The top-rated life insurance agent in Merrick, New York is Marwan Jaser - State Farm Insurance Agent, rated 5.0 stars across 558 reviews. Other highly rated options include Brandon Schlott: Allstate Insurance, Ricardo Mercado: Allstate Insurance, John Candon - State Farm Insurance Agent. This directory lists 13 life insurance agents serving Merrick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marwan Jaser - State Farm Insurance Agent | 1012 Jerusalem Ave | (516) 548-7006 |
| 2 | Brandon Schlott: Allstate Insurance | 31 Merrick Ave Unit 40 | (516) 378-5600 |
| 3 | Ricardo Mercado: Allstate Insurance | 1393 Jerusalem Ave | (516) 385-5900 |
| 4 | John Candon - State Farm Insurance Agent | 1745 Merrick Ave # 5 | (516) 783-5522 |
| 5 | Friends for Life Homecare & Medicaid Consultants | 4 Merrick Ave | (516) 208-8030 |
| 6 | MICHAEL PADGETT: Allstate Insurance | 1821 Merrick Ave | (516) 781-1600 |
| 7 | Selective Associates Inc - SAI Insurance | 1687 Merrick Ave | (516) 546-5500 |
| 8 | Brad Rosenberg: Allstate Insurance | 174 Merrick Rd | (516) 868-2100 |
| 9 | John Romero - State Farm Insurance Agent | 10 Merrick Ave | (516) 379-3700 |
| 10 | Apple Insurance Brokerage, Inc. | 8 Merrick Ave | (516) 307-9186 |
Marwan Jaser - State Farm Insurance Agent serves the Merrick, New York area and the surrounding Nassau County region. This agency specializes in helping local residents and business owners select appropriate life insurance policies to protect their families and financial futures. The company also provides related financial planning services to help clients achieve long-term security. Their experienced team is available for consultations on term life and whole life insurance products, offering tailored solutions for individual needs. Universal life insurance policies are another key area of service handled in this community.
Brandon Schlott: Allstate Insurance in Merrick, NY, offers a range of life insurance services, including term and whole life policies designed to provide financial protection for families and individuals. The agency assists clients in selecting coverage that aligns with their long-term needs and goals, and provides ongoing support for policy reviews and updates. Regular maintenance plans include annual check-ins to adjust coverage as circumstances change. This agency services a variety of client properties, from single-family homes and apartments to retail stores and restaurants in the local area.
Homeowners, businesses, and property managers in Merrick, New York, rely on this agent for life insurance coverage designed to protect their families and financial futures. Policies are customized to individual client needs, helping ensure long-term security and peace of mind. The agent also provides detailed guidance on policy options and ongoing policy management support. Service is extended to clients throughout Nassau County and the surrounding communities of Long Island.
John Candon - State Farm Insurance Agent serves the Merrick, New York area and surrounding communities with life insurance coverage. The office handles term life, whole life, and universal life policies designed to address both short-term needs and long-term financial planning. Understanding that each client’s situation is unique, the agent begins every job by reviewing current coverage gaps and personal goals before presenting suitable policy options. A straightforward, consultative approach is used to explain policy features and guide families toward informed decisions.
Friends for Life Homecare & Medicaid Consultants in Merrick, NY provides life insurance agency services that differ from one-time policy sales by offering recurring support for ongoing coverage needs. Through regular review and adjustment of life insurance plans, local clients can maintain protections that adapt to changing life circumstances. Clients may choose between one-time consultations or scheduled, recurring appointments for portfolio updates. The business handles policy placements and coverage adjustments on either a scheduled or as-needed basis.
As families in Merrick, N.Y., begin planning for the coming year, securing financial protection for loved ones becomes a priority. MICHAEL PADGETT: Allstate Insurance helps local residents navigate life insurance options to meet their personal goals. This agent provides guidance on choosing appropriate coverage that can support dependents or help with final expenses. Every consultation focuses on understanding the client’s current situation before recommending possible policies. An initial assessment of your insurance needs begins the process.
Selective Associates Inc - SAI Insurance specializes in life insurance products designed to protect families and individuals in Merrick, New York. The agency provides coverage options that address long-term financial security and estate planning for local residents. It guides clients through policy selection and application processes to match personal circumstances. The firm also helps answer questions about adjusting existing plans during life changes, such as when homeowners are preparing for retirement and reviewing their income replacement needs.
Brad Rosenberg: Allstate Insurance serves residential clients in Merrick, New York, with personalized life insurance policies designed to protect families. The agency also advises local small businesses on commercial coverage options to safeguard their operations. Service extends throughout Merrick and the surrounding Nassau County areas. Mr. Rosenberg assists clients with policy reviews and adjustments, ensuring their evolving needs are met. This includes scheduling follow-up appointments to update coverage between the regular annual visits that help keep protection current.
John Romero’s agency in Merrick, NY, provides life insurance coverage alongside supplemental policies such as accident and critical illness plans. The office helps local residents choose term or whole life options that align with their long-term financial goals. Standard services include policy reviews and beneficiary updates. This agency also serves local businesses by offering coverage for key personnel and buy-sell funding. It meets the needs of commercial sectors like small offices, local warehouses, and food service operations.
Apple Insurance Brokerage, Inc. in Merrick, NY is known for helping clients assess their individual life insurance needs. They guide customers through various policy options to ensure appropriate coverage. Working in this area, they assist families with understanding how life insurance can provide financial security for beneficiaries. Their role involves explaining different term and permanent policy structures. Additional support is available through the company. They offer help navigating the application process and reviewing existing coverage. A specialty service they can add on is final expense life insurance.
What Does a a Life Insurance Agent in Merrick Cost?
In New York the cost of life insurance varies by age health coverage amount and policy type. For a healthy 35 year old a 20 year term policy with 500000 in coverage may cost between 25 and 50 dollars per month. Whole life policies are more expensive often starting at 100 dollars per month for the same coverage. Rates also depend on factors like smoking status and family medical history. This is general information not insurance advice.
About life insurance agents in Merrick
Life insurance agents in Merrick New York help residents find coverage that meets their needs and budget. New York State requires all life insurance agents to hold a valid license and follow strict regulations under the New York Insurance Law. Local agents can explain how New York specific rules like the grace period and incontestability clause affect your policy.
Frequently Asked Questions
What license does a life insurance agent in Merrick need?
In New York all life insurance agents must hold a valid license issued by the New York State Department of Financial Services. They must complete pre licensing education and pass a state exam. You can verify an agents license on the DFS website.
What types of life insurance are available in Merrick New York?
Common options include term life whole life universal life and variable life insurance. New York law requires that certain policy features like nonforfeiture benefits and grace periods be included. An agent can help you compare these products.
How does New York law protect life insurance policyholders?
New York Insurance Law provides a 10 day free look period after you buy a policy. There is also a 30 day grace period for late premium payments. The incontestability clause prevents the insurer from denying a claim after two years except for fraud.
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