servicing single-family homes, apartments, retail stores, and local restaurants, Carew ensures each property and business receives tailored protection to suit its specific needs.
Homeowners, business owners, and individuals in Port Washington, NY, turn to Elias Psarros: Allstate Insurance for life insurance solutions that provide financial protection for their families and assets. The agency helps clients assess their coverage needs to secure a stable future through thoughtful policy selection and dedicated local support. Its service area also extends to neighboring communities throughout Nassau County on Long Island.
Murray Surety Bond Agency, Inc. serves clients in Port Washington, New York, and the surrounding communities of Long Island's North Shore. It handles life insurance policies designed to provide financial protection for families and individuals. The agency focuses on general term, whole, and universal life insurance products. To handle a typical job, it first conducts a thorough needs analysis to determine appropriate coverage levels and then helps clients choose a suitable policy from available carriers.
For those needing long-term financial protection versus a single policy purchase, this agency provides guidance on term, whole, and universal life insurance to match individual needs. Covering residents throughout Port Washington, NY, the focus is on helping beneficiaries secure financial stability. Policies address final expenses, income replacement, and debt coverage. Services operate on a one-time basis when clients purchase a policy without ongoing meetings, or as needed for updating coverage or reviewing beneficiaries.
Phillips General Insurance Agency is a life insurance agent in Port Washington, NY, offering term life and whole life policies alongside wealth transfer and income protection strategies. It provides these services to individuals and families throughout the greater Nassau County region. A local agent’s work includes reviewing beneficiaries after major life events such as a marriage or the birth of a child. It also helps clients reassess their coverage needs during open enrollment season each autumn.
As families along Port Washington’s North Shore review their coverage before the new school and business year, Total Dollar Insurance provides straightforward life insurance agent services to help secure their financial future. Serving clients in Port Washington and surrounding communities, this agency works to explain different policy types and align them with household needs. The initial step involves a personal consultation to assess the individual’s or family’s current protection level and long-term goals.
Risk Management Services, LLC works with individuals and families in Port Washington, New York, to arrange life insurance coverage that addresses financial security needs. The company also assists clients in evaluating additional policy features, such as riders for accelerated death benefits or waiver of premium. These services help protect residential mortgages and personal income streams from unexpected events. Beyond private clients, the firm can serve commercial sectors, including offices, warehouses, and food service operations.
Acrisure Port Washington, NY, operating as Folan Agency Ltd., serves residents seeking life insurance to protect their families and secure financial legacies in the Port Washington area. The agency also provides commercial coverage options for local businesses needing group life or key-person policies. Service extends throughout the surrounding communities on Long Island. Each policy is carefully reviewed with clients to match their specific needs. Follow-up consultations are regularly scheduled for annual coverage reviews and benefit adjustments between routine policy renewals.
Risk Management International in Port Washington, NY, is known for providing comprehensive life insurance agent services to local residents and businesses. The company helps clients assess their financial protection needs and navigate available life insurance policy options. Services include term life, whole life, and universal life policy consultations. The firm guides clients through the application process and policy selection based on individual goals. For added protection, the company can assist with integrating long-term care riders into a life insurance policy for broader coverage.
What Does a a Life Insurance Agent in Port Washington Cost?
Life insurance costs in Port Washington vary based on age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old may cost 20 to 50 dollars per month for 500,000 dollars in coverage. Whole life policies often start at 100 to 300 dollars per month for similar coverage. New York has standard premium rates that insurers must file with the state. This is general information and not insurance advice.
About life insurance agents in Port Washington
Life insurance agents in Port Washington, New York help residents choose policies that protect their families and meet financial goals. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can explain how New York law affects policy options, including the states grace period and incontestability clauses.
Frequently Asked Questions
What license does a life insurance agent in Port Washington need?
Agents must hold a New York State life insurance license issued by the Department of Financial Services. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the DFS website.
How long does a life insurance application take in New York?
The application process can take from a few days to several weeks. New York law gives insurers up to 90 days to decide on a policy after receiving all required information. A local agent can help speed up the process by organizing your documents.
What is the free look period for life insurance in New York?
New York State provides a 10-day free look period for most life insurance policies. During this time you can cancel the policy for a full refund. Your agent will explain the exact terms for your specific policy.
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