The top-rated life insurance agent in Oceanside, New York is Andrew Mallor: Allstate Insurance, rated 4.9 stars across 256 reviews. Other highly rated options include William Van Wickler: Allstate Insurance, Relation Insurance Services, Family First Insurance New York. This directory lists 11 life insurance agents serving Oceanside.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Mallor: Allstate Insurance | 427 Merrick Rd | (516) 594-3400 |
| 2 | William Van Wickler: Allstate Insurance | 61 Foxhurst Rd | (516) 536-4100 |
| 3 | Relation Insurance Services | 222 Atlantic Ave | (516) 766-4025 |
| 4 | Family First Insurance New York | 3051 Long Beach Rd | (347) 309-6657 |
| 5 | Medical Solutions NY | 3678 W Oceanside Rd | (347) 309-4426 |
| 6 | Garber Atlas Fries & Associates Inc: Fries Justin | 3070 Lawson Blvd | (516) 837-1100 |
| 7 | Evergreen North Insurance Agency, Inc | 3332 Long Beach Rd | (516) 442-4811 |
| 8 | James Montiglio: Allstate Insurance | 3251 Long Beach Rd | (516) 678-2277 |
| 9 | MALLOR AGENCY | 427 Merrick Rd | (516) 594-3400 |
| 10 | Allstate Personal Financial Representative: Joseph Capone | 61 Foxhurst Rd | (516) 536-4100 |
Andrew Mallor: Allstate Insurance serves the Oceanside, New York, area as a local life insurance agent. The agency offers a range of coverage options for individuals and families to help protect financial futures. Policies can address estate planning, income replacement, and final expense needs. The office also provides guidance on life insurance as part of an overall financial strategy. Specific services handled in this area include term life insurance and whole life insurance for local clients.
William Van Wickler: Allstate Insurance provides a range of life insurance services for individuals and families in the Oceanside, NY area. It helps clients evaluate policy options to secure financial protection for their loved ones. The agency also assists with plan adjustments and beneficiary updates to ensure coverage meets changing needs. Serving the local community, it services a variety of residential and commercial properties, including single-family homes, apartments, and retail locations.
Serving Oceanside and the surrounding communities on Long Island's South Shore, Relation Insurance Services focuses on life insurance agent needs for local residents. The company handles term, whole, and universal life policies to assist clients with financial protection planning. By assessing individual coverage requirements and available budget constraints, it works to match policy selections to specific family or business situations. The process generally involves reviewing current needs and future goals to recommend suitable options.
Family First Insurance New York in Oceanside helps clients distinguish between term life policies, which provide coverage for a set period, and permanent life insurance, which remains in force for the insured's entire lifetime. This choice directly impacts premiums and the eventual payout to beneficiaries. The agency focuses on explaining how these options address different financial planning needs, such as income replacement or final expenses. Service is conducted on an as-needed basis, with clients scheduling appointments when they wish to review or adjust their coverage.
Medical Solutions NY specializes in life insurance agent services for individuals and families in Oceanside. It guides clients in selecting suitable policies for income protection and final expenses. The agency also handles coverage adjustments for major life events like marriage or buying a home. Reviews existing plans to help ensure beneficiaries are properly designated. During open enrollment periods, it assists with comparing term and whole life options to fit changing budgets.
Garber Atlas Fries & Associates Inc: Fries Justin serves homeowners and businesses in Oceanside, New York, offering life insurance agent services such as policy reviews and coverage consultations. The agency helps clients assess their financial needs and select appropriate life insurance plans to protect their families and assets. It provides annual policy evaluations to ensure coverage remains suitable. This company also assists residents and commercial property owners in neighboring Long Beach and the surrounding South Shore metro area.
As families in Oceanside begin planning for retirement or protecting their household income, Evergreen North Insurance Agency, Inc provides guidance on life insurance options. The agency works with clients to explain term and whole life policies that can cover mortgages, education costs, and final expenses. An initial consultation allows an agent to review a prospective client's financial obligations and personal goals. This starts with a straightforward conversation to assess individual coverage needs and budget before proceeding to a full policy comparison.
James Montiglio: Allstate Insurance provides life insurance guidance to individuals and families in Oceanside, New York. The firm specializes in term and whole life policies, helping clients match coverage to their financial goals. It also offers related supplemental plans such as accident and critical illness protection. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments requiring business continuity solutions.
MALLOR AGENCY in Oceanside, New York provides life insurance agent services to residential clients within the local community, helping families secure financial protection for unexpected events. Commercial coverage is also available for small business operators seeking to insure key personnel and business continuity. The agency serves Oceanside and the surrounding area along the South Shore of Long Island. After an initial policy placement, MALLOR AGENCY follows up with clients for periodic policy reviews and adjustments between regular scheduled visits.
Allstate Personal Financial Representative: Joseph Capone in Oceanside, NY is a local option for those considering life insurance coverage. The agency provides guidance on selecting policies that can help protect a family’s financial future in the event of an unexpected loss. A life insurance agent in this area assists clients in understanding term and whole life options to match their budgets and long-term goals. An additional specialty service this office can offer is a complimentary policy review for existing coverage.
What Does a a Life Insurance Agent in Oceanside Cost?
Life insurance costs in Oceanside New York vary by age health coverage amount and policy type. A typical term life policy for a healthy 35 year old might cost between 20 and 50 dollars per month for 500000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month. Costs also depend on New York specific rating factors. This is general information not insurance advice.
About life insurance agents in Oceanside
Life insurance agents in Oceanside New York help residents find term life whole life and other policies that meet their needs. New York State requires all life insurance agents to hold a valid license from the Department of Financial Services. Local agents can guide you through options that comply with New York insurance regulations.
Frequently Asked Questions
What license does a life insurance agent in Oceanside need?
In New York a life insurance agent must hold a license from the New York State Department of Financial Services. The agent must complete prelicensing education and pass a state exam. You can verify an agents license on the DFS website.
How do I choose a life insurance agent in Oceanside New York?
Look for an agent who is experienced with New York specific insurance laws and offers policies from multiple carriers. Ask about their familiarity with local underwriting guidelines. Check online reviews and ask for referrals from neighbors or colleagues.
What is the free look period for life insurance in New York?
New York law provides a free look period of at least 20 days after you receive your policy. During this time you can cancel the policy for a full refund. This rule applies to all life insurance policies sold in the state.
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