The top-rated life insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,557 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 21 life insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
| 10 | Wekerle Agency Inc | 98 Medford Ave A | (631) 447-2626 |
Ken Kortright - State Farm Insurance Agent serves the Patchogue, NY, area and the broader Suffolk County region. As a local life insurance agent, the organization helps clients understand and select appropriate policies to address financial protection needs. Their work involves assessing individual situations and guiding customers through coverage options. The office handles term life insurance policies for temporary needs. It also assists with whole life insurance plans that may build cash value over time.
Steve Klinzing - State Farm Insurance Agent in Patchogue, NY, provides life insurance policies and related financial protection services. The office helps clients evaluate their coverage needs and adjust plans as circumstances change, with straightforward options for policy updates or beneficiary reviews. This agent works with individuals and families to address long-term financial security through term and whole life products. Services cover single-family homes, apartments, retail businesses, and restaurants.
Robert Donahue - State Farm Insurance Agent serves homeowners, renters, and local business owners in Patchogue, New York, by offering a range of life insurance policies designed to provide financial protection. As a life insurance agent, the company helps clients evaluate their coverage needs and select appropriate plans. The office also assists with auto, home, and health insurance options. This agency additionally provides services for individuals and families in the neighboring communities of Blue Point and Sayville, ensuring broader coverage throughout the greater Patchogue metro area.
Bay Harbour Insurance Agency, Inc. serves clients in Patchogue and the surrounding communities of Long Island’s South Shore. The company handles life insurance policies, which help provide financial security for families and individuals in the event of an unexpected death. It works with clients to understand their personal needs and budget, then reviews available policy options from various carriers. For a typical job, it begins with a consultation to evaluate a client’s coverage goals and then presents a tailored recommendation based on that discussion.
Gary Lombardo: Allstate Insurance in Patchogue, NY offers policy consultations, coverage evaluations, and personalized plan designs that match individual financial goals. Its general work includes helping clients select appropriate life insurance policies and explaining policy terms clearly. The agency supports customers in navigating the application process and reviewing beneficiary designations. As family circumstances change or major life events approach, such as a child leaving for college or a home purchase, it assists in updating coverage to reflect new priorities.
Specialized Insurance provides life insurance agent services for individuals and families in Patchogue, New York. The company helps clients evaluate protection plans tailored to their financial needs and long-term goals. It also offers specialized policy add-ons such as accelerated death benefits and accidental death coverage. For commercial clients, Specialized Insurance can assist with group life and key person policies that support local offices, warehouses, and food service operations.
Lighthouse Insurance Patchogue assists local clients in deciding between a single term life policy, which provides coverage for a set period, and a whole life policy that remains in force continuously. Their life insurance agents help individuals evaluate financial protection for families and estate planning needs in the Patchogue, New York area. Guidance focuses on matching coverage amounts to long-term goals without overextending budgets. Service runs on a one-time, scheduled, or as-needed basis according to client preference for policy reviews or new applications.
As local families in Patchogue begin planning their financial futures for the new year, Michael Cirigliano: Allstate Insurance provides tailored life insurance guidance to help secure those plans. An agent in the area, the company works with clients to evaluate their coverage needs, explaining how various policies can offer financial protection for loved ones. The initial step in this process involves a straightforward consultation to review individual circumstances and explore available options, which often begins with an in-depth assessment of current coverage and household goals.
Wekerle Agency Inc, located in Patchogue, NY, is known for helping local residents navigate life insurance choices tailored to their financial planning needs. The agency provides guidance on term life, whole life, and universal life policies designed to protect families and secure future income. Serving clients throughout Suffolk County, the office assists individuals with comparing coverage options and understanding policy features. A specialty service it can add on is offering final expense insurance for those seeking to cover end-of-life costs.
What Does a a Life Insurance Agent in Patchogue Cost?
Life insurance costs in Patchogue vary by age, health, coverage amount, and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 500,000 dollar term life policy. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. New York regulations require insurers to use standard mortality tables and approved rates. This is general information, not insurance advice.
About life insurance agents in Patchogue
Life insurance agents in Patchogue, New York help residents and small business owners find coverage that meets their needs. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can guide you through term life, whole life, and universal life options while explaining how New York insurance law protects policyholders.
Frequently Asked Questions
What license does a life insurance agent in Patchogue need?
A life insurance agent in Patchogue must hold a resident producers license from the New York State Department of Financial Services. This license requires completing pre-licensing education and passing a state exam.
How long does it take to get life insurance in Patchogue?
The process can take a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval than whole life policies that require a medical exam.
What is the free look period for life insurance in New York?
New York law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel the policy for a full refund of any premiums paid.
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